The Role of Snow Disaster Insurance in South China in 2008

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Details of Snow Disaster in South China in 2008

Report | February 2008-110: 25qi64588747 | Category: commerce/finance | accessed 7799 times.

The questioner adopted the report | 2008-02-12/kloc-0: 48 The snowstorm in the south lost 6.2 billion Hunan: 300,000 people were trapped by heavy snow; Wuhan: cabbage per catty; 3.5 yuan; Guizhou: 18 county was completely blacked out; Anhui: the deepest snow is 50 cm; Some areas in China have experienced the biggest cooling and rain and snow since winter; The snowstorm caused Hunan and Hubei. The direct economic loss due to the disaster was 6.23 billion yuan. After the disaster, governments at all levels have launched emergency plans to fully carry out disaster relief work. Since 65438+1October 12 in Hunan province, there have been low-temperature weather with rain and snow for more than 10 days in most parts of Hunan province,135.95 million people have been affected and 307,000 people have been trapped by heavy snow. Houses collapsed due to the disaster 1. 1 10,000 rooms, and 33,000 large livestock died. Since June+10/October 1 1 in 65438, there have been two heavy snowstorms in Hubei. The continuous rain, snow and low temperature weather affected 865,438+10,000 people in the province; Transferred 76,400 people. When heavy snow fell, the agricultural products market in Wuhan was "rising": a citizen said: "At the beginning of the month, a catty of Chinese cabbage was only 1 yuan, and it rose to a catty of 3.5 yuan on Tuesday." The 500 kV zigzag ring network in Guizhou Province was completely destroyed, and the largest number of counties in the province 18 were completely black. On the 24th, Guizhou Province declared a state of emergency for a large-scale secondary power outage. Since 12, there have been more than 654.38+million drivers and passengers stranded on expressways in Guizhou Province. Snowstorms occurred in 0/6 cities in Anhui Province, with more than 3.4 million people affected and 5/0/44 houses collapsed. The thickness of snow along the Huaihe River and Huaibei River exceeds 10 cm, the Dabie Mountain area exceeds 25 cm, and the snow depth in some towns and villages in Yuexi and Huoshan reaches 50 cm. Beijing News Feeds: The influence of snowstorm in the south is magnified, so you should be prepared for the delay when getting off in the south. With the further expansion of the influence of the southern snowstorm on the Beijing-Guangzhou Railway, the influence on Shijiazhuang Station is also increasing. Yesterday, all the cadres and workers at the station went all out to invest in the transportation organization work to ensure that the transportation order of sending 32,000 people that day was good. In terms of highway passenger transport, the passenger terminal added a shuttle bus from Shijiazhuang to Fuzhou yesterday. The snowfall and snowfall area in some southern provinces increased, resulting in the delay of 26 trains L44, T 14, T254, T 124, K600, T202, K472, T 146, T62, T88 and T88. Due to the late return at the bottom of the train and the technical operation of the train, K2 1 time, T 145, T 13, K267, T253, K47 1 time, K 185, T/time. Because the T90 train could not return in time, the T89 train from Shijiazhuang to Guangzhou continued to be temporarily suspended on the same day. As of press time, nearly 3,000 passengers were affected by the delay and suspension of trains at this station. In view of the increase in the number of people affected by late trains. The station has strengthened the guidance and explanation for late passengers in the waiting room, and guided passengers to refund their tickets and choose to transfer or other modes of travel. The ticketing workshop organizes personnel to go to the main service desk of the waiting hall and the waiting area for late passengers to handle the formalities of visa change and refund for passengers. Passengers can't stay away from the waiting area because the train is late. The station organizes manpower to deliver water to passengers and increase the supply of fast food such as steamed buns and box lunch. As of press time, none of the nearly 3,000 passengers affected were stranded at the station. Except for 1000 passengers who choose to refund their tickets, all other passengers set foot on the journey by changing trains and waiting to board the late train. Yesterday 14: 58, the K234 train from Shanghai to Shijiazhuang arrived more than 8 hours late. The station is ready to let K233 leave 37 minutes after K234 arrives at the station, which is very popular among passengers. Judging from the news released by the Central Meteorological Observatory, it is expected that the snowstorm in the south will continue for some time in the next few days. To this end, Shijiazhuang Railway Station reminds the passengers that the train operation may be delayed or stopped at any time due to the snowstorm. Passengers should be psychologically prepared before traveling, and the train may extend its running time due to snowstorm. The newly added Fuzhou shuttle bus at the passenger station was affected by the snowstorm in the south. Yesterday, the bus from the passenger station to Hefei stopped, and the bus from Nanjing was barely sent out. In addition, the shuttle bus from Zhejiang Province was delayed in a large area. Please pay attention. The reporter learned from the passenger station yesterday that the station added a shuttle bus from Shijiazhuang to Fuzhou yesterday, and the daily departure time was 13: 30. Reporter Wu Kexin, correspondent of Sun Chao, reported that in the rare snowstorm in the south, the loss of "busy" insurance business was rising. "After the disaster, the 95500 customer service phone of Pacific Property Insurance never stopped." Yesterday, the relevant person in charge of Pacific Property Insurance said in an interview. Since mid-October, 65438/kloc-0, extreme weather of continuous low temperature, rain, snow and freezing, which is rare since the founding of the People's Republic of China, has occurred in most parts of Hunan, Hubei, Jiangsu, Anhui, Jiangxi and Guizhou, resulting in power and water cuts, communication interruptions and frequent traffic accidents in some areas, which has greatly affected people's production and life, and also tested the emergency mechanism and claim settlement process of the entire insurance industry. The amount of reported losses continues to rise. "I just received a report that a factory warehouse in Jiading District of Shanghai collapsed, which is the biggest loss case at present." At 5: 30 pm yesterday, the reporter called Sun Huanmin, assistant general manager of Shanghai Anxin Agricultural Insurance Co., Ltd. He told the reporter that the snowstorm had a great impact on farmers in suburban counties of Shanghai, causing some vegetable greenhouses to collapse and be damaged. The specific loss data may not be counted until 65438+1October 3 1. Previously, the latest statistics released by China Ping An showed that as of June 29th, 13 branches in China, Ping An Life Insurance Company of China, Chongqing and Hunan had received 18752 cases, and 144 16 cases had been closed, and the compensation amount had reached 527,67848.09 yuan. In this regard, the insurance industry pointed out that in the future, the number of reported losses from snowstorms will further increase, and the amount of reported losses will continue to accumulate. Xiao Jun, general manager of the property department of Sunshine Property Insurance Co., Ltd. Shanghai Branch, said that the company received a phone call from customers on Monday, mainly focusing on reporting property losses of enterprises. He analyzed that this kind of extreme weather is rare in most parts of the south, and it is lagging behind and unprepared in early prevention and preparation; The steel structure design of some factory warehouses is not suitable for rain and snow weather, which is the main reason for the high risk rate after the disaster. According to the latest data obtained by the reporter from Pacific Property Insurance, as of June 28th, 65,438, the company * * * received 9,765 auto insurance reports, with a reported amount of 23.86 million yuan, and non-auto insurance reports 1220, with a reported amount of 66.09 million yuan. Among them, there have been more than 2,000 auto insurance reports in Hubei Province, with a reported loss of 5.8 million yuan. The insurance company is busy but not chaotic. "Of course, insurance companies are fully capable of paying possible large compensation and will not affect the stable operation of the company." The relevant person in charge of Pacific Property Insurance said. In fact, after the catastrophic rain and snow disaster, all insurance companies launched catastrophe plans at the first time, making full preparations for property insurance, auto insurance, personal insurance claims and customer service in disastrous weather. Taking Ping An Property & Casualty Insurance as an example, the company issued a "Letter to Customers" in advance to remind customers of the precautions for vehicle maintenance and driving in winter, so as to nip in the bud; 955 1 1, 955 12 call centers should adjust their manpower in time in areas where large-scale accidents are expected to occur, so as to ensure the connection rate of reporting calls. The Property & Casualty Claims Department has formulated the simplified rules for case claims documents during the catastrophe, defined the work undertaking scheme and echelon personnel of each branch, and made effective arrangements for the survey work.