Advantages and disadvantages of hotel transfer installment payment

Advantages: First, installment payment is an economic behavior, which can cushion the pressure. If your income is stable, installment payment can help you realize your dream as soon as possible. Second, installment payers have greater flexibility in the use of funds. Because the installment payer can keep a lot of cash in addition to the funds paid in advance, if there is a good investment opportunity at this time, the income obtained may greatly make up for the loss of interest.

Disadvantages: First, the risk of installment payment is greater than one-time payment. Because the total amount of installment payment will be higher than one-time payment, the investment cost will be high, and at the same time, we must guard against the fluctuation of interest rates. Second, the unpaid part of the installment payment is actually not only the unpaid amount, but also the interest that should be paid in the future. So the total expenditure of installment payment is generally greater than the amount of one-time payment.