Comparison of various credit card payment schemes for Japanese tourism

Comparison and summary of various credit card payment schemes for Japanese tourism

This paper summarizes various problems of Japanese tourist credit cards discussed in Weibo. Next, I will bring you a comparative summary of various credit card payment schemes for Japanese tourism, hoping to help you.

1. Japan Credit Card Consumption Recommendation Scheme

2. Detailed expenses of credit card consumption in Japan (handling fee, exchange rate, etc.). )

3. Compare the detailed cost, advantages and disadvantages of Japanese ATM withdrawal.

4. Some basic knowledge of bank cards

The best way to spend in Japan:

1. Small consumption (transportation, food, small shopping):

The first scheme: it is recommended to use suica card and edy card together. Advantages: the transaction speed is fast (3 seconds), there is no trouble to change the signature, and the convenience of Japanese locals is fully experienced. When the itinerary changes, there is no need to worry about the fare and balance. If you spend rebate points on Edy card, you can deduct the amount when shopping on Lotte website. One cent equals one yen. You can use one cent at first, and you can also buy a plane ticket.

Option 2: Disadvantages of Japanese currency cash: carrying a bunch of coins with you, long transaction time, waiting for transportation to buy tickets, and calculating the fare (I sometimes get confused). How to get and use Suica card and edy card?

2. Large-scale shopping:

The first scheme: exchange yen in China, deposit a credit card of yen+RMB, and use a credit card in Japan. Advantages: when the exchange rate is low, you can deposit in Japanese yen and spend it directly in Japan (you must have a credit card of Japanese yen+RMB), and the exchange difference is the lowest; Disadvantages: you can't enjoy some discounts of UnionPay spending 10000 yen or more.

Question: If it is a credit card with RMB+Japanese yen settlement, it should also be possible to swipe Japanese yen. Why do you want to deposit Japanese yen first?

Answer: You can exchange yen when the yen is low and save it for later use. Especially in the case of the appreciation or instability of the yen, if the yen continues to depreciate, it is more cost-effective to repay with a yen credit card in the future than to buy a yen credit card with deposits in yen and RMB first.

Option 2: Brush UnionPay RMB channel (including UnionPay savings card and UnionPay single currency credit card). Advantages: Enjoy some benefits of UnionPay spending more than 654.38+00,000 yen. Disadvantages: the exchange difference is larger than the first scheme, and not all Japanese stores support UnionPay.

The third scheme: the advantage of credit card consumption in USD+RMB account: most shops in Japan support it (there are still shops that only accept cash); Disadvantages: you will be charged twice the exchange difference and handling fee.

Tips to pay attention to:

A. cash is king

In many places in Japan, such as some remote places, taxis and some fast food chains only accept cash. So, please bring the appropriate cash.

B. Credit cards with preferential activities

The exchange rate difference of currency exchange fees such as UnionPay and VISA is generally between 1-0%, while the discount of UnionPay credit card in designated stores is up to 5%, and the discount of VISA in outlets and other places is generally 5%, far exceeding the exchange rate difference and fee difference. Therefore, when there are preferential activities, the cards with preferential activities are preferred.

C. If you want to go to UnionPay, you need the merchant's machine to support UnionPay. However, many businesses still make mistakes when they say ok, so you can only judge for yourself whether you have entered the password and whether it is UnionPay on the purchase order.

Expansion: Tips for Japanese Tourism

Japan is a small country, but Tokyo alone has a population of 35 million. You can imagine how dense these cities are. Although there is a large population, there will be crowds, but the Japanese obey public order very much and can't see passers-by who run red lights. So when traveling to Japan, don't do anything that violates public order, such as running a red light. It is worth noting that taking the elevator in Tokyo has the habit of Zuo Li walking to the right.

Anyone who knows Japanese culture knows that Japan's service industry is very developed, which is also inseparable from warm and thoughtful service personnel. A warm "welcome" greeting may scare you when you enter the store. In China, many customers will tip the service staff if they are very satisfied with the food, but in Japan, they will not accept any consumption. Even if you secretly leave the consumption on the table, they will catch up and pay you back, and they will never accept it.

Public bathhouses are a unique product of Japan, also called "soaking in water". If you haven't tried public bathhouses, try Japan. The price of public bathhouses in Japan is very cheap, as long as 450 yen, which is the price for any soaking. It is said that in order to give full play to the essence of public bathhouses, Tokyo Bathing Association has planned to renovate public bathhouses before the Olympic Games and install etiquette instruction cards in four languages for public bathhouses, so that every passenger or contestant in Tokyo can enjoy the fun and enjoyment brought by public bathhouses.

When you travel to Japan, you have to take photos everywhere, and then spread them to places like Space and Weibo to share your happiness with you. However, although there are many places in Tokyo that provide WIFI, it has not yet reached the point of popularization. So if you want to use WIFI for free, the simple way is to rent a convenient router at the airport and surf the Internet through your smartphone.

When you travel, you can't live without transportation. Last year, Japan began to implement a card to take subways and buses all over the country, which is very convenient to use. And you can apply for and return the car card at any ticket office, but you have to pay a deposit of 500 yen when you apply for the card, and you will be refunded 500 yen when you return the card. At the same time, many passengers will take their bus cards home as souvenirs.

Japan is a very interesting place. Come and check the travel quotation from Nanjing to Japan!

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