Should I give the lucky money to my parents?

After a year, many children became "rich" because of the lucky money given by their elders. For this "small treasury" of children, many parents will take over. Because they always think that children will not manage money, and if they don't manage it well, they will lose it; Or think that too much money in children's hands will encourage the problem of spending money indiscriminately. So, should the children's lucky money be given to their parents? Ms. Li's children are in the second grade of primary school this year and usually fall in love with online games. The winter vacation lasts a long time. In order to prevent him from spending money indiscriminately and forming bad habits, Ms. Li asks her children to hand over all the lucky money every year and arrange it for him herself. This way accounts for a large proportion in the present family. Although Ms. Li's approach is feasible, it obviously suppresses children's autonomy and may also cause children to have certain rebellious psychology. For example, children may not hand in lucky money that their parents don't know. Mr. and Mrs. Zhang are usually very busy, and their income is passable. There are no restrictions on giving their children pocket money and lucky money. They hope to cultivate their children's independent ability from an early age, so they let their children take care of the lucky money themselves, and they basically don't ask. Because children's thinking is still immature and their financial management ability is obviously insufficient, letting children make their own decisions often makes them feel at a loss; In addition, today's children are simple-minded and it is not safe to have too much money on them. So this way is not conducive to the growth of children. As a university teacher, Ms. Liu attaches great importance to children's personal independence and generally does not interfere with their pocket money. But every time a child uses money, Ms. Liu wants him to tell her the purpose and let them make a decision together. Ms. Liu also opened a bank account for her children to manage their own accounts independently. The relationship between children and Ms. Liu is very harmonious. In fact, Ms. Liu's practice is very worthy of promotion, because financial management and education are correct, so that children can establish a sense of financial management from an early age, and the harvest should not only be the appreciation of lucky money. How to use the lucky money has a great influence on children's future growth. Children's lucky money can't be managed blindly. Some families are relatively well-off, even if parents don't give money, uncles, aunts, grandparents will quietly give money to their children. If you can buy a happiness for your child with tens of dollars, I believe everyone is willing to do so. Moreover, now is the era of market economy, and we need to deal with money most of our lives. It also helps children to get in touch with money earlier, learn to spend money, and cultivate their future outlook on money and financial management. Therefore, money is not a scourge. The key is to teach children how to know money and how to learn to spend it. From the perspective of ownership, lucky money should belong to children. Children, despite their young age, need to get enough respect. Under normal circumstances, if the child has the ability to keep it by himself, whether it is in the form of passbook, cash or piggy bank, it should be given to the child for safekeeping. Children will also have their own social circles and activities. In the use of lucky money, parents should support small expenses such as buying school supplies and buying greeting cards for classmates' birthdays. In addition, children should be taught how to keep accounts, how to save money to buy the "big things" they need, and how to control the balance of payments.