What documents must be obtained to buy a car with full payment?

Car purchase invoice. Vehicle certificate. Three guarantees service card warranty. Original and copy of insurance contract. The original and copy of the compulsory traffic insurance contract. Note:

The so-called full payment family refers to people who pay in full on the day of signing the contract without relying on a bank mortgage.

One-time payment ratio: minimum 10%, maximum 80%. The seven properties participating in the survey are Wanjia Star City, Ocean Mansion, No. 1 Original Building, Xixili, Xinming Peninsula, and Jinchang Nianhua and Yunxi Impression. Xiao He recently bought an 89-square-meter apartment. Before signing the contract, Xiao He consulted with bankers and was surprised to learn that he actually owned three houses. The mortgage policy was 5.5% down payment and the interest rate was 20% higher than the benchmark interest rate.

Instead of taking out a mortgage for three houses, it is better to mortgage one of your original houses and apply for a mortgage loan, and the loan interest rate will only be 10% higher than the benchmark. The total price of this house is 1.71 million yuan. Xiao He mortgaged an old house in the city center and took out a loan of 1.2 million yuan. The remaining 500,000 yuan was the down payment originally prepared.

Xiao He did some calculations. If he applies for a 10-year mortgage loan and the interest rate increases by 10%, the sum of principal and interest that needs to be repaid after 10 years will be 1.6375 million yuan. If you apply for a 10-year mortgage for three houses, the interest rate will increase by 20%, and the sum of principal and interest that needs to be repaid after 10 years will be 1.68 million yuan.

You can save nearly 50,000 yuan. In addition, you can get an additional two-point discount for one-time payment. The total savings can be 80,000 yuan. Why not? In this way, Xiao He also became a member of the Quanfang family. Among these seven properties, the total price is as low as Xinming Peninsula, with a total price of only 8 to 9 million yuan, and as high as Yuanyang Mansion, with a total price of about 3 million yuan for a small apartment of 80 to 90 square meters.

But the strange thing is that the proportion of one-time payment does not decrease as the total price increases, and there is no certain regularity. Among the seven properties, Yunxi Impression has the highest one-time payment ratio. Yunxi Impression has recently launched a batch of well-decorated serviced apartments with a minimum total price of only RMB 400,000. They are popular among investors, with a one-time payment ratio of 80%. The lowest one-time payment ratio is in Xinming Peninsula, but it also has 10%.