Online banking responded with a fine of 29.43 million.

Online banking responded with a fine of 29.43 million.

China is well-off. Com comprehensive media reports165438+1on the afternoon of October 28th, the Beijing Foreign Exchange Administration Department of the State Administration of Foreign Exchange recently made the administrative penalty decision [2019] No.89, showing that JD.COM. COM's payment platform, online banking, received a huge fine of 29.43 million yuan, which was later confirmed by online banking.

According to the information disclosed by Beijing Foreign Exchange Management Department of State Administration of Foreign Exchange, online banking received No.89 [20 19] administrative penalty decision, which stated that according to Article 39 of People's Republic of China (PRC) Foreign Exchange Management Regulations, Beijing Foreign Exchange Management Department of State Administration of Foreign Exchange fined online banking 29,432,600 yuan.

According to online banking, the reason for this punishment is that they made mistakes in merchant settlement on 20 17, which led to illegal transactions by individual external merchants. At present, all related issues have been shut down, and relevant merchants have retired.

In February this year, online banking online was also fined1779,600 yuan by the regulatory authorities for violating the relevant provisions of the Liquidation Management Regulations and the Management Measures for Payment Services of Non-financial Institutions.

Online Banking Technology Co., Ltd. is a wholly-owned subsidiary of JD.COM Group, which was established in 2003. 20 1 1 Douwan.com, the first batch of stationmaster's homes, has obtained the license of the central bank for payment business, and its current licensed business scope is one of the most comprehensive payment institutions in the payment industry. Business scope includes: Internet payment, bank card receipt, online open stationmaster's home, online game prepaid card, fixed telephone payment, cross-border foreign exchange payment, cross-border RMB payment, fund payment and mobile phone payment.

In 1 and 20 17, due to the negligence of some merchants' access links, some illegal external merchants used relevant trading channels to conduct illegal transactions. After the internal investigation of the merchants found problems, all of them have been shut down and all the merchants have retired.

2. Online banking has seriously reflected and rectified its business management and apologized for the negative impact on the industry. Online banking supports, supports and recognizes the punishment decision of the State Administration of Foreign Exchange, and sincerely thanks the supervision department for its guidance. The information about specific punishment shall be subject to the contents published by the State Administration of Foreign Exchange.

Tianjin Hongqiao District today's latest notice

Notice of the seventh district of Tianjin: September 12, nucleic acid detection will be carried out in these areas and personnel.

Guangming net

2022-9- 1207: 34 from the official account of Beijing Guangming.com.

Expression of pneumonia in novel coronavirus

Hexi District

Today, the Hexi District Epidemic Prevention and Control Command issued a notice ↓

Dear friends of Hexi District residents,

In order to strictly investigate the infected persons and potential transmission risks in COVID-19 and effectively protect people's life safety and health, Hexi District Epidemic Prevention and Control Headquarters decided to carry out nucleic acid testing in the whole region on September 12. The notice is as follows:

First, the detection time

It starts at 6: 00 on September 12, and the specific testing time and sampling place shall be subject to the notice of the street community.

Second, the detection range

The scope of this screening is the residents of Hexi District. Staff related to nucleic acid detection and urban operation guarantee should obey the work arrangements of departments and units.

Third, the special notice

1. The screening mainly focuses on residence. Residents who have not been screened in our permanent residence on that day, or residents from other regions and provinces who participated in the screening in our temporary residence, should report to the residential community through the "Tianjin Digital Epidemic Prevention" App and telephone to avoid missing the screening.

2. Those who have been diagnosed or recovered without symptoms should report to the community actively and wait for the test notice. Residents who have been vaccinated with COVID-19 vaccine within 48 hours will not participate in this nucleic acid test for the time being. If residents have fever, dry cough, fatigue and other symptoms, please report to the community in advance for single-person and single-tube sampling.

3. Centralized isolation, home isolation medical observation, home health monitoring and other nano-managers participate in nucleic acid detection according to relevant requirements.

4. During the screening period, the normalized nucleic acid detection points in our district are temporarily closed, and the recovery time will be notified separately.

Fourth, matters needing attention

1. Strict community static management. Before sampling, all communities were temporarily closed, and residents went to the sampling place notified by the street community in an orderly manner for nucleic acid sampling. Don't move until the nucleic acid test results of the residents in Guajiasi Street come out; Residents of other streets can arrange necessary trips after sampling, and don't leave the area unless necessary. Within the scope of detection, the returned personnel and on-the-job personnel of organs, enterprises, institutions and other business places shall sample at the nearest sampling point in the neighborhood community, return to their posts immediately after sampling, and remain relatively static until the results of nucleic acid detection come out.

2. It is recommended to use the QR code to register. Residents are requested to use the "Tianjin Digital Epidemic Prevention" App or scan the code to make an appointment, generate a QR code for personal information registration, then save the screenshot, and actively distribute the QR code information to the staff during the nucleic acid sampling registration. Family members should not * * * use the QR code to avoid being unable to check the personal nucleic acid test report. Old people, babies, etc. If you can't operate your own smartphone, you can contact the local community neighborhood committee to make it, or you can use the "Tianjin Digital Epidemic Prevention" App to apply for personal information registration QR code.

3. Make sure that all inspections are completed and no one is left out. Streets and communities will simultaneously carry out "knocking on the door" according to the population base and the sampling data of the day, and conduct door-to-door investigation and tracking to ensure that this round of screening "should be checked and checked, leaving no household and no one missing". Residents who are unable to participate in this round of nucleic acid testing due to reasons such as going out, please go to the medical institution for self-test in time. Residents who did not participate in nucleic acid testing before September 12 12 will immediately change their "health code" to "yellow code" and apply for transcoding in the community with negative nucleic acid certificate after screening.

4. Observe the order at the scene and keep a distance of one meter. When sampling nucleic acid, please do personal protection, wear a mask regularly during the whole process, keep a distance of more than one meter, do not walk around the sampling site at will, and do not enter other areas of the sampling site without authorization to prevent cross-infection. After the sampling is completed, listen to the instructions of the field staff, leave the sampling point as soon as possible according to the specified path, and don't gather or stay outside. Pay attention to weather changes and take good care of special groups such as the elderly, children, pregnant women and people with mobility difficulties.

5. Fulfill the responsibilities of the Quartet and strictly implement the inspection system. Residents are invited to take the initiative to participate in nucleic acid detection and actively cooperate with the staff to do a good job in sample collection. Organs, enterprises and institutions at all levels should ensure that the masses participate in nucleic acid testing in time at their places of residence or necessary posts; All kinds of public places should strictly implement the inspection of site code, health code and negative certificate of nucleic acid detection on September 12. Units and individuals who refuse to cooperate, do not support or are suspected of deliberately evading nucleic acid detection, disturbing order, concealing, falsely reporting or falsifying information. , resulting in the spread of the epidemic, will be strictly investigated for legal responsibility according to law. If necessary, this notice can be used as proof of leave.

Thank you sincerely for your cooperation and full support in epidemic prevention and control!

Hexi district epidemic prevention and control headquarters

September 2022 1 1

Hedong District

Today, the Hedong District Epidemic Prevention and Control Command issued a notice ↓

Residents and friends:

According to the current local epidemic situation in our city and the hidden transmission characteristics of Omicrovirus mutant, in order to further investigate the risk of social transmission and effectively protect people's life safety and health, the district epidemic prevention and control headquarters decided to carry out nucleic acid testing in some areas on September 12. The notice is as follows:

First, the detection time

It starts at 7: 00 on September 12, 2022.

Second, the detection range

1. All residents of Fumin Road Street in Hedong District, who have participated in various nucleic acid tests in recent days, still need to participate in the nucleic acid test on September 12. Staff related to nucleic acid detection and urban operation guarantee should obey the work arrangements of departments and units.

2. Those who have been vaccinated with COVID-19 vaccine within 48 hours within the detection range will not participate in the nucleic acid detection for the time being, and the follow-up will be arranged by the local street.

3 centralized isolation, home isolation, home health monitoring and other management personnel shall organize and arrange nucleic acid testing in accordance with relevant regulations.

Third, matters needing attention

1. Strictly relative static. Starting from 7: 00 on September 12, please ensure that all personnel within the inspection area remain relatively still in their residence. Only the personnel who have completed the sampling can arrange necessary trips, do personal protection and actively cooperate with the staff for inspection.

2. Bring your identification. Please use the "Tianjin Digital Epidemic Prevention" APP or bring "personal information registration QR code", ID card, foreign identity certificate and other valid documents to participate in nucleic acid testing. Advocate the use of "Tianjin Digital Epidemic Prevention" APP to participate in nucleic acid detection. Residents who are inconvenient to operate their own mobile phones, such as the elderly, can contact the local community neighborhood Committee to download and produce them.

3. Ensure that all inspections are completed. Please follow the arrangement of the street and community, and go to the designated sampling points in an orderly manner at different times to carry out nucleic acid testing, so as to ensure that "every household should check, and no one can be missed". Persons who have been vaccinated with COVID-19 vaccine within 48 hours or who are unable to participate in nucleic acid testing within the specified time due to other special reasons, please make a good report in advance through channels such as "Tianjin Digital Epidemic Prevention" APP, so that the streets and communities can arrange for supplementary inspection in time. For residents who have not participated in the nucleic acid test within the specified time, the "health code" will be adjusted to "yellow code", and will be changed to "green code" after the nucleic acid test is completed and the result is negative.

4. Keep the scene in order. When sampling nucleic acid, please do personal protection, wear a mask regularly during the whole process, keep a distance of more than one meter, do not walk around the sampling site at will, and do not enter other areas of the sampling site without authorization to prevent cross-infection. After the sampling is completed, listen to the instructions of the field staff, leave the sampling point as soon as possible according to the specified path, and don't gather or stay outside. Please pay attention to the weather and take good care of the elderly, children, pregnant women, people with mobility difficulties and other special groups.

5. Fulfill the responsibilities of the Quartet. Please conscientiously implement the basic code of conduct for citizens' epidemic prevention, take the initiative to participate in nucleic acid testing on time, and actively cooperate with the staff of each sampling point to do a good job in sample collection. Organs, enterprises and institutions at all levels in the region should ensure that people within the scope of detection participate in nucleic acid testing in time. All employers and all kinds of public places in the whole region should strengthen the inspection system of negative proof of nucleic acid detection. Units that fail to implement the negative nucleic acid detection system and their responsible persons, as well as those who refuse to cooperate, support, are suspected of deliberately evading nucleic acid detection, disturbing order, concealing, falsely reporting or falsifying information, and fail to fulfill the requirements of relative silence, shall be investigated for legal responsibility according to law.

Please pay close attention to the information released by the official authority, and don't panic, believe in rumors, spread rumors or spread rumors. Everything is subject to official notice. If necessary, this notice can be used as proof of leave.

Thank you sincerely for your cooperation and full support in epidemic prevention and control!

Hedong district epidemic prevention and control headquarters

September 2022 1 1

jinnan district

Today, Jinnan District Epidemic Prevention and Control Command issued a notice ↓

In order to further implement the general strategy of "external defense investment, internal defense rebound" and the general policy of "dynamic zero clearing", effectively protect people's lives and health, and strictly investigate COVID-19 infected people and potential transmission risks, according to the deployment requirements of the municipal epidemic prevention and control headquarters, Jinnan District is scheduled to carry out nucleic acid testing in key areas from 6: 00 on September 12. The relevant matters are hereby notified as follows:

First, the detection time

It will start at 6:00 on September 12, 2022, and the specific time will be subject to the notice of the local town and community.

Second, the detection range

All personnel in the administrative areas of Shuang Gang Town and Shuangxin Street in Jinnan District.

Third, matters needing attention

Before the nucleic acid sampling, all the people in the detection range remained relatively still in their residence. According to the overall deployment of the town and the organizational arrangements of the community, grid workers and grid team leaders, we will go to the designated sampling points in an orderly manner in different periods to sample nucleic acids. Local towns, streets and communities will simultaneously carry out "knocking". Persons who are unable to participate in nucleic acid testing according to the specified time due to special reasons should take the initiative to report to their communities in advance for verification and supplementary inspection. On September 12, normalized nucleic acid detection was suspended in Shuang Gang Town and Shuangxin Street.

When going to nucleic acid sampling, please bring your mobile phone, personal information registration QR code, ID card, foreign identity certificate and other valid documents. In order to improve the accuracy and efficiency of information collection, it is advocated to use the "Tianjin Digital Epidemic Prevention" APP to participate in nucleic acid detection. Residents who are inconvenient to operate their mobile phones, such as the elderly, can contact the local community in advance, generate and make QR codes, and register their personal information. Please do personal protection during sampling, wear a mask regularly during the whole process, consciously obey the instructions of the field staff, keep a distance of more than one meter, and do not touch the sampling platform and anything on the sampling platform during sampling to avoid gathering and conversation and prevent cross infection. Pay attention to special groups such as the elderly, children, pregnant women and people with mobility difficulties.

After sampling, please put on a mask as soon as possible, follow the instructions of the field staff and leave the sampling point as soon as possible according to the specified path. Most residents remain relatively still until the negative results of nucleic acid test come out, and do not leave the community unless absolutely necessary. Those who have to travel for medical needs and other necessary reasons must report to the community for approval before they can travel. Others cannot travel until the negative result of this nucleic acid test comes out. Where there is no justifiable reason to flow at will, or the entrance and exit of the community are unattended, the responsibility of the Quartet will be seriously investigated.

For those who have been vaccinated with COVID-19 vaccine within 48 hours, after reporting to the local community, they will not participate in this nucleic acid test for the time being, and the follow-up test will be done according to the arrangement of the town.

Fully implement the "four-party responsibility" of territories, industries, units and individuals, and be sure to "find households and find people". During the nucleic acid test on September 12, local towns and streets should be attended by special personnel, and the management measures such as temperature measurement, code scanning, inspection and registration should be strictly implemented at the entrance and exit of the community. Public security organs should increase police force and strengthen traffic control. Staff related to epidemic prevention and control, nucleic acid detection and social operation security shall obey the arrangement of towns and units, ensure the work schedule and participate in the detection in time. Organs at all levels in the whole region, departments in charge of various industries, enterprises and institutions at all levels should be strict in their responsibilities, and urge employees of their own units and employees in industries within the scope of detection to return to their places of residence on time or participate in nucleic acid detection in necessary posts before nucleic acid detection. All employers in the whole region should strengthen the inspection system before returning to their posts with negative nucleic acid test certificates, and employees within the inspection scope are not allowed to enter or return to their posts without obtaining negative nucleic acid test certificates.

The masses are requested to implement the basic code of conduct for citizens' epidemic prevention, cooperate with nucleic acid testing and negative proof of nucleic acid testing as required, do not panic, do not spread rumors, do not believe in rumors, do not spread rumors, and be responsible for the health of themselves and their families. For residents who have not participated in the nucleic acid test within the specified time, the "health code" will be adjusted to "yellow code", and the nucleic acid test will be negative, and it will be turned into "green code" after reporting to the local community. For places, units and their responsible persons who have not implemented the negative certificate system for nucleic acid testing, those who refuse to cooperate and support, are suspected of deliberately evading nucleic acid testing, disturbing order, concealing, falsely reporting or falsifying information, and failing to fulfill the requirements of relative silence will be investigated for responsibility according to laws and regulations.

If necessary, this notice can be used as proof of leave.

Thank you sincerely for your support and cooperation!

Jinnan district epidemic prevention and control headquarters

September 2022 1 1

jizhou area

Today, Jizhou District Epidemic Prevention and Control Command issued a notice ↓

In order to accurately implement the work requirements of "early prevention, early detection, early reporting, early isolation and early treatment", discover potential transmission risks in time, and effectively protect people's life safety and production and living order, according to the requirements of "novel coronavirus Prevention and Control Plan" and "Tianjin novel coronavirus Prevention and Control Plan", Jizhou District will carry out nucleic acid testing for key populations. The relevant matters are hereby notified as follows:

First, the detection time

From September 12, 2022, screening will be organized according to the prescribed screening frequency.

Wenchang Street and Yuyang Town: 7:00 to 10:00, 16:00 to 19:00.

2. Other towns and villages: 7:00 to 10:00, 15:00 to 18:00.

Second, the detection range

1. Employees in foreign service industries, crowded places, and other employees who have frequent contact with social residents are not included in this screening;

2. Going out requires nucleic acid testing, and others who are willing to do their best.

People who have been vaccinated with COVID-19 vaccine for less than 48 hours will not take part in nucleic acid testing after reporting to the village where they live.

Third, the detection position

Sampling points for nucleic acid screening of key populations in Jizhou District of COVID-19.

Fourth, matters needing attention

Please participate in this screening according to the organization arrangement of the village and industry authorities, and conduct nucleic acid sampling in an orderly manner.

In order to make the nucleic acid screening information faster and more accurate, residents participating in the screening must use the "Tianjin Digital Epidemic Prevention APP" or carry personal information to register the QR code, ID card and other valid documents, and go to the designated sampling point for sampling in an orderly manner.

For the sake of your and your family's health and reducing the risk of infection, I emphasize to you again: during the sampling period, please be sure to do personal protection, wear a mask regularly throughout the whole process, do not talk to people, do not gather, consciously follow the guidance of the on-site staff and keep a distance of more than one meter. Do not touch the sampling platform and anything on the sampling platform when sampling. Put on a mask as soon as possible after sampling and leave the scene quickly.

All key industries should strictly implement the inspection of employees' workplace code, health code and negative certificate of nucleic acid detection. Those who fail to carry out nucleic acid testing according to the prescribed frequency should promptly remind the nearest nucleic acid sampling point to carry out nucleic acid testing, and those who have not obtained negative certificates may not return to their posts. Places, units and their responsible persons who have not implemented the negative certificate inspection system for nucleic acid testing will be investigated for "four-party responsibility" and dealt with seriously; Those who refuse to cooperate, support or are suspected of deliberately evading nucleic acid detection, disrupting order, concealing or not reporting, making false reports or forging information shall be investigated for legal responsibility according to law.

Please pay close attention to the information released by official authorities, and don't panic, believe in rumors, spread rumors or spread rumors. Everything is subject to official notice. Thank you sincerely for your support and cooperation in epidemic prevention and control!

Jizhou district epidemic prevention and control headquarters

September 2022 1 1

hongqiao district

Today, Hongqiao District Epidemic Prevention and Control Command issued a notice ↓

Hongqiao District will organize junior high school and senior high school students and faculty to conduct pre-class nucleic acid testing in Tianjin No.3 Middle School, Tianjin Minzu Middle School, Tianjin No.89 Middle School and Tianjin Hongqiao District TEDA Experimental Middle School from September 9: 00-1:00, 2022. Students and faculty members living in junior high schools and senior high schools outside our district can participate in nucleic acid testing in the above four places with school uniforms or relevant work certificates.

Students and faculty who fail to take part in the nucleic acid test in time can take a make-up test at the "Normalized Nucleic Acid Sampling Point during Mid-Autumn Festival" in Hongqiao District on September 12.

Please finish the nucleic acid as early as possible in the morning, so as to ensure that you can get the nucleic acid certificate before returning to school on September 13.

Hongqiao district epidemic prevention and control headquarters

September 2022 1 1

School detection point

Standardized nucleic acid sampling points during Mid-Autumn Festival

jinghai district

Today, the Jinghai District Epidemic Prevention and Control Command issued a notice ↓

According to the deployment of the Municipal Education Commission, offline teaching will be resumed in our district on September 13, and all teachers and students will enter the school with a 24-hour negative nucleic acid certificate. In order to meet the needs of teachers and students for nucleic acid detection, the region resumed normal nucleic acid detection on September 12, as decided by the regional epidemic prevention and control headquarters.

The specific time is: 7:00 am to 10:30, and 6:30 pm to 20:00. In rural areas, it is from 7:00 am to 10:30, and from 15:00 am to 18:30 pm. After standardization for 24 hours, the sampling site was retained.

Jinghaiqu epidemic prevention and control headquarters

September 2022 1 1

List of normalized nucleic acid sampling points in Jinghai area

Nankai District

Today, the Nankai District Epidemic Prevention and Control Command issued a notice ↓

Residents and friends:

According to the current local epidemic situation in our city and the hidden transmission characteristics of Omicron virus variants, in order to further investigate the social transmission risks and effectively protect people's life safety and health, the district epidemic prevention and control headquarters decided to carry out nucleic acid testing in some streets from 7: 00 on September 12. The notice is as follows:

I. Screening time

Start at 7: 00 on September 12, and complete all sampling before 12.

Second, the scope of screening

1. All residents in the east of Miyun Road, south of Jieyuan West Road, west of Xianyang Road and north of huanghe road in Xiangyang Road Street were screened, and none of them could be missed.

2. All residents of Yayunli Community in Changhong Street and Sunshine Baiyi Community in Sports Center Street.

3 centralized isolation, home isolation, home health monitoring and other management personnel shall conduct nucleic acid testing in accordance with the relevant provisions.

Third, matters needing attention

All personnel within the detection range remain relatively static in their residence. Only the personnel who have completed the sampling can arrange necessary travel and do personal protection. People who have been vaccinated with COVID-19 vaccine within 48 hours will not take part in this nucleic acid test after reporting to their communities.

In order to improve the efficiency of nucleic acid detection and ensure the accuracy of personal information scanning, please use valid certificates such as "Tianjin Digital Epidemic Prevention" APP or mobile phone "personal information registration QR code", and go to the designated sampling point in an orderly manner in different periods according to the arrangement of street community organizations to avoid people gathering and waiting for a long time at high temperature. If it is inconvenient for the elderly to download the "Tianjin Digital Epidemic Prevention" APP, they can contact the local community neighborhood committee to download and register in advance.

If there are residents in the detection range who cannot be screened for special reasons, please click "No Screening Report" on the "Tianjin Digital Epidemic Prevention" APP, or call the community to report to ensure that the information is true and effective.

The residents are requested to actively cooperate with the staff of each sampling point to do a good job in sample collection, and do not panic, spread rumors, believe in rumors and spread rumors. Those who refuse to cooperate, support or are suspected of deliberately evading nucleic acid detection, disturbing order, concealing, falsely reporting or tampering with information will be strictly investigated for legal responsibility according to law.

Residents are requested to do personal protection during the sampling period, wear masks regularly during the whole process, and keep a distance of more than 1 meter to avoid gathering and talking with each other to prevent cross-infection during the sampling period. Pay attention to special groups such as the elderly, children, pregnant women and people with mobility difficulties.

Organs, enterprises and institutions at all levels in the region should ensure that the masses participate in nucleic acid testing in time in the above-mentioned residence or necessary posts, and all kinds of public places should strictly implement the inspection of place code, health code and negative certificate of this nucleic acid testing. If there is no negative proof of nucleic acid detection, it is necessary to promptly remind the nearest nucleic acid sampling point to carry out nucleic acid detection. All industries and departments should strengthen the inspection system of negative proof of nucleic acid detection, and urge people within the above range to take the initiative to participate in screening as required, so as to truly "check to the end".

Thank you for your understanding, cooperation and support! If necessary, this notice can be used as proof of leave.

Nankai district epidemic prevention and control headquarters

September 2022 1 1

Source: Northern Network

Bank fine/kloc-0.08 million yuan.

The 20 19 annual report information publicly disclosed by Jinxian Rural Commercial Bank shows that the bank achieved operating income of 594 million yuan, down 2.14% year-on-year; The net profit reached 65.438+0.08 billion yuan, a year-on-year increase of 5.88%, which can be described as increasing profits without increasing income. At the same time, by the end of 20 19, the bank's non-performing loan balance was 3 12694300 yuan, an increase of 5 1240900 yuan over the previous year; The NPL ratio was 3.76%, up by 1. 12 percentage points over the previous year, and the asset quality was worrying.

Eight tickets were received in two days, and several shareholders of the bank were listed as executors.

On August 1 1, the disclosure form of administrative punishment information of Jiangxi Supervision Bureau of China Banking Regulatory Commission showed that Jinxian Rural Commercial Bank misappropriated loan funds to subscribe for shares and non-performing assets of the bank; Issuing working capital loans to real estate development enterprises in violation of regulations; Loan funds were diverted to real estate development enterprises; Personal comprehensive consumer loans are used to purchase houses; Post-loan management is not in place, resulting in misappropriation of loan funds; Improper exchange of funds between employees and customers; Handling auto insurance agency business and precious metal agency business in violation of regulations; There were 8 illegal acts of "double recording" in the sales process of auto insurance business, and a fine of 2.6 million yuan was imposed.

At the same time, Yu, the supervisor, is directly responsible for misappropriating loan funds to subscribe for shares and non-performing assets of banks, and misappropriating loan funds to real estate development enterprises. Hu, the person in charge, is directly responsible for illegally issuing working capital loans to real estate development enterprises, illegally handling auto insurance business and selling precious metals business on commission. Both of them were warned by Jiangxi Supervision Bureau and fined 50,000 yuan and 654.38+10,000 yuan respectively.

In addition, the next day, Jiangxi Supervision Bureau of China Banking and Insurance Regulatory Commission fined five other responsible persons.

The relevant person in charge, He Mou, is responsible for handling the agency auto insurance business and selling precious metals business in violation of regulations. Zhu's personal comprehensive consumption loan was used to buy a house, and Xu's management after the loan was not in place, and he was directly responsible for the illegal act of misappropriating loan funds. Give a warning.

In addition, the relevant person in charge, Hu Mou, was given a warning and fined 50,000 yuan for improper fund exchange between employees and customers, and Mou Wei was directly responsible for misappropriating loan funds to subscribe for shares and the bank's non-performing assets.

Last year's profit growth did not increase.

The 20 19 annual report publicly disclosed by Jinxian Rural Commercial Bank shows that the bank's total assets reached1293 billion yuan, an increase of 8.76% year-on-year; Total liabilities were118.11100 million yuan, up 8.83% year-on-year. Among them, the loan balance at the end of 2065438+2009 reached 8.32 billion yuan, a year-on-year increase of11.63%; The balance of deposits at the end of the year was 1 15 1 billion yuan, up 8.4 1% year-on-year.

It is worth noting that Jinxian Rural Commercial Bank 20 19 increased its profits without increasing its income. In 20 19, the bank's operating income was 594 million yuan, a year-on-year decrease of 2.14%; The net profit reached 65.438+0.08 billion yuan, a year-on-year increase of 5.88%. The annual report did not disclose the details of the net profit of revenue.

According to industry insiders, under normal circumstances, the bank's operating income will decline, and its net profit will also decline. There will be a situation of increasing profits without increasing income, largely because banks control operating expenses.

In addition, the bank's main loan industries are concentrated in agriculture, forestry, animal husbandry and fishery, wholesale and retail, manufacturing and other industries. Among them, the top three industries with loans are construction, wholesale and retail, and manufacturing, accounting for 24. 17%, 20.55%, and 8.02% respectively, and the total loans of the three industries account for 52.74%. The loan industry is highly concentrated, and the risks are not conducive to dispersion.

In terms of asset quality, the Bank intensified the write-off of non-performing loans. From 2065438 to 2009, non-performing loans on the balance sheet were 28,203,900 yuan, and non-performing loans off the balance sheet were 20,787,800 yuan, but the non-performing loan ratio was 3.76%, up by 1. 12 percentage points over the previous year, and the asset quality was still worrying.

According to public information, Jinxian Rural Credit Cooperative was established in 195 1 with the aim of serving members, farmers and agriculture. In 2004, according to the State Council