Ways to save money in the workplace

Ten super-practical low-paying rules and five ways to save money;

1.52 week deposit method

52 Zhou Zhenghao is a year. In the first week, 20 yuan will deposit 10 yuan, and increase 10 yuan every week. In 52 weeks, it can deposit 13780 yuan.

2. 12 certificate of deposit method

Deposit a sum of money regularly every month for 12 months. Starting from the second year, a sum of money will expire every month, and then a new 1 will be deposited every month. If this continues, the amount of deposits will increase.

3. Rent saving method

If you don't need to rent a house, assume that you are the landlord according to the local house price level and deposit one month's rent in your account.

4. Moon inversion method

Suppose there are 30 days in this month, then deposit it in 30 yuan on the first day, 29 yuan on the second day and 28 yuan on the third day, and the deposit will decrease in turn until the 30th, when you deposit 1 yuan. If you do this every month for one year, you can save 5000 yuan.

5.365 deposit method

Print a form first, write the number 1-365 from beginning to end, save it once a day, and color the corresponding number. The number cannot be selected repeatedly. For example, if you just get paid, you can choose to save 365 yuan, and you can save 66,795 yuan a year.

Good habit of saving money:

Saving money is a good habit.

Keep clothes clean and tidy, and wash them in time; Take good care of clothes, and often use ball remover and hair sticky device; Leather shoes are often polished and maintained; Hand-washed clothes made of special materials; The coat is hung for preservation and not folded; Sweaters don't need hangers to avoid deformation.

Saving money is a good habit.

Don't buy drinks and milk tea outside; Reduce the frequency of eating snacks; Eat less takeout and cook; Reduce the frequency of celebration banquets; Cook in moderation and try to eat it all at once; Consider the price collocation of meat dishes when side dishes; Try to eat seasonal fruits.

Saving money is a good habit.

Turn off the lights and save electricity; When putting hot water, take a bucket and connect it to the cold water in front, and rinse the mop; Pay attention to the national grid and the living expenses of wool 4; Turn off the power except the refrigerator when you leave home; Set the automatic shutdown function when fully charged; Pay attention to the consumption of daily necessities and replenish them in time.

Saving money is a good habit.

Choose public transportation when there is free bus; You can ride an electric car when the weather is not cold; The unit provides charging cartoons, which are regularly charged in the hood; Pay attention to the refueling information and refuel if there is a discount; If you use oil, use coupons; Civilized driving, reducing insurance rates; Skilled driving reduces fuel consumption.

Save money 1:

Prepare 3 bank cards:

1. Consumer card: It is a cash card, and only this card is used to ensure consumption at any time.

2. Stored value card: transfer the fixed income to this card every month.

3. There is no card bound to any network: you can only go to the bank for transactions. When the stored value card is collected, take it out and deposit it in this card, and buy it for deposit.

Tips for saving money

Finally, I want to say: efforts to increase income are the key; Arrange expenses after monthly fixed savings; Be clear about the annual expenditure; Strive to increase sideline income; You can scrape the wool effortlessly; Don't show off when you get the bonus, don't spend money; Don't tell others how much money you have; Keep accounts and look at your own consumption trends; Save money and don't take it out for misappropriation; The wallet of daily expenses is in the money fund.

Don't buy a challenge:

No longer buy wardrobe wrapped in repeated clothes; No longer buy lipstick, there are 2 useless; No more bags, no return to work; Do not replace electronic products; Do not buy new insurance; Don't buy big flowers; No longer buy breakfast outside, make it yourself; Don't buy too many toys for children; There is no need to pack large items at home.

Save money 2:

Set the monthly fixed deposit limit: according to your income, set the monthly fixed deposit limit, and the monthly fixed deposit income will be at least 30%-50%. As the first step to get salary/other income, you can transfer the quota to a deposit card that is not bound to any network. With the increase of salary or other income, the monthly deposit amount will also increase.

My income:

1. Monthly fixed salary: 30%-50% deposit.

2. Year-end award: save 80%.

3. Provident fund: 100%.

4. Sideline income: deposit 100%.

Straighten out your income first, and then set goals according to reality.