Traditional Culture Encyclopedia - Travel guide - What kind of bank card is more convenient for traveling abroad?
What kind of bank card is more convenient for traveling abroad?
First of all, you should bring a savings card and save more money as the main payment tool for shopping in shopping malls, checking out in hotels, buying planes and air tickets at airports and stations. It is completely different from the payment function of cash, but the savings card is small and easy to carry. If you lose an ordinary wallet, you can't recover the loss. But because the savings card has a password and cannot be overdrawn, the payment is very safe.
Even if it is accidentally lost or stolen, it is difficult for others to withdraw money, and you can report the loss and reissue the card. Secondly, you should also bring some credit cards with overdraft function, that is, debit cards or quasi-credit cards. You should take good care of these cards and generally don't use them. Once you don't have enough money on you, you can use this card to transfer overdraft consumption.
The main function of a savings card is to save deposits. Cardholders can read and manually enter passwords through the electronic payment network established by the bank and the magnetic stripe of the card, so as to realize credit card consumption, ATM withdrawal, transfer and various payments. The expenses incurred through the card are equal to the decrease in the balance of the savings account.
If the account balance is zero, the payment function of the card will also be reduced to zero. The application for a savings card is very simple, and you can get it right away without bank approval.
ATM (Automatic Teller Machine) is a service means and tool provided by savings for depositors, and it is also a self-service bank for depositors to realize self-service. It is the crystallization of modern communication technology, computer technology and banking services. Can provide depositors with deposit and withdrawal, account inquiry, personal password modification and other functions.
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