What is the diamond credit card limit of Ping An Bank?

How to play Ping An Credit Card? Ping An Bank Credit Card Series

Card friends have written a series of articles about "playing with credit cards", such as China Merchants Bank, Shanghai Pudong Development Bank, China Guangfa Bank, China CITIC Bank, Bank of Communications, Industrial Bank, Minsheng Bank, China Everbright Bank, etc. Other banks will update them later.

Ping An started by selling insurance. Many people are biased against Ping An Credit Card: it is not his opponent who sells insurance, but it is not. Everyone who plays cards knows that the previous Ping An Bank credit card was a whole sheep!

After playing the popular articles of credit card series, I finally came to Ping An Bank.

Ping an card system

Ping An Card has its own insurance gene, and it will be insured when it is issued. Ping An's flight delay insurance is well-known in the industry, and all the immortals know it. Focus on the cards. There are many types of Ping An cards, but they can be roughly divided into three categories: high-end platinum cards, such as Ping An Centurion Platinum Card, which mainly focus on quota and rights; Various co-branded cards featuring consumer rebates, such as China Travel Platinum Card/Gold Card and RT Mart Co-branded Card. Focus on designated consumption and give back money; Then there are all kinds of jinpuka.

Ping An Card provides a 3-day grace period for repayment, without taking the initiative to apply. If the bill arrives before 24: 00 pm on the third day after the final repayment date, it will be regarded as timely repayment and not overdue. Of course, there is still a tolerance. Within RMB 10, I believe that friends who play cards will not pay back a penny from the bank. After all, Alipay/the next wallet (later) is so convenient to repay.

Ping 'an credit card accounts are merged, and there are only two accounts for multiple cards in the personal letter: a US dollar account and a RMB account, which means that it doesn't cost money to handle multiple cards, and you only need to repay any Ping 'an card.

Ping an credit card withdrawal

Ping An Credit Card will withdraw a fixed amount after half a year, and then withdraw a fixed amount every time, with an interval of three months. No matter whether the extraction is successful or not, as long as an application is made (in theory, special circumstances are not excluded), it can only be extracted after half a year. Diversified credit cards always help to increase the amount. The so-called "diversification" means encouraging you to swipe your card more, and resolutely not paying cash where you can swipe your card. In addition, according to the actual measurement of card friends, the upper limit of Ping An card overrun is 10%. If the limit is exceeded, a temporary limit will generally be issued, which may be converted into a fixed limit after the temporary period expires.

Overall policy and use

Ping An credit card points are called Ping An Miles (not asia miles, which is confused by many people), and credit card spending 1 RMB = 1 points; 1 USD =7 points. Ping An Credit Card RMB account supermarket merchants (MCC54 1 1) have an upper limit of 3000 points/month, but supermarket co-branded card consumption is not subject to this restriction.

Points are accumulated by cards, but they can be used together. In fact, they all boil down to safe mileage points. Diamond card points are permanently valid, and other card points are calculated from the month when the new card is issued. The validity period is 3 years, and the expired points are cleared.

Ping An Centurion Platinum Card, called "Centurion Points" by Ping An, can be used to redeem airline miles of British Airways (BA), Air France-KLM, Singapore Airlines (SQ) and other airlines or points of Hilton (HH) and Jumeirah Hotel.

Ping An Miles points can be used as currency in Ping An Mall, and 5 million Ping An Miles points can be deducted from consumption = 1 yuan (when the payment method is "Ping An Credit Card Online Banking", the exchange ratio of points is 535 points = 1 yuan).

In addition, Ping An Milestone is still a weak point redemption platform (strictly speaking, it is not point redemption, but it can be realized through the intermediary of Ping An Milestone). At present, the main merchants who exchange points are as follows, which is a bright spot, but the proportion is not very good, but it arrives quickly, and sometimes Yawan's ticket exchange is hundreds of miles away. Get some points to make up the difference, and get the account in real time, and never delay the ticket exchange. As for the redemption ratio of points, please download Ping An's "Next Wallet" to view it.

There are also some cards that will be rewarded according to certain rules and will not accumulate points separately. Ping An China Travel Platinum Card/Gold Card and China Resources Co-branded Card are examples of such cards, which will be discussed later.

What card is safe to handle?

Ping An Bank has a slogan-Ping An Bank, which is really different. However, from the analysis of Ping An Bank's credit card, there seems to be no difference except for various insurances attached to the credit card. After all, the homogenization of credit card products is too serious now, and Ping An still has some credit card products worth doing.

Ping 'an Car Owner Card (Gold Card)

Car owners prefer Ping An Car Owner Card (Gold Card), and Ping An Car Owner Credit Card = Credit Card+Security Card+Rescue Card+Concession Card. The annual fee for the first year is 200 yuan, and the annual fee for the next year is exempted if the consumption or withdrawal reaches 30,000 yuan.

Discount card: One of the highlights of this card is a 28% discount on gas. If you spend more than 2,000 yuan per month, you can enjoy a 28% discount at the designated gas station, with a maximum of 80 yuan/month. Refueling is more than 667 yuan per month, and the returned refueling money will be used to deduct the consumption of the designated gas station next month, and it will be invalid when it expires. Designated gas station inquiry website: (long press)

Security card: Another highlight of the owner's card is giving away auto insurance. From the day after the first brush, you will receive the full-vehicle personnel protection insurance with a maximum of 165438+ 10,000 yuan (only for cardholders to drive vehicles), including: driver accident protection with a maximum of 500,000 yuan; Accident protection for the maximum number of people in the same car is 6.5438+10,000 yuan/person (up to 6 people); All personnel (including drivers) in the car have medical insurance for driving accidents up to 4,000 yuan/person.

Rescue card: You can enjoy free road rescue service (including accidents and non-accidents) within 30 kilometers from the day after the first car card is swiped, once a day, unlimited days throughout the year! You need to call the road rescue service hotline 400-6 100-566 to apply, and the service includes emergency vehicle maintenance services (power supply, tire changing, oil delivery, on-site emergency repair and water delivery); It takes 40 minutes to reach the national cities; Towing service: the rescue vehicle will leave in 10 minutes.

To apply for this card, you need to fill in the cardholder's license plate information, otherwise you will not be able to enjoy the relevant protection rights. If you need to change the license plate number, you need to call 400-6 100-566 for processing.

China Tourist Card (Platinum Card)

Ping An China Travel Platinum Card, referred to as Lvbai for short, has a rigid annual fee of 1.200 yuan in the first year. If the consumption reaches 200,000 yuan, the annual fee for the next year is exempted. The biggest highlights of this card are air ticket cashback, hotel cashback, travel agency cashback (MCC45 1 1, 4722, 70 1 1), overseas creditable consumption 1% (not exceeding the quota1)

If the travel allowance is 50,000 yuan, and the hotel merchants (70 1 1) spend 50,000 yuan every month, they can get the full 500 yuan reward, and the net income for one year is 1.200 yuan, and the income for the next year is 2,400 yuan. Look at the platinum card for safe travel.

Other rights and interests, such as participating in Ping An Refueling, can be cashed back to 80 yuan/month at most, that is, you need to refuel 700 yuan every month; Redeem airport shuttle service with 12500 miles.

Ping An Elite Platinum Card

The annual fee of Ping An Elite White Master Card is 600 yuan, and the annual fee of attached card is 480 yuan. The newly issued elite white core card can be exempted from the annual fee for the first year if it consumes over 8,800 yuan within 3 natural months (the main card is the same as the supplementary card); The annual fee for the following year is exempted if the consumption of the main card is over 6.5438+0.2 million yuan and the consumption of the auxiliary card is over 6.5438+0.2 million yuan.

This card can accumulate double points before, but from 2017 1610/0/6, the double points of elite platinum card and the maximum 2% cash back abroad will be cancelled.

After the Platinum Card Elite Edition is activated every month 15 days, 66 yuan will receive 6 domestic airport transfers, covering nearly 40 cities in China, and all-weather one-way airport transfer service in the same city (supporting high-speed rail and railway station); You need to call the VIP line of Ping An Bank at 40088-955 1 1 4 hours in advance (during working hours from 08: 00 to 20: 00) to make an appointment.

Flight delay insurance: If the flight is delayed for 2 hours, 800 yuan will be paid every time, with unlimited compensation. I need to use this card to pay 80% or more of the current flight fare. The highlight is that international flights are included, and the delay time is subject to the longer departure/arrival time! You can enter the claim page through "Pocket Banking APP→ My → Customer Rights → Exclusive Rights → Flight Delay Protection → One-click Claim".

Ping an iqiyi co-branded platinum card

This is a UnionPay Platinum Card, which is equivalent to the Ping An Elite Platinum Card within the Ping An system. The annual fee for the main card is 600 yuan, and the annual fee for the auxiliary card is 480 yuan. The newly issued elite white core card can be exempted from the annual fee for the first year if it consumes over 8,800 yuan within 3 natural months (the main card is the same as the supplementary card); The annual fee for the following year is exempted if the consumption of the main card is over 6.5438+0.2 million yuan and the consumption of the auxiliary card is over 6.5438+0.0 million yuan.

Iqiyi co-branded credit cards will be presented to iQiyi VIP 1 monthly gold members the following month after the first credit card swiping, and Iqiyi VIP 1 monthly gold cards will be presented after spending 3 yuan 188 times every month after the first credit card swiping. If the consumption in the current month is not up to standard, the bank will deduct the agreed fees (platinum card 10 yuan/month, gold card 16 yuan/month) from the credit card account according to the authorization when the customer applies, and order the monthly card of iQiyi VIP gold member on behalf of the customer.

Flight delay insurance: If the flight is delayed for 2 hours, 800 yuan will be paid every time, with unlimited compensation. I need to use this card to pay 80% or more of the current flight fare. Flight delay time is subject to actual departure time-planned departure time120min (inclusive) or actual arrival time-planned arrival time120min (inclusive). You can enter the claim page through "Pocket Banking APP→ My → Customer Rights → Exclusive Rights → Flight Delay Protection → One-click Claim".

Online trading is easy to earn points, and the upper limit of online consumption reward points is 10000 points/month.

Have a safe trip to Kani

Ping An UNI card (from your card) is a DIY card of Ping An Bank: you can choose a large number of cards, and the permissions can be customized (points party, movie group, delicious group). The right customization fee is 288 yuan/year/piece, and the annual fee is free for life (isn't the right customization fee an annual fee? ! )。 However, this card, like Pufa's dream card, charges 50 yuan business card printing fee!

The biggest feature is customizable permissions:

Points Party: If you choose a customized points party, you can enjoy points of 10 times when you spend in designated points merchants such as online consumption, entertainment, catering, etc. The upper limit of reward points is 20,000/month, which is valid for 6 months after introduction. Specify the catering and entertainment consumption restriction merchant code as follows:

7832,79 1 1,7230,7297,7298,7032,7033,7932,7933,794 1,7992,7997,7994,7996,7998,7829,7922,7929,7999,544 1,5462,5499,58 12

Movie viewing group: annual Youku member and 12 Guevara 10 yuan movie ticket (you need points in the current month or online consumption 188 yuan to get the rights and interests of the current month).

Delicious pie: the best food of the year 12 electronic coupons (points in the current month or online consumption 188 yuan, which won the rights and interests of the current month), including Haagen-Dazs, Starbucks, Burger King, Godiva Chocolate, Ai Qian Xi Li and so on. , choose one every month.

If you choose a customized points party, you only need to spend 2,000 yuan a month, and you can get 20,000 yuan, totaling 240,000 yuan a year, which can be exchanged for 500 yuan oil cards or equivalent phone bills, which is relaxed and positive.

Ping 'an Diamond Card

Ping An Diamond Card is the top credit card of Ping An Bank. Annual fee of the main card 10000 yuan, the first supplementary card is free of annual fee, and the second supplementary card is 6000 yuan.

Airport pick-up and drop-off rights and interests: overseas airport pick-up and drop-off service has 6 primary cards and 2 secondary cards (covering more than 40 countries and regions around the world such as the United States, Germany and Australia); You can also redeem 3 points of wealth gold for domestic shuttle service. You need to call the 24-hour VIP service hotline of Ping An Bank at 40088-955 1 1 two working days in advance (holidays postponed) to make an appointment application.

Flight delay insurance: the flight delay insurance will take effect the next day after the diamond card is activated. After paying 100% of the current flight ticket price with Ping An Diamond Credit Card, if the flight is delayed for 2 hours or more, the compensation amount shall not exceed the current flight ticket price, and the maximum amount shall not exceed 6,000 yuan, excluding the machine construction fee and fuel fee. If you pay the tour fare including the current flight by swiping your card, you will not meet the conditions for paying the flight delay insurance.

Identification of "two hours delay" of the flight: compared with the "actual arrival" time of the flight at the destination, if the delay time exceeds two hours (inclusive), it is identified as "two hours delay".

Hong Kong, Macao and Taiwan regions spend 10 points through the UnionPay line, the main card spends 9 times 3 million mileage points (spending 330,000 yuan), and the auxiliary card spends 9 times 1 10,000 mileage points.

Ping An Centurion Platinum Card

Ping An Centurion Platinum Card is defined as luxury platinum card in Ping An credit card system, which is second only to diamond card and higher than platinum card. The annual fee of the main card is 6000 yuan, and the first supplementary card is free of annual fee.

Ping An Centurion Platinum Card, like Minsheng Centurion Platinum Card, belongs to American Express single-label credit card, and the domestic credit card conditions are limited. If you hold Ping An Centurion Platinum Card, you can waive the annual fee (2800 yuan) for Ping An Standard Platinum Card in your name. This is actually a disguised "1+ 1" card issuing mode-after all, you need to distribute a platinum card that can be used in China.

The global personal tailor right provided by American Express is actually American Express concierge service, including but not limited to hotel/air ticket itinerary customization, charter flight/charter flight right, scarce seat reservation, Michelin table reservation, performance/event ticket purchase, commodity purchase and other rights.

The concierge department of Ping An American Express Platinum Card, like Minsheng Bank American Express Centurion Platinum Card, is operated by the localized concierge service team of American Express in Chinese mainland, and the experience is better than that of China Merchants Bank/ICBC.

Airport rights and interests: Ping An Centurion Platinum Card is mainly aimed at overseas high-end customers, so the main rights and interests are also designed for overseas travel. For example, the main card sends 6 overseas airport shuttle services every billing year, and the auxiliary card sends 2 overseas airport shuttle services every billing year.

There are two kinds of PP cards, the main card and the auxiliary card. I can use them unlimited times, and I can bring my companion 1 time for free. In addition, you can enjoy DeltaSkyClub_ VIP Lounge, American Express TheCenturion_Lounge and American Express Airport VIP Lounge.

If you take an overseas flight, the maximum delay of 2 hours is 2,000 yuan/time (not exceeding the ticket price), and the number of payments is unlimited throughout the year. However, I need to use this card to pay for my plane ticket.

Hotel benefits: As an American Express Centurion Platinum Card, you will naturally have the prestigious FHR benefits of American Express. In addition, Ping An American Express Centurion Platinum Card, like Minsheng Bank American Express Centurion Platinum Card, gives cardholders the Emerald Member of Shangri-La VIP Gold Ring Club, the Gold Member of SPG Club, the Gold Member of Hilton Honor Club and the Gold Member of Carlson Club.

Ping An Bank American Express Centurion Platinum Card points can be exchanged for Hilton and Jumeirah points, and the conversion ratio is: 15000 Centurion Points = 1000 Hilton Points; 70000 Centurion Integral = 1000 Jumeirah Integral.

Points: Ping An Bank Platinum Card does not accumulate safe mileage points, but participates in the American Express Membership Rewards Program (MRPoints), which Ping An Bank calls Centurion Points. Credit card spending 1 RMB = 1 points, 1 USD =7 points, and overseas air tickets and hotel merchants 10 times points. Centurion Platinum Card points can be exchanged for air miles of British Airways (BA), Air France-KLM and Singapore Airlines (SQ), and the basic proportion is 30,000 centurion points = 65,438+0,000 air miles.

Security card policy

It is said that it is difficult to apply for a Ping An credit card. In fact, you don't understand the application threshold of Ping An Credit Card, and you don't need to buy insurance. As long as you have a college degree or above and have a stable job, you can apply. At the same time, it also supports the use of cards, and you can apply for Ping An Bank credit cards with other banks' credit cards of more than 3,000 yuan.

Ping An likes female clients. After all, women are avalokitesvara bodhisattvas. Therefore, the success rate of female friends in handling Ping An cards will be higher.

Is there an annual fee for Ping An Bank Card?

The annual fee is as follows:

1, standard universal card: main card: RMB 65 yuan/year-100 yuan/year; Supplementary cards: 40 yuan/Year -50 yuan/Year: Some cards have annual fee discount.

2. Diamond card: main card: RMB 1 10,000 yuan/year; Supplementary card: 6000 yuan/year.

3. Platinum card: main card: RMB 400-6000 yuan/year; Supplementary cards: 0-3000 yuan/year, some cards have annual fee discount.

4. High-end joint credit card: main card: RMB 400-600 yuan/year; Supplementary cards: 200-480 yuan/year, some cards have annual fee discount.

5. Standard gold card: main card: RMB 200 yuan/year -300 yuan/year; Supplementary cards: RMB 100- 150 yuan/year, and some cards have annual fee discount.

6. Original SDB gold card: main card: RMB 175 yuan/year; Supplementary cards: 125 yuan/year, and some cards have preferential annual fees.

7. Original 7.SDB Puka MasterCard: 65,438+000 yuan/year; Supplementary card: 80 yuan/year, some cards have preferential annual fee policy.

Extended data:

Ping An Bank announced on 2011in 2003 that it will provide a brand-new chip card upgrade service to its nearly one million UnionPay owner card customers in the near future, and the rights attached to the card will also be upgraded accordingly. It is reported that this is also the first owner's chip credit card in the industry, and this upgrade service is an important measure for Ping An Bank to create a "different" service experience.

In terms of vehicle safety, Ping An owners' credit cards are all equipped with luxury protection rights-vehicle accident insurance. If the cardholder drives himself, he can enjoy the driver accident insurance protection of up to 500,000 yuan; People in the same car can enjoy the accident insurance protection of up to 6.5438+10,000 yuan/person; Vehicle members (including drivers) can enjoy the accident medical insurance of up to 4,000 yuan/person, and this rights protection plan will escort the owners to ride safely.

How much is the annual fee for diamond credit card of Ping An Bank?

Ping An Bank Diamond Credit Card Annual Fee Standard:

1, the main card: 10000 yuan/year, the auxiliary card: 6000 yuan/year;

2. MasterCard: The annual fee for the first year is rigid, and there is no reduction or exemption policy for the time being; Supplementary cards, as long as the main card pays the annual fee normally, you can enjoy the preferential policy of free annual fee for the first supplementary card, and the second card charges normally;

3. Annual fee waiver rules for the following year: You can log in to Ping An Pocket Bank APP- Credit Card-More-Annual Fee to find out the annual fee waiver rules.

Response time: July 8, 2020. Please refer to the latest business changes announced by Ping An Bank in official website.

[Ping An Car Owner Loan] A car can be loaned up to 500,000 yuan.

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What are the benefits of Ping An Bank Diamond Card?

Points discount plan:

1. Diamond credit card points are always valid.

2. Hong Kong, Macao and Taiwan regions enjoy 10 times points through the UnionPay channel.

Hong Kong, Macao and Taiwan regions enjoy 5% entertainment rewards through MasterCard consumption.

Diamond card "priceless" courtesy

1. Ping An Bank provides diamond card customers with the best flight delay guarantee in the world. If your flight is delayed for 2 hours or more, you can enjoy a maximum premium of 6000 yuan.

Free shuttle bus at international airport

Provide one-way airport shuttle service to more than 40 countries and regions around the world, such as the United States, Germany and Australia. The service models are Mercedes-Benz series models or other brands at the same level.

2. Free shuttle service at domestic airports

Provide point-to-point one-way pick-up or one-way delivery service from China city airports to the same city, or from the city to the same city airport.

3. International car rental concessions

1) USA, Hongkong, China, Macau, China and Taiwan Province Province, China: Enjoy a 20% discount on car rental.

2) Other regions: Car rental can enjoy a maximum discount of 15%.

4. Comprehensive traffic accident insurance

Ping An Bank provides comprehensive traffic protection for diamond card customers, and can enjoy up to 20 million comprehensive traffic accident protection. Just like debit card VIP customers, they can also enjoy double protection, and family members can share the protection;

5. Accident insurance for all vehicle personnel

In the event of an accident in the vehicle driven or taken by the cardholder, the whole vehicle personnel can enjoy a maximum of 2 million insurance coverage.

Ping An Bank's credit cards are all bad? You should know these most interesting cards!

Because a card friend asked Ping An's recommendation before. I have been concerned about peace for some time. I applied for a Ping An card on July 2, and received a rejection message two days later. However, after 27 days of silence, I received the news that Ping An Card was approved. There was a feeling of being teased at that time, thinking it was a mistake. I specially downloaded Ping An's APP to check the progress of card processing, only to confirm that Ping An has been "digging graves" to approve cards. The card amount is 2W, and Ping An has become a fifteen-line card in Xiao Heng.

I have been handling cards for some time, so I took the time to share my experience in handling Ping An credit cards with my cardholders in the headline number.

In fact, there is no good "card" for Ping An, which can neither be redeemed for mileage nor attract users. But we all know that Ping An Group's insurance business is still very strong, so Ping An Credit Card may have more advantages in insurance.

Ping 'an Good Card Recommendation

1 safe travel platinum credit card

Everyone in the ring knows that Ping An has a travel platinum card, which is the most valuable card of Ping An. Credit card spending can get 1% cash back. Air tickets, hotel and travel agency fees (MCC45 1 1, 4722 and 70 1 1) and overseas points can be counted, with a maximum monthly limit of 6,000 yuan.

The quota starts at 30,000 yuan.

In addition, the safe travel white card can also enjoy other platinum card benefits:

Tickets discount for scenic spots above AAA level (inclusive)

Enjoy the discount of purchasing tickets by credit card in 100 scenic spots above AAA level in China, as well as the discount of online and telephone booking in nearly 1,000 scenic spots.

Safe wealth exclusive courtesy, the whole tour escort.

Accident insurance for all vehicle personnel

If driving a motor vehicle causes death, disability, burns or medical expenses, the cardholder and his family members in the same car can enjoy accidental compensation, and the maximum compensation amount can reach 500,000.

Comprehensive traffic accident insurance

In the event of an accident by plane, train (including light rail), ship, automobile and other operating vehicles, the maximum insured amount is100000, and the spouse of the same company can enjoy 2.5 million insured amount.

airport shuttle

When you travel, you can use "125000 miles points" to apply for airport shuttle service, which will save you the trouble of waiting in line for the bus and facilitate your travel.

Airport pick-up and drop-off can be sold to the market price of about 100.

Travel comprehensive accident insurance

You can apply for comprehensive travel accident insurance with "26,000 miles points". Within 90 days after the entry into force, accidents or trips outside the location of Ping An Bank account, which is 100 km away, can enjoy corresponding protection.

Domestic/foreign emergency assistance

Enjoy international travel emergency rescue service and domestic/international medical emergency rescue service during the trip.

Car rental service

Car rental concessions in more than 30 cities across the country, including nationwide "one-day rent-free" and "rent three get one free" concessions, have service outlets all over airports, hotels and commercial centers in major cities.

Driving etiquette:

If you are keen on going to road trip, you can choose more driving service experiences, including route design to road trip for leisure vacation, car racing assistance, new car test drive and so on.

Tips:

You can also use mileage points to apply for more exclusive benefits: 360-degree risk screening and physical examination package, Chinese medicine health care and tooth cleaning service. After activating the first card, you can also enjoy telephone doctors, domestic and foreign health benefits, luxury goods procurement services, international student care services, and etiquette assistance services. See the exclusive courtesy of Ping An Wealth for specific service rules and contents.

More platinum VIP travel privileges

Enjoy the special price of 100 hotels.

Domestic 100 star hotels enjoy exclusive privileges: buy one get one free, free room type upgrade, and late check-out, which will bring more surprises to your journey!

The exclusive price of an exclusive discount merchant.

Thousands of exclusive merchants across the country enjoy exclusive discounts, gifts and other rich courtesy.

Tips: You can't open a card under a white card when traveling safely, and you can also enjoy the treatment of Ping An Platinum Customer Service. There is no annual fee if you don't open the card.

Opening ceremony information of new household card:

Time: 201July August1-201July June10/October 3 1 (card checking time)

Activity rules:

Customers (including new and old customers) who issue Platinum Card, Elite Platinum Card, Golden Butler Co-branded Card and Insurance Gold Card during the activity will receive the first gift if their consumption reaches the standard before the end of next month:

Platinum card: before the end of the second-core card, you can spend 3 RMB 388 at will and get a voucher of RMB 888 for the mall. It is suggested to exchange one of Birand instant water purification stick set, Cobos Magic Mirror S sweeping robot and Huawei B3 smart bracelet.

Elite Platinum Card: Before the end of the nuclear card, you can spend 3 RMB 288 at will and get a 488 RMB mall voucher. It is suggested to replace it with ELLEHOMME suitcase set (20-inch +28-inch), Philips CVR300 driving recorder and Midea air conditioning fan.

Peace is yours.

Yourcard is a credit card for young customers launched by Ping An Credit Card last year, focusing on "free customization of card face".

Since you can customize the card surface yourself, this card also combines several selected rights that conform to the trend of the times, and each right is customized at 288 yuan per year:

Points Party: Designate 10 times points for online, entertainment and catering consumption throughout the year. The maximum reward points per month is 20,000.

Watching group: annual Youku member and 12 Guevara 10 yuan movie ticket.

Delicious pie: Delicious electronic coupons 12 were selected throughout the year, including Starbucks, Haagen-Dazs, Godiva, Burger King, etc.

(Note: Each of the above premium benefits only needs the rights customization fee of 288 yuan/year)

If you don't use these three rights, then you don't need to customize, and this card will not generate an annual fee, which is free for life.

3 Ping An Car Owner Card

In recent years, the owner card of Ping An Bank has a stable main selling point: 88% discount on gas and insurance.

Let's talk about refueling activities first:

Activity intensity: 88% off (12%)

Participation conditions: meet the consumption qualification after registration, and swipe the designated card at the designated gas station.

Registration: After downloading the official Ping An credit card APP "Ping An Tian Xia Tong" and binding my Ping An credit card, I will spend it at the designated gas station.

Designated cards: Ping An Diamond Credit Card, Platinum Credit Card, Elite/Travel Platinum Credit Card, Platinum Credit Card, Owner's Credit Card and Owner's Financial Credit Card (formerly I Car Credit Card).

Designated gas station.

Consumption qualification: cumulative consumption of more than 2,000 yuan (not required for the first month and the second month of card verification)

Monthly return: maximum 80 yuan (i.e. 667 yuan for refueling).

Return rule: Deduct the consumption of the designated gas station next month, and it will be invalid when it expires.

Although the insurance given is very powerful, if you want to go on the road with peace of mind, you still have to buy third-party liability insurance:

From the day after the first brush, you will receive a maximum of 165438+ 10,000 yuan of accident protection for the whole vehicle (only for cardholders driving vehicles).

Driver accident protection is up to 500,000 yuan.

The maximum number of passengers in the same car is 654.38+ 10,000 yuan/person.

All personnel (including drivers) in the car have medical insurance for driving accidents up to 4,000 yuan/person.

Therefore, in the first year of 200 yuan, the annual fee of 30,000 yuan is exempted in the second year, which is quite valuable. After all, the insurance will be discounted. But please note: first check whether the "designated gas station" is near you.

There is courtesy for new households to apply for cards. When they are active,