Can Ctrip's flowers be taken out

You can't withdraw cash if you take the flowers.

Taking flowers is a service that Ctrip provides users with first consumption and then repayment. Users can buy air tickets, air tickets and pay hotel accommodation fees with the amount of flowers.

This product is a bit like a flower bud. The quota can be used for consumption, but it cannot be withdrawn. If you want to get cash, users should choose cash loan products.

If the user cashes in with flowers, if it is detected by the system, it may be confiscated and the service will be closed.

Extended data:

Cash-out is an economic term, which refers to taking advantage of the subtle differences between the prices of the same product or almost equivalent products in different markets.

Illegal cashing generally refers to the exchange of cash benefits by illegal or false means.

According to the Interpretation on Several Issues Concerning the Specific Application of Laws in Handling Criminal Cases of Impairment of Credit Card Management, cashing refers to the direct payment of cash to credit card holders through fictitious transactions, false pricing and cash return. Using point-of-sale terminal equipment (POS machines) in violation of state regulations. In the merchant risk management rules of UnionPay card acquirer of China UnionPay, the definition of cashing behavior is: the merchant colludes with bad cardholders or other third parties, or the merchant takes cash by fictitious transaction.

Empty card cashing

Empty card cashing is actually a method of cashing by credit card. Here is a brief introduction to the empty card cashing of credit cards.

Conventional credit card cashing means that the cardholder draws the full amount within the credit limit of your credit card through a number of cashing companies or other institutions, and then the cardholder immediately gives you cash. This method requires a handling fee ranging from 1.5-3%.

Empty card cashing is to withdraw cash from your credit card when your credit line runs out. The amount withdrawn can be several times that of your credit line.

This kind of cashing is relatively difficult to complete. Only a few banks can cash out their credit cards empty, and the formalities cost is relatively high, with the highest 25% and the lowest about 15%.

Usually the cashier takes you to Suning Appliance or Gome and other businesses to buy electrical appliances, and pay by credit card in installments. Then the agent will give you cash and charge you a handling fee. As for the goods bought, the intermediary will return them to the mall in some way.

Third party payment

Nowadays, the growing third-party payment institutions have gradually invaded the bank card acquiring market. According to statistics, banks account for 70% of the transaction volume in the acquiring market, and third-party payment institutions account for 30%. As a new force in the acquiring market, third-party payment institutions must seize the opportunity to expand the issuance scale.

However, personal third-party payment has laid a hidden danger for credit card cashing when promoting personal POS machines. Some readers reported to beijing business today today that a mobile POS machine can swipe its card with a credit card and import funds into a debit card. As long as the cardholder pays 1% credit card fee, the funds in the card can be easily "stolen".