Can I buy apartments launched by Zhenghe City and other real estate projects?

(Liuzhou Sohu Focus) Commercial housing, also known as apartments, is full-name business apartment, which is characterized by small area and low total price. At present, foreign real estate enterprises such as Liuzhou Evergrande Emerald Longting and Wanda have developed apartments with a certain volume, and Zhenghe City, Liu Dong New District developed by local real estate enterprises in Liuzhou, is also launching apartments. The advertisement reads "100㎡ apartment with a total price of 365,000 yuan and a down payment of 50,000 yuan". So, the price is really low!

So, are these commercial houses (apartments) suitable for purchase?

Source map

The mainstream commercial housing units in the market are divided into two types:

1, a large flat room with bathroom, which is generally small in size, generally around 50 square meters;

2. Attic apartment. This kind of apartment is generally more than 4.2 meters high and can be divided into two floors, so many sales advertise "buy one get one free".

Property right problem

Commercial housing is generally built on commercial land and comprehensive land planning, so the property right is generally 40-50 years.

Loan problem

The longest loan period of commercial housing is only ten years, and provident fund loans cannot be used. The down payment still needs 50%. This is not a low monthly payment. As for Zhenghe City's so-called down payment of 50,000 yuan, it is because Zhenghe City has divided the down payment into stages.

renovation fee

1, plane layer

Flat-level commercial housing, large bay, with independent bathroom, low decoration cost, you can choose to buy rough housing.

2. If it is a LOFT apartment, because there are many mezzanines, the upper space needs to be transformed, and the decoration cost is quite high, so it is more appropriate to buy a hardcover room.

Area and apartment type

Commercial housing is rarely transparent from north to south, facing different huxing. The number of households on each floor is usually many times that of ordinary houses. In addition, due to high fire protection standards, the occupancy rate of commercial housing is usually only about 70%.

life-history

Most commercial houses have no gas, and water and electricity are charged according to commercial standards. Some developers can get people's water and electricity, but they can't be written into the contract, and there is no legal guarantee.

Listing transaction

Most people who buy commercial housing have two purposes, one is temporary residence and the other is investment, which involves transactions. Its transaction cost is much higher than that of ordinary houses, which will be explained in detail later.

In short, although commercial housing has some advantages (such as low total price), there are also many constraints, so people have different views. In addition, the commercial value of commercial housing in urban suburbs is low, so it should be purchased carefully.

(The above answers were published on 20 16-05-20. Please refer to the actual situation for the current purchase policy. )

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