Problems with hotel room payment settlement and pre-authorization

Problems with hotel room rate settlement and pre-authorization

First of all, if what you said is true, you should contact your card-issuing bank to ask whether the pre-authorization has been returned

If the card issuer says it has not received it, then the hotel front desk did not pre-authorize you to cancel the next day

Generally speaking, the hotel only has credit card business with one bank, even if it is another bank's card, it is handled by this bank. Bank agent

If the hotel does not give you pre-authorization to cancel the next day, generally speaking, it takes 15 working days for internal cards and about 30 working days for external cards

The fastest method Just call the card issuer and then call the hotel to ask them to cancel

It is best if you can provide the hotel with your pre-authorized card information such as pre-authorization date, amount, credit card number expiration date, pre-authorization number, etc.< /p>

1. You don’t need to use your friend’s credit card to pay, you can use your own card or cash. But if you want to use your friend's card to pay, you need his card, because you still need to confirm that the pre-authorization is completed.

2. In theory, this is the case, but because settlement must be done between the hotel and the bank, the actual unfreezing time may be delayed (I have encountered a delay of two days). Regarding the issue of pre-authorization

No, I tried

You can think about it this way, if you withdraw money and you don’t go to the counter to check out, who will they ask for it? Where does the money go?

I also thought about this problem when I was staying in a hotel. Then I went to the cash machine and tried it, but it showed that the account had been temporarily frozen

Regarding hotel POS pre-authorization fees The problem

The pre-authorized card swiping fee is 120% of the frozen card swiping amount. The normal fee is 800 yuan plus the extra 20%, which is 920 yuan. For normal transactions, only the amount that should be swiped is deducted. Is there any problem with the pre-authorized POS order from domestic hotel AE White?

No. You can cancel without entering the password, but you must enter the correct bank card password for consumption, pre-authorization, and pre-authorization. Ask about credit card pre-authorization. I paid 3,000 yuan for pre-authorization last week, and today the hotel said I would pay 2,800 yuan first.

Pre-authorization is equivalent to freezing part of your credit card limit

If you spend 2800, you will actually spend 2800, 200 will not be deducted from the hotel room fee?

This If it is actually a consumer contract dispute, it should be handled according to the contract

and resolved through negotiation.

In this case, the hotel charges a full day rate.

The fee is paid according to the contract. There should be an explanation as to whether you are billed by the day or by the hour. Regarding the issue of bank card pre-authorization

1. If the hotel did not cancel the pre-authorization for you on the POS machine at that time, then it depends on when the hotel will fax the card issuer to cancel the POS pre-authorization. The bank will receive the fax. Cancel immediately.

2. If neither is done, the debit card will automatically cancel the pre-authorization after 45 days, and the credit card will automatically cancel after 30 days.

450 is valid. Pre-authorization and checkout issues

There are two ways to revoke pre-authorization. The first is to cancel in full, and you will be charged another 188 yuan; the second is to partially cancel, and you will be refunded 212 yuan directly. The latter does not require swiping the card, but it will remind you that the pre-authorization has been completed, and the amount is 212 yuan. It is possible that you have not signed up for the SMS reminder service, so there are no SMS messages. If not, then the SMS will only be sent to you when the consumption exceeds a certain amount. I don’t know which bank’s card you have or how much the amount will be before I send you the SMS.