China Merchants Bank UnionPay Platinum Credit Card Annual Fee

Which is better for China Merchants Bank UnionPay Platinum Credit Card?

There is no doubt that it is a classic platinum card of China Merchants Bank. This kind of card, dubbed "classic white" by many card friends, is deeply loved by many people, mainly because of its many rights and interests, practicality and strong annual fee policy. Let's see what's good about this card and why it's worth introducing!

Why is classic white good?

Every year 1 free tooth cleaning, 1 free physical examination.

Physical examination can be transferred to your family for free, so even if you have a free physical examination at work, you can still let your family enjoy this free service. Tooth washing 1 time a year. For the health of teeth, don't wash your teeth without whitening. The value of the two services exceeds 1000, and the health investment is worth having.

4 nights a year, 300 yuan+100 points stay in Niubi Hotel.

Hotels include Hyatt, Sheraton, Intercontinental and some other brands that are slightly forced. The promotion in 300 yuan is all forced and awesome ~

The airport has six VIP passes every year.

You can bring your partner.

Up to/kloc-0.5 million aviation accident insurance, 2,000 yuan travel inconvenience insurance and flight delay insurance;

The requirement is to use China Merchants Bank Platinum Card to pay; Flight delay insurance needs to use the "Easy Travel" website of China Merchants Bank to book tickets;

Redeem air miles

Domestic air mileage is 15: 20, and Asian mileage is 18: 20.

Birthday 10 times points

Birthday 10 times points, capped1w.

China Merchants Bank outlets enjoy VIP treatment.

Enjoy the golden sunflower VIP channel, avoid the pain of queuing, and improve your qualifications by the way. src=""/

What are the benefits of China Merchants Bank Platinum Card?

The rights and interests of China Merchants Bank Platinum Card are as follows:

Right 1: Enjoy the privilege of "annual fee for redemption of points". The annual fee for the platinum card of China Merchants Bank is 3,600 yuan/year for the main card and 2,000 yuan/year for the auxiliary card. You can exchange 654.38+0,000 permanent points for the annual fee of the main card and 5000 permanent points for the annual fee of the auxiliary card.

Right 2: A variety of high-end VIP benefits, including free medical examination, VIP room service at the airport, 20% discount on car rental, hotel buffet benefits, free contact service at the golf driving range, insurance protection, mileage redemption, etc.

Rights and interests 3: Visa VIP rights, well-known hotels "stay three pay two" courtesy, Schengen countries signed a green channel service 30% discount.

If you don't intend to continue using your credit card, you must cancel your account. If the account is not closed, the bank will charge an annual fee for the credit card.

If the card is not overdrawn, you can apply for account cancellation at any time.

If the card has not expired, you need to apply first, and then go to the bank to cancel the account after a certain period of time; If the card has expired and the account balance is zero, you can directly cancel the account at the designated bank outlet. When closing the account, you should bring your valid ID card and the original card. If it's not convenient for me to close the account, someone else can help you. The agent must hold the power of attorney written by the principal (himself) and bring the original valid identity certificate to handle the account cancellation business.

If your card has not expired when you cancel your credit card account, some banks stipulate that you need to go to the designated outlets to receive the card, and then go through the formal account cancellation procedures after a certain period of time (up to 30 days). This is mainly because if the cardholder has done a manual card pressing transaction before closing the account, the cardholder will have closed the account before the merchant submits the card pressing form to the bank for entry, so that the bank will carry out liquidation; On the other hand, if the cardholder is in consumption abroad or withdraws cash, it may take several days to settle the account. If the account is closed immediately, it will also affect the normal liquidation of the bank.

Credit limit refers to the maximum overdraft limit given to your credit card by the bank when approving your credit card. You can only use your credit card within this limit. If you exceed this limit, you can't use your credit card. The credit limit is approved by comprehensive evaluation based on the information filled in when you apply for a credit card and the relevant supporting documents provided. The main card and the supplementary card enjoy the same credit limit. Under normal circumstances, the RMB limit and the US dollar limit of dual-currency credit cards are interchangeable. For example, your limit is 30,000 RMB. If you use a card abroad, your credit limit is equivalent to about 5,000 US dollars.

The bank will adjust the credit limit regularly, but you can provide relevant financial proof on your own initiative and request to adjust the credit limit. In addition, when you need to get a higher credit line in a certain period of time when traveling abroad or moving, you can ask for a higher temporary credit line.

The second line, which can only be used in stages, is an external line that does not occupy your original line. As far as I know in Aika, China Everbright Bank and China Bank also support the phased use of the second line.

China UnionPay credit card can also pay online without online banking, which is mainly based on UnionPay's cardless payment channel. Credit card holders do not need to use online banking when making verification payment, quick payment and ordinary payment. Cardholders can use personal verification information such as passwords, pre-stored mobile phone numbers of issuing banks, and dynamic passwords to make online payments conveniently.

China Merchants Bank Platinum Credit Card Annual Fee

1. Classic Platinum Card:

The annual fee for the classic platinum card is 3,600 yuan/year for the main card and 2,000 yuan/year for the auxiliary card. In the13rd month after the credit card is issued, the credit card system of China Merchants Bank will automatically deduct the corresponding points from the credit card points account to exchange the annual fee. General 10000 permanent points can be exchanged for the annual fee of the main card and 5000 permanent points can be exchanged for the annual fee of the auxiliary card.

2. UnionPay exquisite platinum card:

The annual fee for refined platinum card is 800 yuan/year for the main card and 300 yuan/year for the auxiliary card. The annual fee of the card can be waived in the first year, and the annual fee of the main card can be waived in the next year if the consumption reaches 80 thousand yuan and the number of swipes reaches more than 20 times. If you spend more than 30,000 yuan and 10 times with the supplementary card in that year, you can be exempted from the annual fee for the following year (the first two supplementary cards are exempted from the annual fee).

3. Zunshang Platinum Staging Card:

The annual fee for Zunshang Platinum Staging Card is 800 yuan/year and the annual fee for supplementary card is 300 yuan/year. The main card can be exempted from the annual fee of the following year if it is consumed three times a year, and the secondary card can be exempted from the annual fee of the following year if it is consumed three times a year (the first two secondary cards are exempted from the annual fee).

The types of credit cards of China Merchants Bank include:

1, standard credit card:

It mainly includes standard VISA card, standard card, standard credit card of China Merchants Bank, and "He" credit card of China Merchants Bank.

2. Theme series credit cards:

China Merchants Bank Caixin Media Co-branded Card, China Merchants Bank Hungry Co-branded Card, China Merchants Bank Netease Cloud Music Credit Card, China Merchants Bank Doraemon MengMeng Card, etc.

3. Regional series credit cards:

There are mainly Pinghetang co-branded credit card, Century Jinhua co-branded credit card, Wuhuan Sports co-branded credit card and Xi 'an True Love Star Card.

4. Travel series credit card:

There are mainly Ctrip Travel Credit Card, Air China Companion Credit Card, China Southern Pearl Credit Card, Xiamen Airlines Egret Joint Credit Card and China Eastern Airlines Joint Credit Card.

5. Owner Card Series:

The owner cards of China Merchants Bank include Zhong Ying Automobile Co-branded Credit Card and carcard Credit Card.

6. Shopping series credit cards:

There are mainly Parkson Shopping Credit Card and Ruili Female Shopping Card.

Recommend credit card

Paragraph 1: Features of China Merchants Youth Card: Withdrawal amount 100%, with no handling fee for the first withdrawal every month; Generous card opening ceremony, new residents give alpine suitcases or Pentium electric razors in full by swiping their cards; Enjoy double points in the birthday month, with a maximum of 2000 points per month, and the points will be valid forever. The general card amount can be above 10K!

The second paragraph: Kaka noodles for merchants are also quite cool. If you have a car, it is recommended to apply for a car owner card. We all know that China Merchants' credit card points are valuable. Every investment in 20 yuan is only 1 minute, and the consumption of 39.9 yuan is also 1 minute. It is difficult to get+integral conversion, and there is a need for a way. Merchants' owner cards have the rights and interests of 1.5 times points, and cards with 1.5 times points have city cards, which are not available in every city. This card that can be applied for is worthy of attention!

Paragraph 3: China Merchants Bank City Card The credit cards in each city are different, and most of them are quite ugly. China Merchants Bank City Card, together with young Card, is called China Merchants Bank "leg hair card". This is because China Merchants Bank had policies before. These "leg hair cards" are free to withdraw cash for the first time every month, and they have points. Therefore, many cardholders get the free points of China Merchants Bank through cash withdrawal, which is the so-called "leg hair card".

China Merchants Bank UnionPay Platinum Credit Card was launched, and the annual fee of China Merchants Bank UnionPay Platinum Credit Card ended. I wonder if you have found the information you need?