Traditional Culture Encyclopedia - Hotel accommodation - Is it easy to apply for a bank of communications credit card?
Is it easy to apply for a bank of communications credit card?
Everbright Bank approved it well, and the online application is generally 5000- 10000, with a relatively large amount and many activities; Huaxia credit card, the amount is relatively large, the approval is relatively loose, and there are fewer activities; The credit card of China CITIC Bank, the credit card quota of women is relatively large, the credit card quota of men is relatively small, and there are fewer activities. China Merchants Bank's credit card approval is slightly strict, the quota is ok, and there are many activities; The credit card audit of the four major state-owned banks is relatively strict, and the amount is relatively small.
1. According to the "20 13-20 17 China Credit Card Industry Deep Investigation and Investment Strategy Planning Analysis Report", since 20 10, the China government has implemented a prudent monetary policy and adopted a series of moderate austerity measures, which shows that macro-prudence and strengthening capital supervision have become the core of banking supervision in China. The analysis shows that the evolution of the industry structure has further optimized and diversified the product portfolio, and also increased the research and development of new industry standards and mobile payment; Deepen credit penetration; Staging business is developing in depth.
It is said that one day in 1950s, Frank McNamara, an American businessman, entertained guests in a restaurant in new york. After eating, he found that he forgot his wallet and had to call his wife to bring cash to the restaurant. He was deeply embarrassed, so McNamara came up with the idea of establishing a credit card company. 1 In the spring of 950, McNamara and his friend Schneider jointly invested110,000 US dollars to set up the Diners Club in new york, which is the predecessor of Diners Credit Card Company. Diners' Club provides members with a card that can prove their identity and ability to pay. With this card, members can spend money in 27 designated restaurants without paying cash. This is the earliest credit card. This kind of credit card, which does not need to be handled by a bank, belongs to commercial credit card.
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