How to handle the credit card of China Bank?

You don't need a guarantor, deposit or cash deposit to apply for a credit card of China Bank. You only need to fill in the application form of China Bank's credit card, and attach copies of identification documents, permanent residence documents and proof of financial resources, then you can apply for a credit card from China Bank.

China Bank Credit Card is an international standard credit card with one card and two currencies. Without prepayment, you can easily use your card at home and abroad within the limit and enjoy an interest-free loan for up to 50 days. Bank of China has overseas branches in 20 countries and regions around the world.

Cardholders can use China Bank Credit Card to swipe their cards in hotels, restaurants, entertainment, department stores and other retail stores, and accumulate points by mail order and installment payment through China Bank Credit Card Center. Every time you spend or withdraw 1 RMB (or 1 USD) from China Bank Credit Card, you can get 1 points (or 8 points).

Extended data:

Repayment method

1. repayment in the issuing bank: this method includes: the issuing bank counter, ATM, online banking, automatic transfer, telephone banking, etc. The credit card limit will be restored immediately after repayment, and the money will generally be recorded after being processed by the system on the same day.

2. Inter-bank transfer/remittance repayment: mainly divided into two ways: inter-bank in the same city and inter-bank in different places. Whether it is transfer or remittance, the remittance bank will charge a certain fee, and the payment time and repayment convenience are not as good as those of peers, online repayment and convenience stores.

3. Online repayment: UnionPay Online, Quick Money, Shengfutong, Alipay, etc. Choose different platforms and banks, and the charging standards and specific arrival time are different.

4. Convenience store repayment: This method mainly completes repayment through the "Lacarra" smart payment terminal installed in the convenience store. Generally, it will arrive in 2~3 working days, and there is no handling fee for repayment in this way.

5. Counter repayment: Counter refers to the current RMB deposit and withdrawal transactions of bank cards issued by various networked financial institutions through counters of other bank outlets registered in the mainframe system of UnionPay Trading Center.

6. Xinfutong Payment: The "Xinfutong" smart credit card phone is an innovative electronic product independently developed by China UnionPay, certified by the Bank Card Testing Center and supported by the financial services provided by China UnionPay's inter-bank information exchange network.

7. Repayment Pass: If you use the "Repayment Pass" to repay, you will generally be charged according to the charging standards for inter-bank transfer in the same city and inter-bank remittance in different places stipulated by the local people's bank.

8. Other repayment methods: In addition to the above methods, the issuing bank has also opened its own repayment methods for the convenience of cardholders.

Baidu Encyclopedia-China Bank Credit Card