How do you choose between buying a house and traveling?

The year is coming to an end, and young people are inevitably faced with many problems that hit the soul, such as buying a house, traveling and getting married, and so on.

In the past, chatting with people was nothing more than talking about where to travel, where to go on foot, when to run scientifically, where to have a picnic on weekends and climb several mountains. Now the topic makes us stop at making money, getting married, buying a house, raising a family, etc. Many stressful things that people have to face.

A while ago, a circle of friends was discussing, "Should I choose a school district of 8 million or should I take my children on a trip around the world?" But I don't have this kind of worry, because I don't have children now, and I don't have 8 million deposits. Instead, I worry that things will always happen, such as the year is approaching. What bothers me is whether I should save my savings of less than 6 figures to prepare for buying a house or go around the world while I am young.

In fact, the pressure of modern young people is really great, and many decisions need careful consideration!

In the accumulation period of life, it is a question whether to concentrate on saving money to buy a house or follow your heart to wander for a while. Tightening one's belt and saving money means how much enjoyment one needs to give up, and at the same time, one has to be tortured by one's heart and surrounding environment. While young, one is to wander around and experience the world, so as not to waste one's youth, but the uncertainty of the future makes people very scared.

There is such a topic in the first issue of "Qi Pa Shuo": It is about buying a house!

(This may be a bit off topic, but it doesn't prevent you from referring to the viewpoint of buying a house or traveling)

@ Mix: A house is the root of a person, which can remind you that you have a home to return to

When renting a house, it is like a hotel in disguise, and you won't cherish it or decorate and transform it according to your own wishes. After buying a house, it will become your home, reminding you that no matter how unhappy things you experience, it is here.

@ Yan Rujing: Buying a house will tie you down. You should be brave in pursuing happiness when you are young.

Buying a house is something you can do after leisure. If you have enough money, you can choose to buy a house, but if you don't have the ability, you'd better not consider it, because repaying the mortgage will really become a big burden in your life. Once you need to raise a house, you can't do other interesting things in a chic way. Don't be tied down by buying a house when you are young, but be brave enough to pursue happiness and dreams. The house is not the root, but the family is the root. As long as the family is around, the whole world is home.

@ Qiu Chen: Renting a house and buying a house have their own troubles depending on how you choose.

Renting a house has many disadvantages. You can't renovate the rented house at will, and you are unwilling to buy expensive furniture for the rented house. Moreover, from the investment point of view, the money for repaying the mortgage is actually your own. If the house appreciates, you will make a small profit. However, if you rent a house, all the money used to pay the rent is given to the landlord. So, it is better to buy a house. In fact, nothing in reality is the key to your happiness, and the little things you pay for buying a house will make you feel happy.

@ Ming Chen: The modern concept of happiness should live by happiness, and don't take root prematurely.

With the continuous development of the Internet, the concept of happiness in modern society should not live by house, but by happiness. No piece of land is the only fulcrum of our value. Taking root early will only entangle and bind ourselves. Roots are family and kinship, not a house.

@ Hua Xi: Floating is not happiness and stability is the guarantee of happiness.

There are too many disadvantages of renting a house. Without a house, children can't settle down, and education is a big problem. If they face unexpected problems, they may sleep on the street. Moreover, many people buy a house after careful consideration. They will be more eager for comfort when they know the uncomfortable misfortune. Wandering is not happiness, and stability is the guarantee of happiness.

@ Ma Weiwei: Don't carry your house on your back to resist risks. You are the source of resistance to risks.

In current society, all material investments are constantly depreciating. The investment concept of the older generation "buying a house, land and gold bars" fluctuates all the time. However, if the money from buying a house is used to invest in yourself, including studying, mastering skills and even going for plastic surgery, these are very stable. Only when you are good enough can you resist risks.

After the debate was thrown, the audience made a free choice. Judging from the number of votes on the spot, 7% of the votes for the affirmative thought that buying a house was happier, and 3% of the votes against it thought that not buying a house was happier. Among the judges, Venus, Cai Kangyong and Dapeng all support not buying a house to be happier.

@ Dapeng: I am very disappointed with this result. Now there are so many people in the younger generation who advocate buying a house. What I want to tell you is that if you can't afford it, don't buy a house. If you have money, you might as well spend it on yourself, eat something good and wear something good. All this money is worth more than buying a house. Why not advocate buying a house? Because I am studying architecture, houses in Beijing are simply not worth the current price.

@ jinxing: I strongly advocate not buying a house, because I pursue the quality of life. Buying a house will cost you a lot of time and energy, including renting a house now. I rent a house in the best area, because my living environment directly affects the quality of life seen by my three children, and it also reduces my time cost, so I don't have to run from the suburbs to the city. And now many people buy houses to appreciate and then sell them. I'll tell you now that it was ten years ago, and now you can't sell a house at all.

@ Cai Kangyong: Don't always accept the old ideas. People around you tell you that buying a house will make money. You have to figure it out for yourself. If so, everyone will think that you won't make any money. Don't always think that housing prices in Beijing and Shanghai will not fall, and anything is possible. In addition, I think the standard of happiness is to get used to saying "no". Saying "no" is a very happy thing, but if you buy a house and need to pay off the mortgage, it will deprive us of many rights to say "no", because you have to endure a job or an area you don't like, so don't buy a house.

@ Ma Dong: Buy or not, whatever!

If you don't think the explanations in The Story of Qipa are objective enough, or some people will say that this is the reality! Then you should look at the outside world, and there are many people who don't follow the routine! It has been reported in the news that a couple born in 198s in Guangzhou sold their house and bought an RV, and then took their children to 37 countries. It is true that the money has been spent, but I think the wealth gained in the inner world is infinite!

I have seen such a set of statistics on the Internet. Take the Sixth Ring Road in Beijing as an example. The house prices are all around 3,. What is the concept? That is, for example, if you want to buy a 1-yuan rough house, and pay a 2% down payment (now it seems to be more than that), you will have to repay the loan of 7, yuan every month, and you will save (not) food (not) and drink (not) for 3 years, and the property right period of the house has gone by one third, and you have just finished the final payment.

nowadays, there is a saying circulating on the internet: as long as the price of an IPHONE, Japan and South Korea's new Matai will play around; The price of a Hermes, Europe and the United States have also come back; The next step is to plan to go to Egypt and South Africa, which are more magical places; After a few years, you have played all over the world, and you may not have spent the price of a living room (if it is Beijing, it is also a toilet money, right? Or the kind of toilet that can't fit the bathtub? ), but at that time your world view had already changed.

Perhaps our hearts are more inclined to spiritual satisfaction than material wealth, but there are not so many Plato in the real society! We often shout for a trip, but as soon as we shut up, we run back to the computer and stay up late to work overtime. When we start working, we complain about the waste of our youth and fail to go further in our prime.

so, how do you choose?

What you might want to know about buying a house or traveling:

What's the most beautiful scenery in winter? What's the most beautiful scenery located at 47 north latitude of the motherland!

I want to eat well, so I'm sure I didn't run away in Xinjiang!

What an ancient village! This village alarmed Hunan Satellite TV to speak for it!

what is the recommended place for the twelve constellations to travel in winter?

PS:

Uncle Lu recommends the most comprehensive and reliable travel information for you

Recommend the smallest crowd and the most unique camping game for you

Take you to feel the natural and original interest and experience a different life

Uncle Lu will answer your questions about camping trip

Click on the lower right corner to interact with Uncle Lu.