Saving money is really not difficult

I read a few articles, but they were all confused about how difficult it is to save money.

I personally feel that saving money requires a habit and a plan. Once the habit is developed, things will be done naturally. Even if you save 100 a month, as long as you can save it at a fixed time every month, you will still have 1,200 in a year. What many people struggle with is that they don’t have big money and don’t want to save small money. Think about it, the bank will allow you to save 50 yuan, and you can transfer 50 yuan and save it when you receive your salary every month. In the future, when your salary increases, you can save more. If you save 100 or 200, you will gradually have more money.

Some people think that the salary is not high, just enough to spend money, and it is very tiring to save money. I think everyone has their own lifestyle, but it is also important to have some savings on hand to deal with uncertain situations, such as medical treatment. I used to have a colleague who lived a really cool life. During his annual vacation, he would go traveling and enjoy the moonlight. Later, I had to have a minor surgery (our company purchased supplementary group medical insurance, which can reimburse most of it, but you need to pay it yourself first and then get the invoice for reimbursement), and I had to borrow 3,000 yuan from someone. That’s not to say that borrowing money is impossible, but this amount of money can be completely settled with your own savings.

Let’s talk about another example of someone whose salary is not high but who is very good at saving money.

I have a netizen, a girl, who works as a hotel receptionist. In third- and fourth-tier cities, the workplace is 15 minutes away from home. The salary is at the local average level, with a salary of 3,000 yuan. Her most impressive time was when she saved 10,000 in 3 months. When she told me, I thought I didn’t know how to count. One month is 3,000, and if I don’t eat or drink for 3 months, it should be 9,000. She slowly calculated the accounts for me. Her salary was 9,000, and she found some odd part-time jobs (such as inputting form contents for others) for 1,000. This little money can't be saved easily. It costs nothing to live in your own home, you can commute on foot, have breakfast at home, and the hotel will take care of 2 meals. Then when she was not busy, she lined up the old mobile phones at home and did some listening tasks to earn some money. It was not much, about 100 a month, which she used to buy breakfast. Because people are thin and look good in clothes, they don’t need to buy clothes often. Although she saves money well, she still spends what should be spent. For example, she still buys skin care products from good brands. One set lasts for half a year and costs 3,000 yuan. She is not willing to buy it. Being able to save and spend is really an example to me.

Nowadays, WeChat and Alipay have a salary fixed investment plan. If you are really too lazy to save money, you can try it. A small amount will be deducted every month, and you will save a fortune quietly.

In this unpredictable world, money is the only way to be safe!