Does a single apartment count as a suite?

1. Is this single apartment designed for residential or commercial use? Or a serviced apartment?

2. If the design purpose of the apartment is residence, then judging from the current situation, it is really three suites for you to buy a house again.

3. If the design purpose is not residential, but commercial and residential dual-use or hotel-style apartment, you can find a bank loan or your local real estate bureau, which should not count.

4. Three suites cannot be purchased by loan. Another policy in Beijing is to buy a house after May 20 10, and no matter how many sets you buy, you are not allowed to buy another set.

5. If you didn't buy the first two suites after May 10 and want to borrow money to buy a house, you can try to use provident fund loans, because the latest policy of provident fund loans is that as long as your house belongs to someone else, you don't need to count the number of suites, which means that in your case, you can implement it according to the loan interest rate 1 (annual interest rate is 4.5%, down payment is 3.

Remarks: 1. The above policies are Beijing policies, which may be slightly different from other places.

2. All national policies on house purchase restriction are formulated for residential houses, excluding the purchase of commercial houses.

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