This credit card can only be handled by Agricultural Bank of China, with a minimum credit amount of 50,000!

Recently, a friend with a monthly income of 1.5 million told Sister Ka that she had a platinum card from China Merchants Bank, China CITIC Bank and Shanghai Pudong Development Bank, and the essence of applying for the Agricultural Bank of China was actually rejected! According to this card friend, the account manager who received him made it clear that the provincial bank needs approval, and the municipal branch has no authority, even if it buys wealth management bricks! Although ABC is one of the four state-owned banks, it is too proud. ......

The essence of ABC refers to the essence of ABC's Zunran Platinum Card. According to the account manager, Essence White is one of the platinum credit cards promoted by ABC, with a minimum credit amount of 50,000 yuan! The privileges and benefits you can enjoy are even more powerful:

1, the VIP rooms of 50 airports across the country can be used unlimited times, and one person can be brought for free, covering more than 30 provinces and cities across the country, including first-tier cities such as Beijing and Guangzhou and popular tourist routes such as Lijiang and Xishuangbanna;

2, free of charge to enjoy the hospital appointment registration and experts to accompany the whole process, from the number, price, medicine, diagnosis, payment and other processes, can enjoy 3 times a year;

3. Free accident insurance for public transportation and 24-hour free road rescue to ensure your safety in real time;

Free parking at the airport, buy one get one free buffet in five-star hotels, and 10% discount for staying in famous hotels. ......

Agricultural Bank of China's credit card is a proud representative in the eyes of cardholders, with little activity and little discount. However, since the beginning of 20 17, ABC has launched a weekly brush activity and started to catch up with CCB and BOC, even though online shopping festivals such as Double 1 1 2 have not fallen behind! China Agricultural Bank has won the favor of office workers in third-and fourth-tier cities by virtue of its numerous offline outlets, and being able to own a white credit card in a small city is undoubtedly the embodiment of income and status.

There are also many conditions for ABC to apply for a card. It is difficult for many cardholders to get approval for the first time, and most cardholders of ABC have to upgrade to get the essence. Each card has its own skills in using it. Listen to Sister Ka's explanation.

1. Key point: ABC has more outlets, and the account manager has more power, which not only affects the quota, but also determines whether you can successfully apply for a card. If you can have a good relationship with an account manager of the provincial bank, it will be much easier to get rid of the card;

2. The withdrawal and approval of ABC credit cards pay more attention to deposits and financial management. If you have a card friend who is interested in financial management, you can use the deposit to buy the wealth management products of ABC first, and don't take them out in a hurry, and then take them out after reaching the Japanese standard and successfully withdrawing them;

3. ABC's outlets all over the country often engage in some promotional activities, and can recommend handling large credit cards. It is much easier to apply essence at the right time. Ms. Lan from Zhengzhou and her friends also applied for Essence White. Ms. Lan was approved and her friend was rejected. Their qualifications are similar, because Ms. Lan recommended the card through activities.

4. Handle the branches well. The essence mentioned above needs the approval of the provincial bank, but many card friends say that the provincial bank has approved it, but it is linked to the city bank because there are too many outlets of the Agricultural Bank of China. It is suggested that cardholders go to the outlets that often deal with the Agricultural Bank of China to apply for cards. If it is really not possible, they will purchase insurance and wealth management products through branches;

5. The financial manager of ABC once said that ABC pays more attention to the rich and civil servants, but has low requirements for civil servants. As long as it is a section chief, card friends can also recommend the application essence through the section chief;

abstract

Examination and approval by provincial banks, property reaching the standard or stable income, good credit reporting and purchasing wealth management products are almost necessary conditions for applying for ABC credit cards. Compared with the high income of first-and second-tier cities, third-and fourth-tier cities are more likely to apply for Agricultural Bank of China. Big cities have high per capita income and high card issuance standards. Cardholders may wish to buy 20,000 to 30,000 insurance at the Agricultural Bank outlets in small cities in their hometown before applying for a card, which will also increase the chance of trial.