What are self-owned assets and how to calculate them?

1. Self-owned assets refer to the capital invested by shareholders, capital reserve and the accumulated retained earnings of their operating results. They are collectively referred to as owners' equity, which essentially belongs to investors' shareholders. Bank's own capital, also known as bank capital, or owner's equity. Most commercial banks in the world are joint-stock companies, and their own capital refers to the investment of bank shareholders and the profits retained after tax. The self-owned capital of China's four wholly state-owned commercial banks mainly comes from financial allocation and after-tax profits. The self-owned capital of joint-stock commercial banks mainly includes: share capital, capital reserve, undistributed profit, provident fund and risk reserve, which represents the ownership of commercial banks.

2. The calculation method of self-owned assets is equal to the shareholders' equity of the company divided by the total assets. The higher the ratio, the more self-owned capital, the less liabilities and the more reasonable the capital structure. It is an important index in securities financial analysis.