What is the five-year Tianan Life Insurance represented by Agricultural Bank of China? Is there any risk?

Tianan Life Insurance represented by Agricultural Bank of China, the best-selling product in five-year insurance is You Xiang D Pension Security (dividend-sharing type). This product has a policy bonus, but the guarantee period is short, which is not suitable for small partners who want to invest and manage their finances for a long time, and the payment period is relatively simple, so they can only be handed in. Excellent products of the same type on the market can be delivered in three years except wholesale delivery. Financial insurance has certain income risk. Although dividend insurance is based on the distributable surplus of dividend business. However, some insurance policies have less or no annual dividends. If you don't know enough about dividend insurance, don't miss this article:

Dividend insurance that the salesperson won't tell you.

In addition to two full insurances, some annuity insurances are also guaranteed for five years. Annuity insurance is a kind of financial insurance product, but compared with universal insurance, the income of annuity insurance is relatively stable and generally there is no risk. Customers can generally pay premiums in one lump sum or in installments, and the insured can receive a sum of money regularly, and the income is generally clear and stable. Therefore, if you want to invest in short-term insurance products for financial management, then between full insurance and annuity insurance, Senior Sister recommends that you choose annuity insurance. So what annuity insurance is worth buying on the market? Look at this list:

Top Ten Annuity Insurance Rankings Want to Buy High-yield Annuity Insurance? Don't miss this 10 model again!

However, it should be noted that both financial insurance and insurance with financial nature have weak general protection functions. Friends need to configure four major types of insurance before configuring these insurances for financial management: critical illness insurance, medical insurance, life insurance and accident insurance. Otherwise, when risks such as diseases or accidents come, the money withdrawn from wealth management insurance or insurance products with wealth management nature can generally not completely transfer the economic risks brought by diseases or accidents. What's the difference between these four types of insurance? Will there be conflicts when making claims? Little friends who want to know may wish to take a look at this article:

What's the difference between critical illness insurance, medical insurance, accident insurance and life insurance? Will there be conflicts when making claims?

The answer to this question is so much! I hope it helps!

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