How to save money through work? How can I save it?

How to save money through work? How can I save it? Money is not saved, it is spent. You have to spend money to get back the big money. You have to give up before you get it, or you will only walk slowly towards the miser.

How to save money, spend less and stay more, and save money?

How to save money A person's income is not equal to wealth. The so-called wealth should be stored income, and expenditure is the key factor to determine wealth. Throttling is one of the important means to increase the water volume of Wealth Reservoir. Living within our means is the top priority and foundation of financial management. Forming the habit of saving is the first step in financial management. Liu Yanbin

As I said before, income is a river, wealth is a reservoir, and money spent is water flowing out. The so-called financial management is to manage your own reservoir, open source and reduce expenditure. Throttling is one of the important means to increase the reservoir water volume. Living within our means is the top priority and foundation of financial management. Forming the habit of saving is the first step in financial management.

First, expenditure is the decisive factor of wealth.

First, let's look at the story of champion Tai Sen. Tai Sen is one of the most famous boxing champions in the world. He won the world heavyweight championship at the age of 20. In his boxing career of more than 20 years, he has earned more than 400 million dollars. But his life is extremely luxurious and luxurious: Tai Sen once owned six luxury houses, one of which had 108 rooms, 38 bathrooms, a cinema and a luxury nightclub; He once bought 1 10 expensive cars, and one third of them were given to friends. He keeps white tigers as pets. At most, he raised five tigers, including two Bengal white tigers worth 70 thousand dollars. Later, because the law did not allow it to give up, the money paid to the animal trainer was $ 654.38+0.2 million. He once booked a suite with a swimming pool in the most luxurious hotel in Las Vegas, and the rent for one night was $65,438+05,000. In this suite, it costs 1000 dollars to order a cocktail, and Tai Sen will tip no less than 2,000 dollars in the waiter's tray every time. At Caesars Palace Casino Hotel, Tai Sen even walked into the mall with a large group of friends he couldn't name, swiping $500,000 an hour, but he didn't buy anything; Just before he filed for bankruptcy, he bought a diamond-encrusted gold necklace worth $654.38+$7,000 in a jewelry store in Las Vegas. Due to profligacy, by the end of February 2004, Tai Sen's assets were only1740,000 US dollars, but its debts were as high as 28 million US dollars. In August 2005, he applied to new york Bankruptcy Court for bankruptcy protection.

It can be seen from this story that a person's income is not equal to wealth. The so-called wealth should be stored income, and it is expenditure that determines wealth, and expenditure is the decisive factor of wealth. Therefore, to accumulate wealth, we must form the habit of living within our means, otherwise, no matter how much money we earn, we may be squandered, and eventually we will end up empty-handed and even become debtors.

Second, how to abide by the principle of living within our means?

(a) to collect their own "mortgage"

We also start with a story. There was a man who was very rich. Many people asked him how to become rich. The rich man asked them, "if you have a basket, put ten eggs in it every morning." What would happen if you ate nine eggs that day? " Someone replied, "The basket will be full sooner or later, because we put one more egg in the basket every day than we eat." The rich man smiled and said, "The first principle of getting rich is to put ten coins in your wallet, and you can only use nine at most."

This story illustrates a very important rule in financial management, which we call "9 1 rule". When you earn ten dollars, you can only spend nine dollars at most, so that one dollar is "forgotten" in your wallet. No matter when and where, never make an exception. Even if you earn only one dollar, you should deposit 10%. This is the first rule of financial management. You must not underestimate this law, it can make your reservoir change from no water to water, and from less water to more water. The significance of the "9 1" rule is not to save a few dollars, but to form a concept of unifying the future and money as a whole; There is more and more water in the reservoir, the sense of financial security is getting bigger and bigger, and the heart becomes peaceful and quiet; Can let you form the habit of saving, the desire to get wealth, and stimulate the pursuit of a better future.

It is not difficult to form the habit of saving, but it is difficult for many young people to do it consciously. Once these people borrow money from the bank to buy a car, buy a house, or spend money with a credit card, they will develop the habit of passive repayment. For example, if you get paid, the first thing every month is to pay back the car loan, the house payment and the credit card account. If this forced behavior by others becomes a conscious saving behavior and continues, we can accumulate a very considerable wealth. Borrowing the word "mortgage" here, I hope that young people will consciously form a habit and consciously force themselves to save, even if they are unconscious at first, it will become a habit after a long time. For many young people, especially the "moonlight clan", this is the first step in financial management. After paying your salary every month, you will deposit 10%~ 15% of your salary into the bank by force, and you will find that you have accumulated a considerable fortune every month.

(2) Be a procrastinator.

1. For the happiness of old age and long-term happiness, one should make sacrifices in consumption when he is young.

No matter who is not born from the womb with a golden key, if you want to live a happy life, you must restrain your consumption desire and make necessary sacrifices when you are young. Many young people say that being young is the best time in life. If you don't enjoy it at this time, it will be too late to enjoy it when you are old. In fact, this understanding is a misunderstanding of young people's understanding of a happy life. When is a person truly happy? I think the happiness in one's old age is the real happiness. If you spend too much money when you are young, you will overdraw the happiness in your later years and even cause misfortune in your later years. We see many old people who are not very rich in their later years. They all regret that they did not accumulate wealth for their later years when they were young. Therefore, if you want to be happy in old age, you should develop good consumption habits when you are young, and never overdraw all the happiness in old age. Nowadays, many young people compete with each other, spending too much in advance and competing to buy high-end consumer goods. This money is likely to be their old age pension. Only when you lack old-age care in your later years will you know how bleak life is. For the happiness of old age, when you are young, you should learn to be a procrastinator and postpone satisfying your consumption desire.

Be cautious when buying a house before the age of 35, and don't buy a car before buying a house.

Young people before the age of 35 lay a good foundation in their careers, and those between the ages of 35 and 40 lay a good foundation. It is not necessary to talk about enjoyment until at least 40 years old. Due to the influence of social environment, some people are beyond their financial ability to buy a house and a car at a young age and live a happy life today with tomorrow's money. Excessive consumption makes them bear a heavy economic burden and become house slaves and car slaves. People should pay attention to accumulating wealth when they are young, and don't overdraw their happy life in the future too early.

I have a friend who is in the food business and earns10 million a year. He rented a house until he was 35 years old. He believes that before the age of 35, we should concentrate on consolidating the foundation of our career and creating conditions for a happy life in the future.

Housing is a necessity of people's life. It can bring inner peace and harmony to a person and a family. But a car is not a necessity. The car you buy will not only depreciate immediately, but also bring you a great consumption burden. Buying a house and a car should be ahead. If you still have the money to buy a car after buying a house, this is understandable. But if you go beyond your financial ability to buy a car, it is not cost-effective. You should save the money for car maintenance, buy real estate and invest in funds, which will be of great help to improve your financial situation in the future. Buying a car and enjoying life after paying off the mortgage is the best policy.

3. Buy the "latest old models" when shopping.

The so-called "latest and old models" means that when buying some consumer goods, you must not buy the latest styles and products. When a consumer product is newly produced, its price is the most expensive, because it contains a lot of research and development costs and other related costs. But if you buy a 2006 model car in 2007, the price will be much cheaper than when you bought it in 2006. After the latest model is launched, it will be much cheaper to buy the latest and old products. Many electronic consumer goods depreciated rapidly. If you wait two or three months to buy old products, you can spend a lot less money, and the functions of these products are not much different from those of new products.

4. Buy at a discount.

For out-of-season products such as clothing, in order to promote sales, merchants often give a large discount, which will save a lot of money. Now merchants often find excuses to sell at a discount. If you like a product, but not during the promotion period, you can wait for a while and buy it at a discount, which can save a lot of money. In the long run, you can save more money

How to save money? Saving money is nothing more than increasing revenue and reducing expenditure. See if you want to save big money or small money. If you have small money, find a piggy bank and stuff it every day. Every little makes a mickle. I once took a mineral water bottle and stuffed coins of/kloc-0 yuan every day. When I went to the bank two years later, I actually counted 1400+. I'm really excited. As for big money, it is nothing more than scrimping and saving in life, never taking a taxi or taking a bus, never buying a car or riding a bike, and increasing revenue and reducing expenditure, striving for high wages or finding a second job. However, I have heard a sentence that makes sense. I share it with LZ: money is not saved, it is spent, and only those who can spend money will make money. It makes sense to think about it. My opinion is for reference only.

How can we save a lot of money? First, money is not saved, but earned.

Secondly, money needs to be spent.

If you control your desires and be frugal, it is easy to save money.

How to save the monthly salary 1300 1000 is very difficult. You should consider raising your own salary. My salary is almost ten times that of you, but I spend about 5 thousand a month.

How can I work abroad? If you want to work abroad, you must have a foreign employer willing to hire you, and you must apply for a visa yourself. If you have friends who work in this field, you are fine, but the possibility is very small, otherwise you wouldn't ask.

So you can only find an intermediary, a company qualified by the Ministry of Commerce, a much more reliable and reputable intermediary.

Working abroad is not an easy task. If you decide to work abroad, it is recommended to go to a regular local agency to learn more about the relevant procedures for working abroad, and then sign the relevant contract agreement.

How can Q pet not work? QQ pig can quit the working system, penguin rice can't, so we have to quit directly.

How can I work in Africa? I have to smuggle or change my nationality to Africa. Become a resident, then you can find a job there.