Traditional Culture Encyclopedia - Hotel accommodation - Xingguo Qianhui Hotel
Xingguo Qianhui Hotel
If the average daily balance of CCB's bank card account is less than that of 300 yuan, the bank will automatically deduct the management fee of 3 yuan and the annual fee of 10 yuan every quarter. Debit cards with zero account balance and no transaction for three consecutive years (including three years) will be automatically cancelled by the bank.
Debit card sleep card refers to the card that the cardholder has not initiated for more than 12 months (excluding interest settlement and inquiry) and the deposit balance is lower than 10 yuan.
Quasi-credit card sleep card refers to a card with a balance of less than 10 yuan, where the cardholder has not initiated financial transactions (excluding interest settlement and inquiry) for more than 6 consecutive months; A credit card sleep card refers to a card with a balance of less than 10 yuan, where the cardholder has not initiated financial transactions (excluding interest settlement and inquiry) for more than 6 consecutive months.
Extended data
In August 2009, the China Banking Regulatory Commission officially issued the Notice on Further Regulating Credit Card Business, which rectified the "hidden rule" referred to by thousands of credit cards-cardholders are not activated after handling credit cards, and banking financial institutions are not allowed to deduct any fees.
Due to the different time nodes when banks collect annual fees, even if customers apply for credit cards from two banks at the same time on September 1, one of them may receive an annual fee reminder in early August next year, while the other may not receive it until September.
Most of the statements given by banks are: the notice requires banks to complete the rectification before August 3 1. Users who have not activated their credit cards in the previous year may still be charged an annual fee if the system has not changed. However, after the system changes in September 1 day, banks will not charge annual fees for inactive card users, depending on the rectification time of the banking system.
Baidu Encyclopedia-sleep card
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