The photovoltaic loan of Shandong Zaozhuang Agricultural Bank brings 2,500 yuan of income to poor households every year.

The development of photovoltaic industry will inevitably lead to the development of related industries, and photovoltaic loans will also develop. It is understood that the photovoltaic loan of Agricultural Bank of Zaozhuang City, Shandong Province brings 2,500 yuan of income to poor households every year. What is the specific situation? Come with me to get to know it.

"pass! Passed! " On the roof of the village committee compound of Niu Shan Village, Zhou Ying Town, Xuecheng District, Zaozhuang City, Shandong Province, a group of onlookers looked at the data 0. 1, 0.2, 0.3 and gave a cry of surprise ... It turned out that this was a photovoltaic poverty alleviation loan issued by Xuecheng Branch of Agricultural Bank of China Zaozhuang on behalf of poor farmers, and the photovoltaic power generation equipment was successfully connected to the grid. The ever-changing figure is the cumulative power generation of photovoltaic panels. The village party secretary of Niu Shan calculated an account for the reporter on the spot. Take the photovoltaic power station with a total installed capacity of 28KW in the village as an example. According to the calculation of 5 hours of sunshine every day, it can generate 140 kWh, and the power grid is purchased at the policy price of 1.08 yuan /kWh, and the daily income can be 15 1.2 yuan. After deducting expenses, each poor household can have a net income of about 2,500 yuan per year.

2065438+In May 2006, Shandong Branch of Agricultural Bank of China developed and launched photovoltaic poverty alleviation loan products, and successively signed cooperation agreements with local governments such as Zaozhuang and Binzhou. The government risk compensation fund provides loan guarantee for poverty-stricken households with the establishment of the card, and timely provides credit support according to the progress of photovoltaic poverty alleviation projects, which has won unanimous praise from governments at all levels, regulatory authorities and poor households, effectively improving the financial poverty alleviation ability. By the end of February, Shandong Branch had approved loans of 654.38 billion yuan and 537 million yuan for photovoltaic poverty alleviation projects. A total of 280 million yuan of photovoltaic poverty alleviation loans were issued. Taken together, * * * has benefited 6.5438+0.2 million poor people.

Yishui County is located in the old revolutionary base area of Yimeng, with a poor population of 79,000. The county is a pure mountainous county, with mountains and hills accounting for 94% of the total area, with an average annual sunshine hours of 2,403 hours, averaging more than 6.5 hours per day, and abundant light resources. At present, the first loan of 200 million yuan from Yishui Sub-branch of Agricultural Bank of China to support the photovoltaic poverty alleviation project (Phase I) in this county has been put in place, so that poor households can enjoy "sunshine income" without leaving home. The loan from the Agricultural Bank of China has been used for the photovoltaic poverty alleviation project in Fuguanzhuang Town 1 1 townships and 44 poor villages in Yishui County, with a total construction scale of 75.967MW. The project was officially connected to the grid for power generation last year. Excluding the relevant taxes and fees, the annual disposable income of poor households can be guaranteed to be no less than 3,000 yuan, and the income will last for 20 years, benefiting 8,279 poor households in 44 villages,14,646 people.

Ren Yongfeng, Poverty Alleviation Office of Li Quan Town, Yishui County, said: "Thanks to the loan support of Agricultural Bank of China, five 336 kW distributed rooftop photovoltaic power generation projects have been built in this township, with an estimated annual income of 400,000 yuan, which can benefit 10 key poverty-stricken villages in this township."

In early spring, I walked into the home of Hao Wugang in Changjiazhuang Village, Dawenhe, Anqiu City, Shandong Province. Two rows of photovoltaic panels are particularly dazzling under direct sunlight. "Since I installed a photovoltaic power station at home, I saw the electricity meter turning around, just like seeing a banknote drilling into my pocket, not to mention how exciting!" Hao Wugang said happily. On June 5438+ 10 last year, Hao Wugang of Changjiazhuang Village, Dawenhe, Anqiu City applied for a distributed photovoltaic power generation loan of 30,000 yuan from the Agricultural Bank of China, and installed a 100 square meter panel on his roof, becoming the first person in the village to eat crabs. "The electricity price of the acquisition is one yuan and eighty cents, and I can earn more than 8,000 yuan a year." In Hao Wugang's notebook, the daily power generation is recorded densely.

Talking about the benefits of photovoltaic power generation, Yin Zhaosheng, deputy director of the Village Planning Office of Dawenhe Tourism Development Zone in Anqiu City, said: "The poor villages under our jurisdiction have large barren hills and long illumination time. The district government regards the photovoltaic industry as an important way to speed up the people's poverty alleviation. The local agricultural bank launched photovoltaic loans in time, actively docked with us, understood the needs of farmers, and really helped the people seize the way of photovoltaic power generation to get rich. "

On March 5, the weather was fine. Wang Zhiru, a villager from Baoyi Village, Yihe Town, Hekou District, Dongying City, looked at the photovoltaic power station with a "sunshade" on the roof. There are 248 farmers in Baoyi Village, 95% of whom have installed photovoltaic power generation projects. The daily electricity consumption, power generation, and how much money you earn are clear at a glance. The surplus electricity is sold into the power grid,1.000W annual net income 1.200 yuan, which really opens a new measure for farmers to ask for money from heaven.

The staff of the Poverty Alleviation Office in Hekou District of Dongying City said: "Special thanks to the Agricultural Bank of China, the photovoltaic poverty alleviation loan has given great support to the poverty alleviation work in our district. The efficient handling of photovoltaic loans and the high-quality installation of photovoltaic equipment have created more income for villagers. "

Wang of Wangjialing Village, Zhongce Town, surabaya county, with the support of 80,000 yuan loan from Agricultural Bank of China, was the first to build photovoltaic power generation. He said happily, "The Agricultural Bank of China has helped me a lot. I generate electricity 15000 kwh every year and earn 1062 yuan a month. Photovoltaic power generation has opened the way for me to get rich, and many folks have come to learn from me. " Today, photovoltaic power generation projects have developed from the first two towns in surabaya county to 13 towns in the county. With the support of Agricultural Bank of China, more and more farmers have broadened their ways to get rich.