Will interbank certificates of deposit lose money for seven days?

June 65438+1October 18 to 25, 2022. Seven-day interbank deposit certificate: the seven-day subscription on June 65438+1October 18, 2022 refers to June 65438+1October 18 to 25, 2022. "7-day holding period" tells you that this is a fund with the shortest holding period, and it must be held for 7 days after subscription to be redeemed. The holding period of the inter-bank deposit receipt index fund is 7 days, of which 7 days are 7 natural days from the fund share confirmation date. After holding it for 7 days, it can be redeemed at any time, and you can still enjoy the proceeds if you continue to hold it.

According to relevant laws and regulations, Shanghai Wande Fund Sales Co., Ltd. made the following risk disclosure:

1. Infrastructure funds have different risk and return characteristics from investment in stocks or public offering funds, and the expected risk is lower than that of stock funds and higher than that of bond funds and money market funds. More than 80% of the fund assets of the infrastructure fund are invested in the industrial park-type infrastructure asset-backed securities. The fund holds all the shares of the infrastructure project company through the infrastructure asset-backed securities, and obtains all the ownership of the infrastructure project through the asset-backed securities and the project company. The infrastructure fund aims at obtaining stable cash flow such as the rent of infrastructure projects, and distributes the income at least once a year under the condition of meeting the dividends of related funds, and the proportion of each income distribution is not less than 90% of the annual distributable amount of the consolidated fund. Investors should fully understand the investment risks of infrastructure funds and the risk factors disclosed in this prospectus, and make investment decisions cautiously.

Second, the fund may face various risks in the process of investment operation, including market risks, management risks, technical risks and compliance risks of the fund itself. Huge redemption risk is a unique risk of open-end funds, that is, when the net redemption application of a single open-end fund exceeds a certain proportion of the total fund share (10% for open-end funds and 20% for fixed-term open-end funds, except for special products specified by China Securities Regulatory Commission), you may not be able to redeem all the fund shares you applied for in time, or your redemption may be delayed.

Third, you should fully understand the difference between regular fund investment and lump-sum withdrawal. Regular fixed investment is a simple way to guide investors to make long-term investment and average investment cost, but it can't avoid the inherent risks of fund investment, can't guarantee investors to get income, and is not an equivalent financial management method to replace savings.

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