Does the flight delay insurance compensate for the weather delay?

Legal analysis: Does the flight delay insurance compensate for the weather delay? The law does not stipulate this, but the legal relationship between passengers and airlines is an air passenger contract. Flight delay is regarded as airline breach of contract. Delays caused by weather can be used as an exemption for airlines. According to the provisions of the Civil Code, the carrier has the following obligations in case of abnormal transportation: 1. Inform in time. 2. Arrange change of visa or refund. If there are other losses, you can claim compensation according to the contract.

Legal basis: Article 820 of the Civil Law states that the carrier shall transport passengers according to the time, shift and seat number recorded in the valid ticket. If the carrier delays transportation or has other abnormal transportation conditions, it shall promptly inform and remind passengers, take necessary resettlement measures, and arrange to change other flights or refund tickets according to the requirements of passengers; The carrier shall bear the responsibility for the loss of passengers caused by this, unless it is not attributable to the carrier.