Will the insurance company pay if the car is hit by hail?

If a car is hit by hail, the insurance company will pay. Because hail is different from earthquakes and tsunamis, hail is a local natural disaster, so insurance companies will pay compensation. If you don’t buy car damage insurance, the insurance company will not pay.

If the car is damaged by hail, do not move the car first. Find the vehicle insurance policy to see if you have purchased car damage insurance and whether the car is within the insurance period. At present, the insurance policy in our country is valid for one year. You can check it to find out.

Report the incident to your insurance company. If the above information is complete, you can report the case to the insurance company. Please report the crime within 24 hours and provide details when reporting. Parking location, parking person, weather reasons, etc.

After reporting the crime, undergo an investigation to determine the damage. After reporting the crime, the insurance company will arrange for staff to contact you and conduct an investigation at the nearest location. During the investigation, staff will take photos of the damage to the vehicle.

Documents that need to be provided. During the investigation process, the vehicle owner’s ID card, motor vehicle driving license, original motor vehicle driving license and the vehicle owner’s bank card need to be provided to the staff. Please make sure these documents are within the validity period and staff will need to take photos.

After the investigation is completed, inform the repair status. After the investigation is completed, the staff will tell you to go to the designated maintenance agency or 4S shop for repairs. You pay the repair cost first, and then the insurance company will transfer the cost to your bank card.

Send the vehicle in for repair. Send the vehicle to a repair agency or 4S shop for repair. Before sending the car for repair, it is best to put away the important items in the car. After the car is repaired, you only need to bring the insurance policy, the insured's ID card, driving license, and driver's license to quickly settle the claim.