It's hard to get the money back. What should I do? Remember that two points is enough.

A few days ago, I heard that my colleague A Feng was sued and lost the lawsuit. The money owed to A Liang is finally gone.

There is no need to harm people, and there is no need to prevent people. No, A Liang taught us a trick, the first principle of borrowing money, and take good care of the loan voucher. Feng He is both my colleagues. Last month, A Feng left his job. During his tenure, A Feng had an affair with a female colleague, and his hometown had a good wife and mother, as well as a pair of children. A Feng can't make ends meet every month, so she borrows money from many colleagues to maintain her relationship with female colleagues. Only A Liang borrowed the most, exceeding 50,000 yuan. A Feng left by himself, so he didn't come to the company after he went home on leave. The creditors heard the news and called A Feng to inquire about the situation.

However, a Feng's phone was connected, but no one answered. A Liang is very anxious. I didn't reply when I sent WeChat, and no one answered when I called on other mobile phones. No matter who sends WeChat, I can't get in touch. Everyone agrees that this guy wants to breach the contract or something is wrong. A Liang was as anxious as a cat on hot bricks. He keeps calling A Feng and sending WeChat every day. It must be more than 50 thousand, not a small sum, and he has been unable to contact.

Suddenly one day, a feng called back to the company and said he couldn't come and left. Please ask the direct leader to help with the resignation procedures. Knowing that Feng had no accident, he was relieved. He will call again, but he still won't answer. Not obvious. I want to break the contract, but I don't want to pay back the money. A Liang is going crazy. If I know today, why should I know?

Calm down, thinking, the only way is to tell Feng. So I turned on my mobile phone and found every record of lending money to Feng. However, the communication information that A Feng borrowed at the beginning is gone because he just changed his new mobile phone. The old mobile phone has just been sold. A Liang hurried to the mobile phone shop to find an old mobile phone. Fortunately, the boss has not restored the old mobile phone to the factory settings. So A Liang backed up the WeChat chat records and found all the communication records that Afeng borrowed money at that time. The court sued and frozen the Afeng Provident Fund account.

A Feng lost the case and withdrew the provident fund to pay all the debts owed.

In fact, A Feng usually gets along well with others, otherwise she can't borrow any money. He always has to pay back what he borrows, and he borrows it again. But when I left, I chose to avoid. It is only natural that you don't pay back the money you owe. If you have money, there is a saying when to pay it back. This is the basic bottom line. Usually, we spend more time with our colleagues than with our family. It is a good thing for colleagues to help each other. If you don't pay back the money you owe, it's wrong to disappear. The Afeng incident sounded the alarm for us. Colleagues either don't borrow money. If they borrow money, they must keep evidence, transfer records and related chat records. In this case, if the other party does not pay back the money, there is no way, we can solve it through legal means, so as not to cause huge economic losses to ourselves.

02

It is the grandson who wants money, and the uncle who owes money. Many people have this experience and feeling. Colleagues may say no, but it is inevitable that relatives and friends will encounter difficulties in life, and they will not help each other. Sometimes it's really embarrassing. We in China are an individual society. Giving charcoal in the snow and helping others are deeply imprinted in people's bones. There are always people who lend money to relatives and friends. If you don't want it, he just won't return it. If you want, complain that you are poor, push it around and get a word "drag". Therefore, if you don't want to offend your relatives and friends, you don't want him to repay the money you lent him. This is a principle.

In 2003, I was working in Shenzhen. A classmate didn't have enough money to buy a Nokia mobile phone. He asked me to borrow it, and I lent it to him. Later, he left his job. He didn't contact for a long time and didn't know where he was. When I needed money, I asked his cousin, his address and new phone number. Later, he called to ask me why I asked his cousin for money, and even praised me for embarrassing him, but the money just wouldn't be returned. At that time, I got the cash and lent it to him. He didn't pay it back, and I didn't want it. In this way, we are no longer as close as before, and 400 yuan has not been paid back to me for almost 20 years. 400 yuan, seeing a person clearly, also ruined a friendship, but fortunately, 400 yuan will not affect my life. If you don't want it, don't.

In Shenzhen in 2003, during the SARS period, my cousin didn't find a job in Shenzhen and went back to his hometown, so he ran to the bottom of our dormitory and asked me to borrow 200 yuan to go home. Later, the money was never paid back, not much, and I didn't mention it again

/kloc-in 0/7, when my wife was pregnant with Bauer, she persisted in working to make money despite the low placenta. At that time, my cousin in Xinjiang wanted to open an art training class and had no money. Her father, my brother-in-law, called me several times to borrow 20 thousand yuan, thinking about family affairs and having ideas, helped her cousin. Maybe she can successfully start a business and live a better life. The lover kindly lent his cousin 20,000 pounds from the money he earned from working with Bauer. It is better to borrow it than to return it after the Chinese New Year. After the New Year, I mentioned it to my cousin because of the renovation of the kitchen at home.

Who knows that my cousin didn't answer the phone and WeChat didn't return? Later, she found her brother-in-law and said that her business is not good now and she didn't make any money. I'll talk about this later. The wife was very unhappy, and then the cousin still didn't answer the phone or return the message. In this way, until now. Every time I borrow money again, my wife will argue with me.

Years ago, my cousin in Shanghai was in urgent need of 3000 yuan for emergency. She borrowed it from her lover and returned it during the Spring Festival. The lover decisively refused on the grounds of lack of money. As for me, I can't save face. Because my cousin's mother is my second aunt, I persuaded my lover to lend her 3 thousand. During the Spring Festival, my cousin didn't say a word, and didn't mention paying back the money at all. Looking for her after the Chinese New Year, she said that the money was not in place. By mid-April, April just happened to catch up with the epidemic. Shanghai was blocked and I was stuck here. I have no money to live, and I have no courage to mention it to my cousin. May, tell me again, it's May 20th. I arrived on the 20th two days ago, complaining again, and so on.

03

Good people are hard to do! Just like my classmate's cousin came to borrow a 200 yuan, 400 yuan, and if he didn't pay it back, he wouldn't pay it back, and he could bear it. It is really unbearable for me to borrow 20 thousand from my cousin. So, I have been thinking about borrowing money these days.

There is a story in Zhihu's TV series "Heaven", in which Ding Yuanying returned to Beijing from Germany and only brought back 6,543,800 people to live in seclusion for a period of time. However, his best friend Hanfu Chufeng's wife suddenly borrowed 0.2 million/200 thousand from him and told him not to let Hanfu Chufeng know. Ding Yuanying only borrowed 65438+500,000 yuan. In his words, he can only borrow 1.5 million, and there are still 30 thousand to live on. From then on, Ding Yuanying had no money and made a living by selling old records collected. He didn't ask Han Chufeng's wife for that 1.5 million, and didn't even say anything in front of Han Chufeng. In the play, Ding Yuanying doesn't want to borrow money at all. He borrowed what he thought he could bear and didn't return it.

Money is so sensitive that everyone is chasing it. In life, don't lend money to others if you have the ability. So as not to lose yourself. If you really need to borrow money to help your relatives and friends, what should you do if your relatives and friends don't pay them back? If you avoid two points, you will be free from losses. First, keep evidence of borrowing money, such as transfer records and WeChat chat records. In case the other party fails to pay back the money, it can be recovered through legal means. If you borrow cash from others, you must ask them to write a debit note as evidence. Second, you should be mentally prepared not to ask the other party to repay the borrowed money, so the amount depends on your own situation. For example, if you lend someone 300 yuan and you can't afford it, borrow it. Might as well pay it back. If you don't pay it back, you will recognize someone, and he will be embarrassed to find you later.

May 22(nd), 2022

Yu kunshan