What are the consequences of the loan?

Question 1: What are the consequences of the loan? You can only pay him back. You are an idiot! Now who will vouch for others! If you don't pay back, the credit union will sue the court, and the court will also order you to pay back the money.

You can give your trusted relative an iou, owe him money and let him sue you. The court will freeze your salary and then pay it directly to your relatives, who will give you the money, so as to avoid the credit union from suing you and let your salary go to the credit union.

Question 2: What are the consequences of bank loans? The Supreme Court enforced those who failed to pay their debts, published a blacklist of dishonesty on the Internet, prohibited them from buying air tickets or staying in business hotels, and restricted them from handling credit cards and loans.

Question 3: What will happen to private lending? They will be prosecuted and may face enforcement.

Considering the specific situation comprehensively, we can't generalize.

Question 4: What about the loan? What are the consequences? The consequences of not repaying the loan are as follows:

1. Non-repayment will lead to bad credit information of the borrower.

2. If the loan is not repaid, the lending institution will take pains to demand payment.

1) If the general loan is not paid once, the lending institution will call to remind you.

2) For those who fail to repay the loan for many times, the lending institution will call to remind them, or even call for payment.

3) Secondly, the lender will impose penalties such as penalty interest on the borrower.

4) Finally, the lender will sue the borrower.

How to deal with the borrower's failure to repay on time;

Apply to the bank for extension in advance to extend the loan period. On condition that:

1. The extension of short-term loans shall not exceed the original loan term.

2. The extension of medium-term loans shall not exceed the original loan term.

3. The longest extension of long-term loans shall not exceed three years.

Question 5: What are the consequences of online microfinance? If it is not paid, it is recommended to repay the arrears as soon as possible, resulting in serious overdue.

First, bear high overdue fees.

For overdue fees, different online lending platforms have different names and different charging standards. Whether it is called overdue penalty interest, overdue management or other various names, the charging standard is very high. Therefore, those who have the ability to repay on time should never be overdue.

Second, undertake the fancy collection of the platform.

The collection is generally divided into three stages: the first stage, just a few days after the overdue, the platform customer service MM will gently remind you that it is overdue, please repay it on time; In the second stage, if it is overdue for a long time, the platform customer service will seriously warn that the threat of overdue will face serious consequences; In the third stage, it was overdue for a long time, and the platform stopped trying to convince the other party and began to take practical actions.

There are many practical actions, such as: the platform pushes your arrears information to your relatives and friends, which makes you lose face in the circle of friends; The platform arranges special collection personnel to collect money at home and communicate face to face to collect accounts. Of course, these are still relatively mild. Some platforms outsource collection, and special collection companies collect them. The collection company "violent collection" that broke out some time ago believes that borrowers are not willing to encounter it.

Third, the People's Bank of China is tainted.

At present, most online lending platforms have not been connected to PBOC's credit information system, but it has become an inevitable trend to connect to PBOC's credit information system. In the future, if the online lending platform fails to repay the loan within the time limit, it will be recorded in the credit information system of the People's Bank of China, just like bank loans and credit cards that are overdue, causing credit stains. If the previous consequence is only losing face, then the stain of credit information will affect real life, and there is no way to borrow money if you want to buy a house, no way to mortgage if you want to buy a car, and so on.

Fourth, the defendant went to court.

If the loan is overdue for a long time or deliberately not paid back, after the amount exceeds 2000, it can already constitute a fraud crime and is in danger of being sued by the online lending platform. Once the court decides that the online lending platform wins the case, the borrower not only has to pay the money that needs to be repaid, but also pays the litigation costs and huge fines of both parties, and even faces jail time.

Question 6: What about credit loans? If it is really unable to repay, it shall negotiate with banks or lending institutions to extend the repayment period or repay it in installments.

What happens if you don't borrow money?

1. If a lending institution or bank fails to perform the judgment of the court within the performance period after winning the case in court, it will apply to the court for enforcement.

2. When accepting enforcement, the court will inquire about the real estate, vehicles, securities and deposits in the name of the lender according to law.

3. If the lender refuses to perform the effective judgment of the court because there is no enforceable property under his name, negative information such as overdue repayment will be recorded in the personal credit report, which will restrict high consumption and entry and exit, and may even lead to judicial custody.

4. Refusing to execute a judgment or ruling is suspected of refusing to execute a judgment or ruling.

Article 313 of the Criminal Law Crime of refusing to execute a judgment or written order Whoever refuses to execute a judgment or written order, if the circumstances are serious, shall be sentenced to fixed-term imprisonment of not more than three years, criminal detention or fine.

Question 7: What will happen if you don't repay the loan? There will be no consequences, that is, what you mortgaged will be enforced. If there is really nothing to change money, you will be charged with fraud and imprisonment or something.

Question 8: What will happen if the bank loan is not repaid? Consequences of loan failure: 1. Lending banks will collect overdue loans according to law. According to the loan contract and guarantee contract (mortgage or pledge contract), the loan bank will sue the court, and the court will take measures such as property preservation, including freezing the deposits in all bank accounts of you and the loan guarantor and sealing up the pledged property. After the judgment, the property will be compulsorily compensated according to law (deducting deposits and auctioning collateral, etc.). ) to repay the bank's loan losses. Specifically, it includes: loan principal, loan interest, overdue interest, penalty interest, and all litigation costs arising therefrom, and related expenses incurred when disposing of pledged property. Your credit will be affected. If you take the company as the borrower, your company will be recorded in the national bank credit information system, and the loan in your personal name will also be recorded in the national personal credit information system for overdue loans. If the loan bank doesn't erase your records, you may not get all the bank loans in the future, hehe. 3. If you are not maliciously in arrears with the bank loan and are able to pay the interest on the normal loan, I suggest you apply to the loan bank for loan extension first, stating your willingness to repay, and there is no fact of repaying the loan for the time being and no plan for repayment in the future. Normally, the bank will help you.

Question 9: The bank loan is about to expire, so it won't affect it. The first consequence is penalty interest. For example, your monthly interest rate is 5.9%; Calculated at the floating interest rate of 10% from the overdue date;

The second consequence is that personal credit information will be affected and bad records will be transmitted to the credit information system of the People's Bank of China;

The third consequence is that if you don't pay back for a long time or many times, you will sue the court, and the court will seal up your property and auction it, forcing you to pay off the loan in one lump sum.

Of course, if it is only one day away, you can negotiate with the loan bank or say hello. It won't have any effect on you.

Question 10: owing a credit loan of 50,000 won't have any consequences. You can apply for a deferred loan from the bank in advance. You can also talk to the bank account manager. You'd better find a way to borrow 50 thousand temporarily, and then let the bank pay it back before lending it to you. In this way, you have another year of loan time. If you don't tell the bank, it will be troublesome and have a direct impact.