Traditional Culture Encyclopedia - Hotel accommodation - Can the credit card auditor complain?
Can the credit card auditor complain?
The functions of credit cards are as follows
1, free cash flow, to put it bluntly, when your current needs cannot be met, credit cards can be met. Because the credit card has a long interest-free period and can be repaid in installments, it provides us with a lot of space to run our "Grandpa Mao". For example, if you want to buy an iPhone x, but you don't have extra cash to pay, you can buy it with a credit card first, and then slowly adjust your salary. In this way, you will get what you want and the economy will not be greatly affected.
2, timely help, the reason why credit cards can save people in time is because credit cards can really save people, even a life! Bian Xiao has a friend. His family was unfortunately involved in a car accident and was admitted to the hospital. He is in urgent need of a lot of money. He swiped a credit card to solve the urgent need. Without this card and deposit, he may be in a hurry.
3. consumption abroad is convenient. If you travel or travel abroad, you can use UnionPay cards in most places, which is very convenient. If you don't have a credit card, you need to find the corresponding bank to withdraw cash with a savings card, otherwise you need to charge an inter-bank service fee. Even if you find it, you need to charge a service fee from a different place, or you need to carry enough cash with you. In addition, credit cards can provide pre-authorization, and you can enjoy overseas booking of air tickets, hotels, car rentals and other benefits. In short, Bian Xiao thinks credit cards are more suitable.
4, improve personal credit, in addition to the above intuitive uses, credit cards also play an important role in helping us accumulate and improve personal credit. Personal credit is becoming more and more important in modern society. In the future, its level will greatly affect how much cash flow you can get at critical moments. If the circumstances are serious, it will not be able to handle other types of financial business. So, don't overdue, don't overdue, don't!
Credit card, also known as credit card, is a credit certificate issued by commercial banks or credit card companies to eligible consumers. The form is a card with name, expiration date, number and cardholder's name printed on the front and magnetic stripe and signature strip printed on the back. Consumers with credit cards can shop or spend in specialized commercial service departments, and then banks will settle accounts with merchants and cardholders. Cardholders can overdraw within a certain amount.
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