How to judge whether the car was hit by a strong wind? The car was hit by something blown by the strong wind. Who will pay for it?

There is also a provision in the Insurance Law that as long as the direct loss of the insured motor vehicle is caused by "falling or collapse of foreign objects" during the insurance period, the insurance company is responsible for compensation according to the insurance contract, which belongs to the scope of vehicle loss insurance. For example, if a tree is blown down by a strong wind, a billboard or a foreign object falls from the roof and damages a car parked on the side of the road, you can get compensation for the collapse of the foreign object. However, in the case of natural disasters and extreme weather, the vehicle loss insurance generally has a deductible of about 30%, that is to say, the owner of the vehicle loss insurance will be compensated by the insurance company for 70% of the loss, and the remaining 30% will be compensated by the tree department. For example, if there is car damage insurance, the car damage insurance will compensate 70%, and the remaining 30% will be compensated by the residential property. If there is no car damage insurance, it shall be settled by the person in charge of the property or trees through consultation. If natural disasters such as strong winds cause foreign objects to fall and collapse, resulting in vehicle losses, as long as you buy car damage insurance, you can get corresponding compensation from the insurance company, which is within the insurance responsibility of the insurance company. However, because the car was smashed by something blown by the strong wind, it is especially necessary to look at the property unit of the tree, that is, the ownership of the tree. If you can find the property right unit, you can claim directly from them. If the property unit does not claim compensation, then you can also take the form of litigation. If you can't find a property unit to make a claim, the insurance company will make compensation. On the day of being smashed, you need to go to the Meteorological Bureau to issue a weather certificate, which proves that it is really bad weather.