How about "Xi 'an Bendao Real Estate" in Shaanxi? At present, Sanyuan "Hot Spring New Town" is under construction.

First, the construction land planning permit

Before the construction unit applies to the land management department for requisition and allocation of land, the competent department of city planning administration confirms that the project site selection conforms to the legal documents of city planning.

Two. planning permit of construction engineering

Legal proof that the construction project meets the needs of urban planning.

Three. State-owned land use certificate

Legal documents on the right to use state-owned land issued by the people's governments at all levels in this Municipality after the application of land users. This certificate mainly indicates the land user's name, land location, use, land use area, service life and "four areas" scope.

IV. Construction Permit

The legal proof of the project construction of the construction unit is also one of the main bases for the registration of house ownership. A building without a construction permit is illegal and not protected by law.

Verb (abbreviation of verb) commercial housing sales (pre-sale) license

The approval document of the real estate management department of the people's government of the city or county that allows real estate development enterprises to sell commercial houses.

Six, "two copies"

Commercial housing quality guarantee and commercial housing instructions.

Noun interpretation

I. Basic parameters

Compound type: different from thermocline, inspired by thermocline, economical thermocline structure (with different heights). ※:

Staggered floor: The indoor floors are different in height. Staggered floor is connected by stairs, but it is not divided into two floors, which is suitable for large-scale residence. ※:

Depth: the distance (length) from the front wall skin to the back wall skin of the building (house). ※:

Studio: the width of the house, the length of a house from one wall to the other (3m~3.9m is more comfortable). ※:

Floor height: The height of the first floor of a building refers to the height from the lower floor to the upper floor (2.9m). ※:

Static height: the height between the floor and the roof (2.7m). ※:

Huxing: Each bedroom is determined according to the family population composition and the living area quota stipulated by the state. ※:

Building coefficient: the abbreviation of "building area coefficient" refers to the proportion of the occupied area of all buildings to the total land area in the construction land, expressed as a percentage. . It is used to explain the building distribution density, sanitary condition, land utilization rate, etc. ※. Under the principle of saving land, the reasonable building coefficient should meet the space requirements of ventilation, lighting, fire prevention and explosion prevention of buildings as much as possible, and ensure enough space for roads, greening and outdoor activities.

Three links and one leveling: usually refers to the access of roads, electricity and water and the leveling of land on the construction site. ※.

Seven connections and one leveling: requirements for the construction site of large-scale development zones: roads, water, rain and sewage, electricity, communication, thermal power, gas and site leveling. ※.

Second, concepts related to property rights.

Housing property right: refers to the owner's full right to possess, use and dispose of the property, excluding others' interference, which is a kind of property right. Housing property right refers to all the rights enjoyed by housing owners according to national laws. ※.

Housing ownership registration: refers to the act of the real estate administrative department on behalf of the government to register housing ownership and other housing rights such as mortgage arising from the above rights, and to confirm the ownership relationship of housing property rights according to law. The registration of house property right shall follow the principle of consistency between house ownership and land use right within the house. ※.

Registration of real estate rights: usually called "property right registration" (including the registration of house ownership and other rights). Urban housing ownership registration is a legal procedure for the people's government to improve the legal system, strengthen urban housing management and confirm housing ownership according to law. After the examination and confirmation of property rights, the house management authority shall issue the house ownership certificate. Housing ownership registration is the main administrative means of housing property management. ※. Only through the registration of housing ownership can all kinds of housing property rights be effectively managed.

* * * Property right: refers to a real estate owned by two or more right subjects, that is, * * *, but in practice it is divided into * * * and * * and * * *. . The former means that some people of * * * respectively enjoy certain benefits and undertake corresponding obligations for the real estate owned by * * according to their respective shares. ※: The latter means that two or more obligees enjoy equal rights and assume equal obligations for all real estate owned by * * * *.

House mortgage: the property owner takes the house deed as the mortgage and gets the loan to pay interest on schedule. The property right of the house is still managed by the owner himself, and the creditor only takes interest on schedule, but has no right to manage the house. ※. After the loan is paid off, the property owner will terminate the mortgage of the deed.

Transfer: change the name of the lessee. ※.

Three. Concepts related to area

Building area: the total area of each floor of the building. The building area of each floor is calculated according to the part above the corner of the building, including usable area, auxiliary area and structural area. ※

Swimming pool area: ※:

1, the construction area of public hall, corridor, elevator shaft, stairwell, garbage chute, power distribution room, equipment room, etc. serving the whole building;

2. The distance between each unit and the public building space of the building and 50% of the horizontal projection area of the external wall.

Sales area of commercial housing = interior construction area+shared area of public parts. ※

Interior construction area = interior usable area+interior wall area+balcony construction area. ※

Usable area: the sum of the net area of each floor plane of the building directly used for production and living. ※.

Usable area coefficient: expressed as a percentage, equal to the sum of usable area in the total suite divided by the total construction area. ※.

Auxiliary area: the sum of the net area occupied by the plane stairs and walkways on each floor of the building. ※.

Structural construction area: the total area occupied by external walls, internal walls, garbage bins, ventilation pipes and chimneys (all projected areas) of each floor of the building. ※.

Utilization rate: the ratio of usable area to building area, expressed as a percentage. . Banlou: 80%. ※: 75% of the towers; 70% of office buildings; Shopping center 65%. The utilization rate is closely related to the flow of people, and the utilization rate is low in places with large flow of people.

Utilization rate: the ratio of indoor building area to residential area. ※.

Sales area of commercial housing = interior area+common functional building area. ※

Interior construction area = interior usable area+interior wall area+balcony area. ※

Interior wall area: half of the public wall is the horizontal projection area, and the non-public wall is the horizontal projection area. The usable area inside is the indoor room area, such as closets, chimneys, ventilation pipes and pipe wells that are not included in the structural area. ※.

Shared public building area = interior area × public building area sharing coefficient. ※

Public building area allocation coefficient = total public building area. ※

Public building area = building area of the whole building-interior building area-building area that should not be shared. ※

Floor area ratio: the ratio of the total construction area to the used construction land area (total construction area). ※.

Building coverage: also known as "building density", refers to the ratio of building area to planned land. ※.

Greening rate: refers to the proportion of the green area within the planned construction land area to the planned construction land area. ※.

Green rate: refers to the ratio of green area (including green area) within the planned construction land area to the planned land area. ※.

Four. Concepts related to bank loans

Mortgage: refers to the mortgagor transferring the property right of the house to mortgage, with the beneficiary as the repayment guarantee. After the loan is repaid, the beneficiary immediately transfers the property rights involved to the mortgagor, who enjoys the right to use in this process. ※.

Materials used for mortgage: ※:

1, copy of ID card;

2. A copy of the household registration book;

3. Copy of marriage certificate;

4. Copy of academic certificate;

5. proof of income;

6. A copy of the house purchase contract;

7. A copy of the business license;

8, three months of continuous tax bills;

9. Fixed assets invoice;

Loan application form.

Deed tax: refers to a one-time tax levied on the new property owner according to a certain proportion of the house price in the contract concluded by the parties when the ownership of the house is dissolved or transferred. It is a special tax for the change of real estate property right, and it is also a one-time tax with the largest tax amount in the process of buying a house, which is about 65438+ 0.5% of the house price. ※.

Verb (abbreviation of verb) and housing-related concepts

Apartment-style residence: compared with single-family villas, it is mostly high-rise, and several suites on each floor can be used independently, all of which are available. ※.

Garden-style residence: generally with gardens, lawns and two or three-storey garages. Features: low building density, complete internal living functions, gorgeous decoration and rich changes. ※.

Double spelling: continuous spelling, overlapping spelling. ※.

SOHO): Small Office Home Office is an extension of the concept of residence and belongs to residence. But at the same time, it integrates many hardware facilities of the office building, especially the residential form with developed network function, which allows people to engage in business activities while living. ※. Business some small companies, and people who rely on the Internet for social activities.

Affordable housing: commercial housing with social security, which is economical and applicable. Economy: it means that the house price is lower than the market price of commercial housing, which can adapt to the affordability of low-income families. ※. Applicability means that the design and construction standards of housing emphasize the use effect, rather than lowering the standards.

Six, affordable housing

From 65438 to 0998, China implemented the policy of affordable housing at the same time of housing reform.

What preferential policies does affordable housing enjoy? ※

Exempt from urban infrastructure supporting fees, commercial network construction fees and deed tax, and halve various taxes and fees such as tariff increase fees for hydropower customers. Construction land is supplied by administrative allocation, and relevant procedures are given priority. In addition, the management fee of affordable housing construction is limited to 1%~3%, and the market profit is limited to below 3%.

Price composition of affordable housing ※

Compensation and resettlement expenses for land acquisition and demolition of housing construction;

Review design fees and preliminary engineering fees;

Infrastructure construction fee for residential quarters;

Construction project cost;

65438+ 0%~3% management fee of the sum of the above four items. Loan interest, taxes and profits are less than 3%. In addition to the above eight items, there are administrative fees for commercial housing (such as supporting public construction fees for residential areas and civil air defense construction fees). ), and the profit of land transfer fees is unrestricted and determined by the market.

What is the difference between affordable housing and commercial housing? ※

Land acquisition methods are different, and the administrative allocation of land for affordable housing construction is exempt from land transfer fees; Commercial housing must pay the land transfer fee by means of transfer;

Different cost structure;

Different rental and sales policies, affordable housing is only sold without rent, and commercial housing is not restricted; The purchase conditions and objects are different. Affordable housing enjoys preferential treatment from the government, and the purchase target is specific, only for urban low-income families. Therefore, the application approval system should be implemented, and the objects and conditions of commercial housing purchase are not restricted;

The price policy is different, and the sale of affordable housing is the government-guided price, and it is not allowed to raise the price without authorization. The selling price of commercial housing is completely determined by the market.

What is the property right of affordable housing? ※? What is the difference between commercial housing and commercial housing?

The property right of affordable housing purchased by individual residents belongs to individuals;

The property right of a house is divided into four parts: the right of use, the right of possession, the right of disposal and the right of income. Compared with commercial housing, the difference between the property right of affordable housing and them is only the income right. After the commercial housing is listed for sale, all the proceeds will be owned by individuals.