How to apply for housing provident fund for employees who buy houses in other places in Dali City

The business process of withdrawing housing provident funds is as follows:

With the withdrawal certification documents, employees submit an application for withdrawing housing provident funds to their unit. After verification, the unit will issue a "Withdrawal Application Form" in duplicate share. Employees of centralized sealed households should go to the branch center or management department to apply for the issuance of an "Withdrawal Application Form".

With the "Withdrawal Application Form" and other withdrawal application materials, employees go to the branch center or management department where the unit deposits the housing provident fund to apply for withdrawing the housing provident fund. The branch center or management department will issue a "Withdrawal Notice" and the The employee signs to confirm the withdrawal amount.

Employees must go to China Construction Bank for payment procedures on the same day with two copies of the "Withdrawal Application" and one "Withdrawal Notice" that have been reviewed and confirmed by the branch center or the management department.

The employee will return a copy of the "Withdrawal Notice" after payment confirmation from China Construction Bank to the unit as the unit's accounting voucher.

Withdrawal conditions

Withdrawal for housing consumption includes one-time withdrawal for housing consumption and monthly withdrawal for housing consumption.

One-time withdrawal: including the purchase of commercial housing, price-limited commodity housing, targeted sales (resettlement) affordable housing, private property housing, public-owned existing housing and other self-owned housing; built on rural collective land , renovation and overhaul of self-owned housing

Monthly withdrawal: including repayment of housing loan principal and interest; payment of rent or rent subsidy for economic rental housing.

Withdrawals for non-housing consumption include withdrawals from account cancellation and monthly withdrawals.

Withdrawal from account cancellation: including divorce and retirement; agricultural household registered employees over 60 years old for men and 55 years old for women; settling abroad, Hong Kong, Macao and Taiwan; complete loss of working ability, most of them lost working ability or severely disabled (first- or second-level disability) and terminate or terminate the labor relationship with the unit; receive unemployment insurance benefits; be sentenced to a sentence, move the household registration out of the city, or employees with non-local household registration leave the city and terminate or terminate the employment relationship with the unit where they work; Labor relations; the housing provident fund account has been transferred to a centralized sealed household for two years or the labor relationship with the original unit has been terminated for two years; working outside the city's administrative area and establishing and depositing housing provident funds locally; the employee dies or is declared dead. Compared with the original withdrawal policy, there are two additional reasons for household cancellation withdrawals for agricultural registered employees who are over 60 years old for men and 55 years old for women, and who work outside the city's administrative area and establish and deposit housing provident funds locally.

Withdrawal on a monthly basis: including those who are included in the city’s urban residents’ minimum living allowance or special poverty relief; family members suffering from major diseases (including myocardial infarction, uremia, leukemia, liver cirrhosis, aplastic anemia , rheumatic bistenosis, cerebrovascular malformation, cerebrovascular accident, necrotizing intestinal obstruction, liver atrophy, severe compound trauma, severe electric injury, various cancerous lesions) for hospitalization. Compared with the original withdrawal policy, the reasons for withdrawal included in the scope of special poverty relief have been added.