How about Shanghai Pudong Development Bank Platinum Credit Card?

Platinum Card of Shanghai Pudong Development Bank

Application conditions of Shanghai Pudong Development Bank Platinum Card: at least 18 years old, with no bad credit record, and annual income after tax of120,000 yuan (inclusive), you can apply for VISA Platinum Card Standard Edition, Zunshang Platinum Card and Joint Platinum Card of Shanghai Pudong Development Bank.

Extended data:

Upgrading skills of standard IC card of Shanghai Pudong Development Bank;

1, withdrawal time: credit card used for more than half a year; If you apply for permanent withdrawal again, it will take more than half a year from the last application for withdrawal. Remember the interval.

2. Keeping a good credit record is the key to increase the credit limit. Repay on time, it is best to bind the savings card and repay automatically, so that you will not forget to repay.

3. When the cardholder's financial situation has improved, the financial proof materials that have not been submitted before can be mailed to the credit card center of Shanghai Pudong Development Bank, such as the car under the cardholder's name, the real estate under the cardholder's name, the securities under the cardholder's name, the passbook under the cardholder's name, etc., which is very conducive to improving the credit limit. It is to prove the financial strength of the cardholder.

4. Usually, more credit cards and more spending can increase your chances of successful application; It is also necessary to ensure the amount of consumption, and occasionally there must be several large-scale consumption. In addition, we should pay attention to avoid spending money in the same place often. Traveling, buying air tickets, booking hotels, shopping in shopping malls and car maintenance are all brushed up.

Benefits of Shanghai Pudong Development Bank Platinum Credit Card:

1, annual fee: 3600 yuan.

The annual fee is free in the first year and can be deducted from 200,000 points in the second year.

2. Free round-trip to domestic airports three times a year.

3. Unlimited PP card (popular science time: PP card is an airport VIP room card).

4.28 five-star hotel buffet coupons, free for more than two people.

5, SLH Mandarin Oriental Hotel Group Hotel Group free room upgrade and other benefits.

6. Free card replacement and loss reporting.

7. VIP access of Shanghai Pudong Development Branch, free exchange fee for foreign currency consumption, insurance, Hertz car rental discount, global emergency rescue, domestic road rescue and golf tournament.

How about the simplified version of Pudong Platinum Credit Card? Is it worth applying for?

If you want to own the Platinum Card of Shanghai Pudong Development Bank, you can start with the simplified version of the Platinum Credit Card of Shanghai Pudong Development Bank. This kind of platinum card has a low application threshold and is still easy to apply for. So, how about this simple law popularization? Let's analyze it from four aspects to see if this is a credit card worth applying for.

This simple platinum card of Shanghai Pudong Development Bank is known as "the lowest threshold platinum card". This card is exactly the same as other platinum cards in Pufa. The word "platinum" is obvious, but it is still far from them.

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1. Judging from the application conditions, you can apply for Pudong Platinum Credit Card as long as you are over 18 years old, have no bad credit record, and have an annual after-tax income of RMB120,000 yuan (inclusive).

2. Judging from the application amount, the credit amount of ordinary gold cards in other banks is between 1000 yuan and 50,000 yuan, while the credit amount of platinum cards in Pudong Development Bank is just ordinary cards, and many cardholders only approve the credit amount of 2,000 yuan.

From the point of view of annual fee, this card is free of annual fee for life, which is the only place that has a slight advantage over other bank platinum cards.

4. From the perspective of rights and interests, the simplified version of Platinum Card does not provide reasonable rescue, aviation insurance and other services, and aviation points are redeemed 1 mile (standard version redemption 15 minutes). Except that the withdrawal space is higher than that of Puka, other services are basically the same as Puka.

Therefore, many netizens joked that the card has a platinum "face" but it is a Puka "heart". They feel that if it is not necessary, it is better not to apply, which is too insincere.

By the way, introduce the key parameters of the simplified version of Pudong Platinum Card:

Cash advance: 2% of the cash withdrawal amount, with a minimum of RMB 20/USD 2/EUR 2/GBP.

Late payment fee (RMB or USD): 5% of overdue repayment amount.

Interest: The expected annualized daily interest rate is 0.05%.

Interest-free period: up to 50 days.

ATM pure overpayment cash withdrawal: ATM of the Bank: 0.5% of the cash withdrawal amount, with a minimum 5 yuan per transaction; Other bank ATMs: 2% of the cash withdrawal amount, with a minimum of RMB 20/USD 2/EUR 2/GBP.

Order reading fee: short version: 20 yuan/pen.

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Pufa Platinum Credit Card (Simplified Edition)

Is Pufazun Shang Yi Platinum Credit Card Pseudo Platinum?

breakdown

Pufazun Shang Yi Platinum Card is a high-end card. Shanghai Pudong Development Bank Zunshang Platinum Card is a high-end platinum credit card launched by Shanghai Pudong Development Bank. Shanghai Pudong Development Bank Zunshang Platinum Card has certain requirements for application conditions. This Shanghai Pudong Development Bank Zunshang Platinum Credit Card is a real nominal platinum card. The annual fee for this card is 680 yuan/year. After the card is approved or renewed in the following year, the annual fee for the following year can be waived if the accumulated credit card amount reaches 18000 yuan.

Pudong platinum card is really cheating, the fucking limit is 2000.

Most of the cards of Shanghai Pudong Development Bank are called platinum cards, which loses the true meaning of platinum cards (also called pseudo-platinum). Most cards with a batch limit of only 2000 are also called platinum cards.

Why can platinum credit cards be sought after by many people? The standard platinum card can enjoy multiple privileges such as airport VIP lounge, high-speed rail VIP lounge, bank VIP service (VIP number is swiped), giving high aviation accident insurance, no appointment for physical examination in Grade A hospitals, no queuing, discount for preferential merchants, redemption of mileage points, free car rescue and so on. At the same time, the amount is higher than that of ordinary credit cards (generally 1 10,000), which is a symbol of identity.

Supplementary information:

Now in order to boost its performance, many netizens have done it, with a success rate of over 90%. It looks beautiful, but I don't know how to jump into the pit of law popularization. This platinum card is a fake platinum card. There is no quota for platinum cards, but there is an annual fee for platinum cards. If you want to avoid the annual fee, you have to reach the consumption amount stipulated by Shanghai Pudong Development Bank. Understand? Almost all netizens have a quota of 2000, and more than 5000 are garage certificates provided by others, which is helpful.

Extended data:

The credit card approval amount depends on individual qualifications.

When filling out the application form, there are several small details that affect the credit line, such as whether you have a fixed telephone number in this city, whether this number is registered in your own name or in the name of your family, whether you are married, whether your mobile phone number has a monthly rent, and whether it is a local account. If the above answers are yes, the bank will greatly increase your credit evaluation, but every condition is not absolute, except that it is relatively easy to pass the qualification examination and the initial application for increasing the consumption limit. Consumer credit and repayment credit are still the most important for banks.

Don't forget to swipe your card anytime, anywhere. During the period of using the card, you should swipe your card more. Try to choose a shop that swipes your card. The more frequently you use it, there will be a relatively stable consumption quota every month, just changing the original habit of cash consumption to credit card. This shows your loyalty to the bank. The bank's information system will count your credit card frequency and limit, and will automatically increase your credit limit in about half a year.

Repay on time and maintain good credit. If you owe money, you can borrow it if you change it Banks also strictly follow this old truth. If you don't change money on time, you will definitely lose credit. You'd better pay it back in full, not just the minimum payment. Interest in cycling will make you unbearable.

Take the initiative to apply for increasing the credit limit. After the normal use of the credit card for half a year, you can actively submit a written application or adjust the credit line through the service phone, which requires bank approval. Under normal circumstances, after reviewing the consumption records and credit records, your credit limit will be improved to some extent.

Skills to improve the quota:

Generally, the quota can be increased in about half a year.

To increase the temporary quota, the following conditions must be met:

1, holding the card for more than half a year;

2. In the last six months, there have been at least two credit card records every month, and online payment is not counted;

3. The total amount of credit card swiping for half a year is greater than 180% of the existing credit line of the card, that is, the average monthly credit card spending is greater than 30% of the credit line;

4. There is no late payment fee for non-repayment (only the minimum repayment amount is paid, and the expenses arising from incomplete repayment are called interest, not late payment fee); If the above conditions can be met, you can generally apply for withdrawal, and the maximum withdrawal standard is generally not more than 100% of the existing limit.

Is the platinum card of Shanghai Pudong Development Bank easy to handle? What are the advantages and disadvantages of Shanghai Pudong Development Bank credit card?

The platinum card of Shanghai Pudong Development Bank has been selling well in the whole circle, which is not only high-end in appearance, but also low in annual fee. The most important thing is that the platinum card of Shanghai Pudong Development Bank has many advantages, which allows him to enjoy more convenient services and more preferential policies. Therefore, many people are pursuing the platinum card of Shanghai Pudong Development Bank and want to apply for it. So easy to handle? What are the advantages and disadvantages of Pufa Credit Card?

Is the platinum card of Shanghai Pudong Development Bank easy to handle?

1, its application requirements are low: as long as you are over 18 years old, your personal credit is spotless, and your annual income is above 1.2 million yuan, you can apply.

2. The application amount is low: Generally speaking, the amount of platinum card is mostly around 1 0,000 to 50,000, while the amount of simple platinum card of Shanghai Pudong Development Bank is only about 2,000.

3. Low annual fee: Perhaps this is its only advantage, as long as you get this card. Then the annual fee of this card is free for life.

Therefore, for people who spend a lot of money every month, it is not cost-effective to apply for this card, because the amount of the simple platinum card of Shanghai Pudong Development Bank is too low to meet your daily needs.

Advantages and disadvantages of Pudong Development Credit Card

superiority

1, generous, as long as the bank has benefits, the amount is not a problem. A gift like the Almighty Gold God.

2. Unified account, one account manages all cards. More worry-free

This card exceeds the limit once a month. According to the system score, some people are 5%, others are 10%. Seen the highest excess 140%.

The universal fund will be distributed twice at the beginning and end of each month.

Disadvantages:

1. Pay too much attention to the use of cards from other banks. Any card overdue will soon affect the downgrade of Shanghai Pudong Development Bank.

2. Customer service phone is very important, which affects the risk control and cash withdrawal plan of the card and even reduces the amount of the card.

3. Pay great attention to bank income, and many cards will be approved because you bought installment products. The gross profit of these products is around 50%.

4. There is a saying that the contribution of stages should be considered before playing the Pufa brand.

In fact, it is relatively simple and easy to apply for a platinum card at Shanghai Pudong Development Bank. As long as you have a good credit, a certain repayment ability and a local job and income, you can basically apply. Before applying, you should know more about the advantages and disadvantages of Shanghai Pudong Development Bank credit card and see if it suits you. At the same time, you should carefully consider whether you really need it.

Is Pudong Development Dream Card Platinum Card OK?

All right. Pufa Dream Card Classic Platinum Card is still relatively high. The credit cards of Shanghai Pudong Development Bank are divided into Puka, Gold Card and Platinum Card. Generally speaking, the quota of Shanghai Pudong Development Bank Platinum Dream Card is 10000-50000 yuan, the specific quota is determined by your application qualification, but the quota of Shanghai Pudong Development Bank Platinum Credit Card is about 10000 yuan. Pufa Dream Card Classic Platinum Card has a maximum amount of 500,000 yuan. The credit card limit audit system will score with reference to factors such as job stability, income, age and education, and finally determine the limit according to the final score.

First, when talking about the amount of Pudong Platinum Dream Card, I also talk about the factors that affect the credit card amount.

1, credit history

When you submit a credit card application, the bank will check your personal credit record from the online system. If the customer has a bad record such as penalty interest, the bank will consider the credit card limit as appropriate.

2. Marital status

Don't be surprised to see these four words Generally speaking, married people can get a much higher quota than unmarried people, because banks think people with families are more stable.

3. Economic capacity

The company's personal income certificate is strong evidence, which can show the cardholder's income expectation and whether the income is stable. If employees are in high-income industries, they will get extra points when rating, which is also beneficial to your credit limit.

4. Education

Although the requirements for academic qualifications in all walks of life are not in-depth, in the process of handling credit cards, the rating of graduate students or above will be higher.

5. Conditions of use

Usually engineers, economists, accountants, teachers, lawyers, civil servants, doctors, power systems and other industries will be loved by banks, so the credit card limit will be high.

6. Proof of income

Compared with people whose wages are paid in cash, borrowers who can provide bank payrolls for nearly three to six months are more likely to obtain credit cards and thus obtain credit card quotas.

7. Work unit

People who work in state-owned enterprises and top 500 enterprises will get higher credit lines, because such employees have stable work units and banks don't have to worry too much about the risks they take.

Two. The rights and interests of Shanghai Pudong Development Bank Platinum Dream Card are guaranteed as follows:

1, Shanghai Pudong Development Bank Platinum Dream Card is free of annual fee and page fee.

2. If the cumulative consumption of the core card reaches/kloc-0 in 30 days/9 yuan can get two movie tickets and one month's driving protection rights, only 1 time.

3. Cardholders have donated a total of 654.38+00,000 points, and Shanghai Pudong Development Bank will donate 9.99 yuan to the "Hope Project 1 1" public welfare project for unlimited times.

4. If the accumulated consumption of the nuclear card reaches 19 19 yuan within 30 days, you can get the 5-day WIFI rental service in Taiwan Province Province or Hong Kong and Macao Stock Connect.

This is the end of the launch of Shanghai Pudong Development Bank Platinum Credit Card and Shanghai Pudong Development Bank High-end Platinum Credit Card. I wonder if you have found the information you need?