Talking about aircraft insurance from the forced landing of Sichuan Airlines.

Recently, during the flight 3U8633 from Chongqing to Lhasa, the glass on the right side of the cockpit suddenly broke, the cockpit lost pressure instantly, the temperature dropped to MINUS 40 degrees Celsius, and a large number of airborne automation equipment broke down ... At an altitude of 10,000 meters, half of the crew co-pilot was "sucked" out and the clothes were shredded. At a critical juncture, captain Liu Chuanjian relied on 20 years of flight experience and manual control to successfully prepare the plane for landing in Chengdu, saving the lives of 1 19 passengers and 9 crew members.

Talking about aircraft insurance from the forced landing of Sichuan Airlines.

Seeing this news, I believe many people are relieved and happy for the safe arrival of passengers and crew! On the other hand, when the plane is gradually becoming a means of transportation for more and more people, we always pay attention to its safety. Today, I will explain the insurance knowledge about airplanes in detail! How about ping an insurance? I just sorted out the relevant contents, hoping to help you: Is China safe? Do you have any insurance recommendations?

What do you know about aircraft insurance? In addition to our usual aviation insurance and other products, there are actually many flight-related insurances. Follow me to find out!

No. 1: aviation accident insurance

Air passenger personal accident insurance is purchased by passengers voluntarily, which mainly refers to the insurance that the insurance company pays the insurance money according to the contract when personal injury caused by aircraft accident leads to death or disability during the insurance period. The validity period of aviation insurance depends on the specific protection plan, which is generally divided into the following categories: which insurance company is stronger? I just sorted out the relevant content, hoping to help you: the latest list! Top Ten Insurance Companies in China

1, one way: one flight is guaranteed, usually linked to the flight number.

2. Short-term: it may be 1 day, 7 days, 10 days, and flights during this period can be guaranteed.

3. One year. There is a one-year warranty.

For trapeze, aviation accident insurance should be a familiar insurance product, and the amount of protection is relatively high. If there is an unfortunate air crash, the compensation for family members is relatively in place. Of course, passengers can also purchase multiple aviation accident insurance according to their own needs, and in the event of an accident, they can get higher insurance compensation.

Second: air delay insurance.

Aviation delay insurance, like aviation accident insurance, belongs to the types of insurance that passengers often encounter by air. Flight delay insurance refers to the insurance that the insured pays the insurance premium to the insurance company according to the provisions of the flight delay insurance contract, and when the flight delay agreed in the contract occurs, the insurance company pays the compensation amount according to the agreement.

Several problems in purchasing flight delay insurance;

1, protection scope. Different insurance companies have different coverage of flight delay insurance. For example, some delay insurance only pays for the delay or cancellation of flights caused by natural disasters, mechanical failures, bad weather and other reasons, but does not pay for the delay caused by flight plan adjustment and personal reasons.

2. Stall for time. There are two ways to calculate the delay time: from the scheduled departure time of the flight to the actual departure time, or from the scheduled arrival time of the flight to the actual arrival time. Different insurance companies have different contractual agreements on delay time, initial compensation time and claim amount.

3. Change the visa or refund the ticket. Some flight delay insurance only covers the flights specified in the insurance contract, and the insured is exempted from liability for refunding or changing the ticket and the resulting delay losses.

Third: aviation liability insurance

The two types of insurance introduced earlier are mainly insurance products for passengers to choose from, while aviation liability insurance is different. It is the statutory insurance purchased by the airline. The object of insurance is the liability of the insured, and it is also a means to spread the risk of compensation, which objectively guarantees the passenger's right to claim compensation. However, the insurance amount allocated to each passenger is relatively low. This is also the reason why commercial aviation accident insurance exists, in order to make the unfortunate people in the air crash get more compensation.

Aircraft fuselage and parts insurance?

It generally covers aircraft damage, loss and disappearance caused by natural disasters and accidents such as collision, explosion, storm and lightning strike. Airplanes are very expensive. In the event of an air crash, the total loss and liability compensation of the subject matter is as high as hundreds of millions of dollars. Therefore, it is necessary to adopt reinsurance or * * * insurance for underwriting, so as to transfer the huge risks of the insurer and strengthen the operational stability of aviation insurance.

The above is a brief summary of several common aircraft insurance for everyone today. Although it is theoretically possible to pay the worst result for this Sichuan Airlines incident, the greatest luck and comfort is that these guarantees are useless. May every flight arrive safely!

(The article comes from the "Baojian Micro Classroom" of WeChat official account)