1. What card should I choose after CITIC Platinum?

After CITIC I Platinum Credit Card stepped down from the altar, it seems that there is nothing worth taking out for a long time. Mr. Bei's I platinum has been in his wallet for a long time, and he occasionally takes it out to brush it, mainly to exchange a few 9 cents for a Starbucks drink.

I Platinum's only right worth retaining at present may be double points for online trading. At present, Alipay, WeChat Express Payment and JD.COM Shopping Payment Credit Card all have double points, but there are no points in the following ways.

Here, let's explain the jump to online banking payment, that is, directly use CITIC Credit Card to fill in the card number, password and password on CITIC Online Banking and then pay. This has no integral.

Even JD. There are no points for quick payment of COM. The maximum monthly points can only reach 10000 points. So more and more people began to abandon it.

Therefore, why did I walk off the altar of platinum is also because of the serious castration of my rights and interests. The only platinum right is the 2-hour flight delay insurance. It is said that someone used it and got compensation. If you have a small partner who often flies, you can try this right.

Since CITIC I Platinum has no attractive rights, what cards are worth looking forward to now? I walked around the forum and found that the card that everyone chased the most was the stronger card.

I recommend the only asia miles co-branded card today.

Explain here what asia miles is. asia miles is a frequent flyer program of Cathay Pacific, and mileage points can be exchanged for many air tickets and high-end hotel accommodation.

Because the mileage of asia miles is calculated by mileage, which is much more valuable than that of the four major airlines. The convertible is also a high-end hotel accommodation under the internationally renowned hotel group, so it is more popular.

If you go abroad frequently, it will be much more convenient to have a asia miles member, and the mileage can be doubled if you stay in Yawan Cooperative Merchant Hotel.

At present, CITIC co-branded cards are divided into UnionPay version and MasterCard version, both of which have two levels, namely gold card and platinum card.

The gold card exchange ratio is 15: 1, and the platinum card exchange ratio is 10: 1, that is, gold card consumption 15 yuan cumulative 1 mileage, platinum card consumption 10 yuan cumulative/kloc-0.

In fact, according to this ratio, the previously launched China Eastern Platinum Co-branded Card can meet this exchange standard.

However, the mileage value of Yawan is much more valuable than that of China Eastern Airlines. So, you understand the gap.

How should I play? Mr. Bei first applied for the MasterCard Platinum Card, with an annual fee of 480 yuan, free of annual fee. The exchange standard he enjoys is 10: 1, and he can swipe his card when going abroad to play. At present, there is no specific confirmation information on the Internet. Can MasterCard be swiped in China? Is there any credit?

If you know a card friend, you can leave me a message. If you can only get points by swiping your card abroad, then the value of this card points is of little significance.

It is said that the mileage of Yawan can be converted into air tickets through DIY routes, and you can stay multiple times according to the distance of the voyage. For a trip, you can design two stopovers and two stopovers, such as

Shanghai-Tokyo-Nagoya, Nagoya-Osaka-Shanghai, as long as the total sailing distance is the same, you can still spend only 20,000 miles.

In this way, when you design a travel station, you can give full play to multiple scenic spots, which is also one of the benefits of Yawan.

Within 30 days after the card is approved, you can spend 3 times at will, and each time you spend more than 99 yuan, you can get 2000 Welcome Mileage Gold Card and 4000 Welcome Mileage Platinum Card. Even if you don't use it for the time being, it's good to apply for an equity card first. Anyway, the annual fee is free.

Remember that the MasterCard version of Platinum is free of annual fee, and the UnionPay version is not free.