How to compensate for flight delay insurance?

The compensation standard for flight delay insurance is as follows:

1. If the flight is delayed or cancelled due to the carrier's reasons, the airline shall bear the cost of refund, modification and signing. If the delay is more than 4 hours, arrange a rest place, and also provide air ticket discount, mileage equivalent compensation or cash compensation;

2. Flight delays caused by non-carrier reasons include weather, emergencies, air traffic control, security check, passengers or public safety. , and non-carrier reasons are not included in the scope of economic compensation;

3. The compensation for the flight delay caused by the carrier is different for each airline.

Flight delay insurance refers to the commercial insurance behavior that the insured pays the insurance premium to the insurer according to the contract of flight delay insurance, and when the flight delay occurs, the insurer pays the insurance premium according to the contract. From the legal point of view, flight delay insurance belongs to commercial insurance, voluntary insurance and property insurance. When the plane is delayed, notify the insurance company and keep the delay evidence. The preparation materials include the airline's delay certificate, claim registration form, copy of air ticket, boarding pass and copy of ID card. The insurance company will review it according to the company's regulations, and can make claims after it is approved.

Legal basis: Article 128 of the Civil Aviation Law of People's Republic of China (PRC).

The liability limit of domestic air carriers shall be formulated by the competent civil aviation authority of the State Council, and shall be promulgated and implemented after being approved by the State Council.

When a passenger or shipper consigns checked baggage or goods, he specifically declares his interests at the destination and pays extra fees if necessary. Except that the carrier proves that the amount declared by the passenger or shipper is higher than the actual interests of the checked baggage or goods at the destination, the carrier shall bear the responsibility within the declared amount; Other provisions of Article 129 of this Law shall apply to domestic air transport except the limitation of liability.