Traditional Culture Encyclopedia - Travel guide - Did the wallet insurance company pay for the trip to Europe?

Did the wallet insurance company pay for the trip to Europe?

On holiday abroad, I suddenly found that my wallet, cash and credit card were all gone. What a tragic moment this is, the whole holiday is likely to be ruined. Here's how to deal with the dilemma of being stolen abroad. Whether you bring cash, credit cards or checks, the first thing you have to do is to report the case to the local police. But there is no guarantee that you will find the lost property. More importantly, you can get a crime report, which is convenient for you to claim compensation from the travel insurance company. Traveler's checks If you use traveler's checks, you should call the emergency number as soon as you find it stolen. If you keep a copy of the invoice and serial number, you can usually change the check within 24 hours. If you don't keep these, I'm afraid you'll have to wait longer. Credit Card and Debit Card If your credit card or debit card is stolen, you should immediately call the bank emergency number and apply for a new bank card. Some banks can change their cards for free, and even prepare cash in advance before the accident. You can receive cash through card payment scheme networks such as Zhihu, Visa or American Express (details of attractions). Travel cards are more secure. Generally, there will be a spare card. Your name will not appear on the card, and it has nothing to do with your bank account number. Cash If a large amount of cash is stolen, you may ask your family to transfer money. Some tourists put forward a good way to transfer money, that is, use your credit card or debit card. If you remember the card number and password, you can transfer the money yourself. If the bank you use is an international bank such as Citigroup or HSBC, you can transfer the money directly to the nearest branch. What should you do if your identity document is stolen? If your ID card is stolen, you can't transfer money. You can only transfer it to a friend's account or change your ID card. If you want to change your passport, you must first find the nearest embassy and then prove your identity, which needs to be proved by an interview or a copy of your identity faxed from China. If you claim through travel insurance, you should be familiar with the insurance policy before you travel and contact the insurance company immediately after the money is stolen. Many insurance companies require the local government to provide evidence within 24 hours. If urgent help is needed, the spokesman of the Ministry of Foreign Affairs and Trade who contacted the Ministry of Foreign Affairs and Trade once said that one of the most requests the embassy received was to help passengers who were robbed or stolen. The embassy can also provide a small amount of emergency loans, provided that a legal contract is signed and the full repayment is promised. If you don't pay off the loan on time, your passport will be revoked, and you won't get it again until you pay it off. Visitors are highly recommended: 1. Register your travel plan information, which can help us to contact you more easily in the event of an accident. 2. When the information of tourist attractions is updated, receive email updates and read travel suggestions carefully. Buy a comprehensive travel insurance, which can cover all your activities during the whole trip. Travel insurance is as important as your passport. In case of theft, how to keep your holiday? 1. Design a hidden compartment in clothes to hide money, such as a small pocket under a shirt. 2. Copy and save your file and card information in your mailbox, so that you can get this information no matter where you are. 3. Write down the emergency telephone number of the bank, be familiar with the process of changing the bank card, and inform the bank of the time when traveling abroad. 4. Save a little cash for a rainy day.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.