Traditional Culture Encyclopedia - Hotel accommodation - I bought epidemic insurance on the first night and went to the hotel for isolation the next morning. Can I lose money?

I bought epidemic insurance on the first night and went to the hotel for isolation the next morning. Can I lose money?

You can lose money by buying epidemic insurance on the first night and going to the hotel for isolation in the early morning of the next day.

The related epidemiological risks are as follows:

First, the national epidemic prevention service, this product compensation introduced by Zhonghui is applicable to the situation that the insured is forced to concentrate and isolate at his own expense because of close contact in the same space when taking the means of transportation agreed in the contract. Therefore, home isolation or complete freedom isolation is not covered. If the compensation conditions are met, you can get the compensation of 150 yuan every day, and the cumulative compensation shall not exceed 14 days.

Second, love worry-free accident insurance. This product jointly launched by Fosun includes extended warranty compulsory isolation allowance. It is applicable to the case that the insured is determined to live in a medium-high risk area in COVID-19 or is tracked as a close contact of a confirmed or suspected patient, and is required to be forcibly isolated within 2 days after the contract comes into effect. COVID-19 isolation allowance is 200 yuan/day, with a maximum of 30 days. The scope of worry-free isolation allowance is wider, and those who are forced to be isolated because they are in a medium-high risk area or because of close contact are covered.

Third, Time Love Freedom 2020 domestic short-distance Zhou Bianyou protection plan, which is a travel accident insurance with isolation allowance protection. Including the extended comfort allowance for compulsory isolation of infectious diseases (COVID-19 Compulsory Isolation Allowance), and the daily allowance for compulsory centralized isolation within 10 days after the expiration of the insurance period 15 days 100-200 yuan, it is an accident insurance suitable for travel in normal environment of epidemic prevention and control.

Four. AVIC UNITA's COVID-19 Segregation Allowance Insurance. This COVID-19 isolation insurance product is underwritten by AVIC UNITA Property Insurance Company. The guarantee is simpler, only for flights and trains. COVID-19 infection isolation allowance is limited to self-funded isolation caused by being a close contact or a sub-close contact by plane or train. Therefore, its target group is smaller. There are two protection plans for this product * * *, and the protection contents of different protection plans are the same, but the amount and price of isolation allowance in COVID-19 are different. You can choose the isolation allowance of 300 yuan/day or 500 yuan/day, and you can get 14 days at most.

Verb (abbreviation of verb) Zhongan New Crown Isolation Allowance Insurance. This product is COVID-19 Isolation Allowance Insurance jointly launched by Alipay and Zhongan Insurance. Due to the compulsory centralized isolation of COVID-19, the compensation can be 1 1,000 yuan per day, with a cumulative period not exceeding 16 days. Although the coverage period of Zhong 'an New Crown Isolation Allowance Insurance is only 30 days, within 2 1 day after the end of the coverage period, if it is necessary to force centralized isolation due to the close contact between the operating vehicles (including the network car) and the confirmed cases, the isolation allowance can be compensated. Similarly, this product does not guarantee home isolation, and it needs to be isolated in a designated place.