How to compensate for car damage in typhoon weather

The car is damaged in typhoon weather, and most of the losses can be compensated by car damage insurance, as follows:

1, the loss caused by falling objects or vehicles washed away by heavy rain belongs to the category of vehicle damage insurance;

2. Static flooding shall be compensated as "natural disaster";

3. Parking damage can be subrogated;

4, wading "all risks" does not include water-related insurance;

5. Rollover can be claimed through "Rollover Liability".

How to compensate for the damage of automobile transportation

1. If the goods are damaged in the process of transporting goods by consignment car, you can ask the transportation company to compensate for the losses caused;

2. If the amount of loss of goods is insured at the time of consignment, the corresponding loss of goods shall be compensated according to the insured price, or the loss of goods may be determined according to the corresponding contract price and sales invoice between the shipper and the actual consignee. If you can't provide a direct basis for the loss of goods, you can also entrust the price department to evaluate the loss of goods in the lawsuit;

3. If both parties fail to negotiate on the loss of the goods, they can bring a lawsuit to the court for compensation.

Legal basis: Article 10 of People's Republic of China (PRC) Insurance Law.

An insurance contract is an agreement between the applicant and the insurer on the relationship between insurance rights and obligations.

The applicant refers to the person who has entered into an insurance contract with the insurer and has the obligation to pay the insurance premium according to the contract.

An insurer refers to an insurance company that has entered into an insurance contract with the applicant and is liable for compensation or payment of insurance benefits according to the contract.

Article 12

When concluding an insurance contract, the applicant for life insurance shall have an insurable interest in the insured.

The insured of property insurance shall have an insurable interest in the subject matter insured at the time of the insured accident.

Personal insurance is an insurance with human life and body as the subject matter.

Property insurance is insurance with property and its related interests as the subject matter.

The insured refers to the person whose property or person is protected by the insurance contract and enjoys the right to claim insurance money. The applicant can be the insured.

Insurable interest refers to the legally recognized interest of the insured or the insured in the subject matter of insurance.