Credit card ranking

The five most valuable credit cards of ABC.

1. Nice upgrade to mom's credit card.

This card is the first credit card with parent-child theme in China, which mainly provides a series of benefits such as mother and child, preschool education and health care. Beautiful upgrade mom's credit card is free of annual fee in the first year, and free of annual fee after spending five times in the second year. At the same time, the points are not cleared, and more products are redeemed.

2.ABC worry-free platinum credit card.

This card is specially designed for white-collar customers in young and middle-aged cities. Cardholders can enjoy preferential services such as 1 yuan airport parking service, 1 yuan shuttle service, "two rooms and one free ride" in more than 80 high-star hotels, global travel, medical rescue service and so on. Youran Platinum Credit Card is free of annual fee in the first year. After spending 12 times, the annual fee will be exempted in the following year.

3.ABC Premium Platinum Card Edition.

Cardholders can enjoy preferential services such as VIP room service at the airport, high insurance, medical service, tax refund and cash back, and ticket discounts for the three major airlines. Elite Platinum Card Edition has an annual fee of 880 yuan for the main card and 500 yuan for the auxiliary card. After spending 30 times, the annual fee for the following year will be exempted.

4.ABC dreams of burning credit cards.

Burning Dream Credit Card is divided into Feiyanghong UnionPay Edition and Blue and White Porcelain MasterCard Edition. Feiyanghong UnionPay cardholders can enjoy 65438+ parking at 0 yuan Airport, free breakfast for two in star-rated hotels, 50% discount on Riel Dentistry and other preferential services. MasterCard holders of blue and white porcelain can enjoy free overseas WIFI for up to 4 days, discounts for thousands of hotels around the world and other preferential services, mainly for consumption abroad. Both cards are free of annual fees during the validity period.

Agricultural Bank of China Jinsui Ctrip Travel Credit Card

5. Agricultural Bank credit card ranking.

China Agricultural Bank Jinsui Ctrip Credit Card is a series of Jinsui credit cards jointly issued by China Agricultural Bank and Ctrip. Successfully handling this card is equivalent to handling Ctrip VIP membership card at the same time.

Agricultural Bank of China actively supported public welfare undertakings, organized employees to carry out the donation activity of "China Agricultural Bank's 10,000 mu employee forest demonstration project" for the greening of barren hills in Dingxi area of Gansu Province, and donated 5.478 million yuan to contribute to "recreating beautiful mountains and rivers in the west"; According to incomplete statistics, in order to help people in disaster areas rebuild their homes, they donated 2.838 million yuan to Southeast Asian countries that suffered from the Indian Ocean tsunami. Donated more than 654.38 million yuan to the China Foundation for Poverty Alleviation; Expenditure to designated poverty alleviation counties in the State Council 1 10,000 yuan; Insist on donating money to poor female employees in the financial system, with a donation amount of 892,000 yuan.

Five most desirable credit cards in 2022 (most popular credit card list)

Nowadays, more and more people have credit cards, and there are many kinds of card rights. Here are some cards that I applied for.

1. Agricultural Bank

You Ran Platinum Card

You Ran Platinum Card

Rights and interests: vip channel of outlets, expert appointment and registration, and assistance in seeking medical treatment. (Domestic 3A hospitals can assign special personnel to assist in paying fees and taking medicines in advance, which is a very practical right), and enjoy the rights and interests of UnionPay Platinum Cocoa Airport 1 yuan parking, airport VIP rights and so on!

Annual fee: Platinum card. You can avoid the annual fee by swiping this card 12 times.

Guobaoka

Guobaoka

The annual fee of the national treasure card is the same as that of the worry-free platinum card, and there is not much interest. However, it is worthwhile for a new account to have a national treasure to commemorate the surrounding cultural and creative gift package.

Advantages: Agricultural Bank has many outlets and is convenient to handle business. Moreover, ABC has many activities, and there are activities every month. Some cards, such as Deep Cash Back, JD.com Payment Voucher, and 5 times points spent by WeChat, have a long interest-free period.

Disadvantages: low quota and difficult activation. Agricultural Bank of China's credit card is issued to outlets, which need to be activated by itself, and it needs auxiliary proof, which may be rejected.

2. Guangfa Bank Card

JD.COM co-branded card

Guangfa JD.COM Plus co-branded card.

Rights and interests: New residents who meet the consumption standards and have payment vouchers will be given to JD.COM Plus members for one year. There are two threshold-free payment vouchers in 5 yuan every month. Shopping is more practical and there are no other special rights.

Annual fee: Gold card, free to spend 6 times.

Guangfa Shang Zhen Platinum Credit Card

Guangfa Shang Zhen Platinum Credit Card

Rights and Interests: Enjoy the rights and interests of Longteng VIP Lounge, with 2 points per year and 0.5 points for each use. Generally, it can be used in first-and second-tier cities, and the monthly consumption is more than 500. Enjoy the VIP lounge of Guangfa High-speed Railway for unlimited times. This card is more practical for people who travel for a long time. The key is that there is no high annual fee.

Annual fee: Platinum card, 3 88 yuan cards within 90 days of card opening, 12 free of annual fee.

Advantages: fast card approval. At that time, I applied in JD.COM APP, and it was approved in 1 minute, with a high quota. Activation does not go directly to the outlet, remote video activation is much more convenient!

Disadvantages: general card surface, few dots and low integral value.

3. China CITIC Bank

The central bank is the first bank I applied for a credit card. At that time, the credit line was too low, only 65,438+0,000, and the second credit line could still be 3W. There are many kinds of credit cards in the central bank, and the cards are cool. I mainly share cards worth making.

Yan ka kai yun Jin carp

Rights and interests, spending 9 days a month, can be exchanged for 9-point video coupons, and payment coupons and take-away coupons of major shopping platforms are very cost-effective. 88 yuan can enjoy 9 extra points for spending 3. (In the past, you can change it once every three days and nine days, but you may lose to bonus hunter, so the rules of the event have been revised).

Annual fee: Gold card, free of annual fee for 5 purchases. (If you ask the customer service to return the card, the annual fee is free for life. )

Advantages: the card surface is cool, dynamic and koi fish, moving, frosted materials, and activities are also a great space to update and watch the card.

Disadvantages: there are few outlets, and the increase in quota does not seem to be very fast.

4. Postal Bank.

Postal credit cards can be said to be difficult to handle. My previous application was rejected three times, with no social security and no deposit. Later, China UnionPay Express applied for the second batch. There are few types of credit cards in the postal service, and the card surface is average, but the activities are still good.

Youth unionpay card

Rights and interests: no big rights and interests. More realistically, the first cash withdrawal every month is free, and there is no handling fee. I believe everyone has used credit cards from other banks. Generally, there is a handling fee of 1% in addition to interest, but this card has no handling fee and only needs to pay interest.

The rights and interests are relatively large. It is recommended to use the UnionPay card of Dingya Platinum Card, which can avoid the annual fee through consumption, but it is more difficult to handle the card.

Annual fee: it is also inevitable to pay an annual fee, which is 6 times a year.

Advantages: there are many outlets, so it is convenient to find them everywhere. There are not many types of credit cards in the postal service, but the activities are very rich. Every festival has 30 yuan's shopping vouchers (such as Mother's Day, Father's Day, Dragon Boat Festival, e-commerce promotion). Monthly consumption expires 1288, 1588 standard payment coupon (30 yuan), and consumption coupon (50 yuan coupon) is paid in installments.

Disadvantages: there are few types of cards and it is difficult to handle them. Generally, there is no provident fund, so it is difficult to apply for social security.

Reasonable use of credit cards will facilitate our lives and bring convenience to our lives, but excessive early consumption will also lead to debt and overdue credit information. I suggest you use credit cards reasonably, spend rationally, repay in time, and maintain a good credit record!

The worst credit card ranking

Guangfa credit card is the most rubbish, and junk credit card is the fighter in the absolute top spot.

I have used credit cards from several banks, and ICBC is the worst! Don't be fooled by one of the four major lines! Everyone will know when they have used it! Decisively take the card. 2. I'm in business. The teller recommended a credit card and issued a card for 5000, which was useless. Then the card was cancelled. Later, the customer service called to tell me that there was an activity or something, and the result was rejected. I also checked the credit information twice, which was embarrassing. (China Merchants Bank 50,000, Agricultural Bank 65,438+10,000, never raising cards)

3. ICBC's mobile banking program is the most rubbish. After logging in for the second time, it will display the wrong password and it can't be used at all.

In addition to Bank of Communications, there are CCB, ABC and ICBC! Every time I feel that they are bullying customers with their actions! I have been waiting in line for a long time. It's my turn She went to eat. It has to be rearranged again! Service attitude is called a "good"! They are all ancestors! I'm full of anger when I mention it! The credit card of ABC is for civil servants only. In addition to having a car and a house, you have to have a formal job, which is the kind that can issue a work certificate. I work in a state-owned enterprise, but I was sent. People say I won't do it.

Not to mention, ICBC applied for their peony cards and sent me a set of five World Cup commemorative cards, five of which were deceptive! ! The limit is 1 gross! ! I complain about their customer service. I obviously applied for a peony card! As a result, the customer service said that the peony card had no card and gave a set of World Cup! ! You fucking signed it for me! 1 gross! All my other credit cards have a limit of 20 thousand! Who are you burying?

The most ideal credit card ranking

1. There is a Zhang Pingan bank owner credit card gold card.

One of the five most valuable credit cards. The annual fee for the first year is 200 yuan, and the annual fee for the second year is reduced if the consumption reaches 30,000 yuan; From the day after the main card is swiped for the first time, you can apply for free road rescue within 30 kilometers each time, and enjoy it once a day, all year round, and you can get the maximum accident protection of 165438+ 10,000 yuan; There are more than 50 gas stations 10000 in 50 cities across the country. You can enjoy a 28% discount when you refuel, and you can get the 60 yuan Refueling Bonus at the highest every month. Platinum Cabinda bought drunk driving for six times, 12 exquisite car wash, unlimited free road rescue and aviation accident insurance, but the annual fee has also risen to 800 yuan, which can be exempted in the following year. If you have higher requirements, please start with a platinum card.

2. China Merchants Bank Youth Card (Youth Edition)

China Merchants Bank's Volkswagen Credit Card, one of the best credit cards in China, has low application threshold, easy card issuance and quick withdrawal. Although the special rights and interests are not rich, it is definitely worthwhile to be your first credit card as a novice. Main rights and interests: 100% of the withdrawal amount, and the first withdrawal every natural month is free of handling fee; Pay by installment; Enjoy double points in birthday month; After the card is issued, you can spend 6 times in the prescribed way within two natural months, and each time you spend 18 yuan, you can get brand luggage or 1000 points.

Bank of communications wal-mart credit card

If there is a Wal-Mart near your home, then this card can just save you money. This card was selected as the most ideal credit card list. Main rights and interests: out-of-store consumption accumulates per yuan 1 minute, while in-store consumption does not accumulate points; Free of annual fee in the first year, and free of annual fee in the second year after brushing for 6 times; You can get a 2.5% credit card refund for any consumption in the designated Wal-Mart store through the designated consumption mode, with a maximum monthly refund of 150 yuan; Single consumption 1000 yuan or equivalent can be divided into stages freely, or in special shopping malls and merchants, with a maximum of 24 stages.

3. CITIC Bank Yan series credit cards

One of the five most valuable credit cards, CITIC Bank is designed for young people, which belongs to the gold card level, with low application threshold, stable work and income of more than 4,000 yuan. Its colorful series has seven colors: red, yellow, green, blue, purple, pink and black. Customized series includes zodiac, constellation, life and lovely things. Main rights and interests: online and offline consumption can be scored; In the month when the card is opened, the annual fee of the first year is exempted for one consumption or withdrawal, and the annual fee of the next year is exempted for five consumption or withdrawal, and so on; Enjoy 1000 yuan flight delay insurance; Points can be exchanged for coupons of well-known businesses such as Haagen-Dazs and Starbucks.

1. Bank of Communications Friendship Platinum Card

Bank of Communications has strict risk control, it is easier to handle cards, and credit cards generally have good rights. If you want mileage, maigoo's editor. Com suggests that you be selected as a Uniqlo Platinum Card. This card was selected as the most ideal credit card list. Main rights and interests: Friday's supermarket and refueling seconds are reduced by 5%, and the highest discount for catering is 50%; Zero handling fee for overseas cash withdrawal and zero handling fee for foreign exchange; Free of annual fee in the first year, and free of annual fee in the second year; Bank of Communications branches across the country provide VIP access; Enjoy Longteng's VIP service at overseas airports for 3 times with the card; Enjoy a five-star hotel discount; Points can be exchanged for air miles, VIP rooms, driving, etc.

China Agricultural Bank Ranmeng Credit Card

2. ABC Platinum Credit Card, which is free of annual fee within the validity period, is full of positive energy and sends a message to users: "Happiness comes from struggle". It is one of the best credit cards in China. This card uses different currencies. UnionPay Yang Feihong Edition and UnionPay Blue and White Porcelain Edition are RMB, while MasterCard Yang Feihong Edition and MasterCard Blue and White Porcelain Edition are USD. Domestic rights and interests: 1 yuan airport parking; High-speed rail and airport VIP AXA study abroad and travel insurance; Rights and interests of high-star hotels; Ruier dental discount, etc. Overseas rights and interests: the rights and interests are used within the valid days of outbound WIFI; 10% discount on car rental; Windham hotel specials; Popular attractions discount; Shopping cash back discount, etc

3. China Industrial and Commercial Bank World Struggle Credit Card

This card is divided into three grades: simple platinum card, gold card and ordinary card, and the annual fee is reduced within the validity period. It's easy to get a card, as long as the credit is good and the income is stable. Among them, Simple Platinum Card enjoys the honor and privilege of MasterCard Platinum Card and UnionPay Platinum Card, and all the platinum card rights of ICBC except airport VIP room, aviation accident insurance and travel inconvenience insurance. Exclusive discount on weekends, as low as 50% off for eating, drinking and having fun; Buy European home, full discount; 10 2% consumption cashback of Haitao website; 0 foreign exchange handling fee; 10 2% cash back of major sports brands in consumption abroad, etc.

4. Construction Bank Longka Automobile Card

The top ten most desirable credit cards, with the product concept of "lifestyle", are tailored by private car owners, and the annual fee is 200 yuan. Although the annual fee is rigid, it is more cost-effective to add some oil changes and irregular refueling activities. If there is a car wash cooperative shop near your residence or work unit, it will be even more difficult to get the annual fee back. Main rights and interests: preferential car washing once a week; Special integral discount for oil change; Free road rescue.

5. Sharp Card of Guangfa Bank

One of the credit cards with the best reputation in China is cashback. After spending six times at the same time, the annual fee is free in the first year and the annual fee is free in the second year. As long as you spend in restaurants, supermarkets and department stores, the highest return per day is 1%. If you choose one of the three types of merchants to spend on Friday, you can get a refund of up to 5%. Maximum monthly cash back 100 yuan. Although this card is not much wool, it can still be used as the first card of Guangfa. However, this card can only be used by people who are new or have cancelled their accounts for more than one year.

6. Huaxia JD.COM "Xiaobai" co-branded credit card

If you are a loyal user of JD.COM, this card is undoubtedly a good choice. This card is selected as the top ten credit cards, and the annual fee is free for life. Within 60 days, after the first 88 transactions, you can take away 88 JD.COM Iron and Steel _ Meeting Ceremony; After deducting the fixed points every month, the trading points of Xiaobaicai credit card will be automatically exchanged for JD.COM steel on June 5438+05, and 1000 points can be exchanged 1 piece of steel (the monthly automatic exchange limit is 50,000 points, and the excess will be automatically exchanged next month), and steel can be directly exchanged in JD.COM.

So much for the introduction of the credit card leaderboard.