Can I pay by credit card in Hong Kong?

Can I use UnionPay credit card in Hong Kong?

Almost all merchants in Hong Kong can use UnionPay cards.

For details, please visit official website and unionpay international, and click "UnionPay card in the world" at the top left of the page-select the country or region you want to visit, and check the local card tips.

UnionPay official website

The above contents are for reference, and the specific path is subject to the page display.

Can I use a credit card in Hong Kong?

Yes, in Hong Kong, most people will choose credit card transactions, choose UnionPay online, and directly transfer Hong Kong dollars to RMB. The exchange rate is the exchange rate on the day of UnionPay card swiping, so there is no handling fee for currency conversion, and you can bring a credit card marked with UnionPay card slip.

In case the merchant can't provide UnionPay network, it is recommended to bring another full-currency credit card. I use CCB Global Hot Purchase Credit Card, which not only automatically converts foreign currency into RMB, but also has EMV chip, which is relatively safe for overseas entity merchants to use and free of annual fee ~

Can credit cards with UnionPay logo be used in Hong Kong?

Can credit cards with UnionPay logo be used in Hong Kong?

If UnionPay cards with UnionPay logo on them, including debit cards and credit cards, can be used in Hong Kong, it can be said that most merchants in Hong Kong now support UnionPay.

First, there is no formalities for domestic credit cards to take the UnionPay line in Hong Kong. It's in foreign currency, and it's in RMB shown on the bill. Exchange rate competition has been formed;

Second, domestic credit cards take the VISA line in Hong Kong, and the handling fee is foreign currency, and the bill shows US dollars.

Can a China Bank credit card with UnionPay logo be exchanged for lira in Turkey?

If the face of the credit card only has the UnionPay logo, you can take the local currency from the ATM that supports UnionPay in the tourist country. Cash withdrawal fee and single-day cash withdrawal limit shall be subject to the announcement of the issuing bank.

Can credit cards with UnionPay logo be swiped directly in Vietnam?

Credit cards with UnionPay logo can be swiped on POS machines with UnionPay logo in Vietnam, but it will be greatly restricted.

1. Generally speaking, POS machines in Vietnam are also very popular, but there are not many UnionPay machines.

2. There are relatively many UnionPay POS machines in Ho Chi Minh, and it is convenient to use the UnionPay logo as a credit card. However, in Nha Trang, Da Nang and Hanoi, where China people go more, it is basically impossible to use UnionPay cards, because the most common bank card organizations in Vietnam are VISA, Master and JCB.

3. To go to Vietnam, it is best to bring a credit card with VISA logo and MasterCard logo.

Tip:

When swiping a card in Vietnam, if you take a non-UnionPay line, you generally don't need to enter a password for verification.

Can the credit card marked by CCB Jbc be swiped on UnionPay equipment?

Hello, if there is only JBC logo, you can only swipe your card on JBC equipment.

Can I use a credit card with UnionPay logo in Japan?

In most big shopping malls in Japan, UnionPay cards can be directly swiped. In many large electrical shopping malls, UnionPay cards will be given a 15% discount, and then they will be tax-free. (Tax exemption is limited to short-term visas. )

Can mainland credit cards be used in Hong Kong?

It's best to bring a dual-currency card to Hong Kong, either master or visa. Generally, big shopping malls and hotels have UnionPay pos machines, so you have to let the cashier take the UnionPay route, that is, just change Hong Kong dollars into RMB.

Some small shops in Hong Kong don't have UnionPay lines, so they have to use master or visa (both), but they have to charge a foreign exchange conversion fee, that is, first convert Hong Kong dollars into US dollars, add this amount of US dollars, and then convert it into RMB. Different banks are different. China Merchants Bank 1.5%, Shanghai Pudong Development Bank 2%, Bank of Communications 1.75%, Minsheng 1. 1%, Bank of China 1.0%. For example, if you buy something of HK$ 100 with the card of China Bank, you have to pay back the equivalent and 65438+.

But it depends. Last time I went shopping in Sasha, I took the UnionPay line. Later, when I saw that I could get a 30% discount with visa, I asked the salesperson to swipe the UnionPay refund form and then use visa. Although there is a foreign exchange fee, it is much cheaper.

In addition: Some Hong Kong people don't know Chinese. You look like a China, but they may be Singaporeans, Malaysians and others. If you say he doesn't understand UnionPay, you should tell him the English abbreviation of UnionPay: CUP.

Excuse me, can I use a debit card with UnionPay logo in Hong Kong?

Hello! Of course. Can be used on ATM machines.

Basically, debit cards can be used, as long as there is a UnionPay logo. Those big shops are better. If you pay the deposit at the hotel, you may have to use a credit card instead of a debit card.

Can frm only register with UnionPay credit card?

Requirements for credit card processing: In most cases, citizens with full capacity for civil conduct (citizens aged 65,438+08 in Chinese mainland) who have a certain direct source of income can apply for a credit card from the issuing bank; Applicants for credit cards must have a stable job and a stable source of income, and provide guarantees to banks. The forms of guarantee include personal guarantee, unit guarantee and personal fund guarantee.

Is there a handling fee for UnionPay cards (credit cards) with VISA logo to swipe their cards in Hong Kong?

That depends on which channel you take. Credit card consumption, whether through UnionPay channel or VISA channel, will not generate handling fees. However, if you take the visa channel, the bookkeeping currency is not RMB. If you want to exchange RMB for money, there will be a handling fee for converting RMB into foreign currency. If you take the UnionPay channel, there will be no such exchange fee. Hong Kong dollars will be directly included in RMB.

Can I use mainland credit cards in Hong Kong?

Question 1: Can I use a mainland credit card for shopping in Hong Kong? Question: I will go shopping in Hong Kong on New Year's Day. I don't want to bring too much cash. Can I use a mainland credit card? What about the debit card? Answer: Yes ~VISA or MASTERCARD can swipe their cards in Hong Kong. When using UnionPay cards overseas, you must identify the "UnionPay" logo posted on the ATM of merchants or banks, and only the places where the "UnionPay" logo is posted can accept UnionPay cards. Overseas, the same merchant may have multiple acceptance networks, so when shopping with a credit card, it is best to remind the merchant that you have to settle through UnionPay network. Debit cards with UnionPay logo are also acceptable. Here are a few tips that I hope can help you! First of all, you can swipe a mainland bank card or credit card when shopping in Hong Kong, and try to use a dual-currency credit card when traveling to Hong Kong and other places. "Consumers can take a small amount of foreign exchange with them when they travel abroad, in case of small consumption such as taking a taxi and buying snacks, and use a dual-currency credit card for large consumption. The biggest advantage is that consumers can take advantage of the overdraft function of credit cards and fully enjoy the interest-free period of credit cards. Financial experts said that at present, domestic dual-currency credit cards are mostly RMB and USD dual-currency cards. When you use this credit card for consumption abroad, you should first convert the local chicken into US dollars, and then convert the US dollars into RMB. You have to pay the currency exchange fee twice every time you swipe your card. Therefore, it is best for consumers to choose a credit card in the corresponding currency according to the currency used by the tourist destination. For example, when traveling to Europe, consumers are advised to bring a dual-currency card of RMB and Euro. Secondly, it is best to use UnionPay cards when traveling to Hong Kong. At present, the acceptance coverage of UnionPay cards in Hong Kong has exceeded 90%. UnionPay generally directly converts Hong Kong dollars into RMB according to the exchange rate of RMB against Hong Kong dollars on the day of card swiping, and is free of currency conversion fees; However, if Hong Kong tourists use foreign cards such as VISA and MasterCard for shopping, they have to pay a currency conversion fee of about 65,438+0.5% of the consumption amount. Finally, there are many ways to repay overseas credit card consumption.

Question 2: Can I use mainland credit cards in Hong Kong? Only unionpay cards can be used. Domestic credit cards are also UnionPay cards. It can be used under normal circumstances.

Question 3: Is it settled in RMB or Hong Kong dollars when you use a mainland credit card to buy things in Hong Kong? If you take the UnionPay route, it will be settled in RMB, and there is no currency conversion fee. If you take the VISA or MASTER route, there is a currency conversion fee. If you choose to swipe your card, you'd better use UnionPay. If you want to save more money, you'd better exchange Hong Kong dollars in the Mainland and then go to Hong Kong to spend money, because if you go to Hong Kong to exchange RMB into Hong Kong dollars, you will suffer. I just came from Hong Kong. Before going, it was 95 RMB for 100 Hong Kong dollars, and after arriving in Hong Kong, it was 103 RMB for 100 Hong Kong dollars. And RMB 106 converted into HK$ 97. In short, it varies from region to region. Therefore, I personally suggest that you exchange Hong Kong dollars before spending money in the Mainland. If the amount of shopping in Hong Kong is relatively large, only tax stamps are the best choice.

Question 4: Can I use my credit card in Hong Kong for spending in the Mainland? Bank cards or credit cards with UnionPay logo can be swiped in Hong Kong or Macao and converted into RMB at the exchange rate of the day. The above is what Huafeng Real Estate in Macau told you.

Question 5: Can I use a mainland credit card when shopping in Hong Kong? Generally, Hong Kong accepts RMB. If your card is a single-currency card, look for a POS machine with the UnionPay logo. If it is a dual-currency card, you'd better find a UnionPay card. Low cost. Cards like MasterCard and Visa are expensive to organize.

Question 6: Can mainland credit cards be swiped in Hong Kong? Whether it can be brushed depends on the channel. VISA, MASTER and UnionPay are all cross-bank and transnational credit card settlement channels. At present, UnionPay is the most popular in China, and VISA seems to be widely used internationally. Domestic banks can basically issue VISA and MASTER credit cards, but there is no guarantee that all cards have international channels. Most shops in Hong Kong have UnionPay channels, but many restaurants do not accept UnionPay. So please pay attention to the sign you put on the door.

Question 7: Can I use a mainland credit card to go to Hong Kong? How much cash can I take with me to Hong Kong? First of all, if I spend money first, it is not cost-effective to give cash, because the exchange rate has been lost when I change Hong Kong dollars. Credit cards and savings cards are all paid by UnionPay at the current exchange rate ~ ~ ~ Generally, UnionPay cards with single currency start with 62. If it's dual currency, look at the UnionPay logo. And you must brush UnionPay, because UnionPay is converted according to the real-time exchange rate. If you swipe VISA or MASTER, it means that Hong Kong dollars will be converted into US dollars and then into RMB, and a certain price difference will be lost in the middle. It may be more troublesome to pay back US dollars when repaying. So when you swipe your card, you must tell the cashier that I want to swipe UnionPay.

2) Second, talk about the benefits of credit card. Credit cards have points. In addition, some credit cards (such as China Merchants Bank and Bank of Communications = =, some will cooperate with shopping malls, refund cash when it is full, or send hundreds of shopping cards). Go to official website and see the rules of the activity. And some shopping malls will have a lot of gifts when they use electronic cash (that is, swipe their cards) ~ ~ So, feel free to swipe your cards ~ ~

3) Recommend an artifact card for going abroad-Huaxia Card. The first overseas cash withdrawal is free every day, and the exchange rate is real-time. This card is free of annual fee, all kinds of fees and SMS charges all year round. It is good to go abroad for a long time, and travel is necessary.

Question 8: Can I buy a mobile phone in Hong Kong with a mainland credit card? Yes, you can use any one of UnionPay logo, visa logo and MasterCard logo.

Question 9: Can I use China UnionPay card in Hongkong? If I use China UnionPay savings card of China Merchants Bank, I can use it on machines with UnionPay logo overseas. When withdrawing money, I will collect it in RMB, with a minimum of 65438 yuan +00 yuan (no discount). There is no handling fee for pos consumption.

Question 10: Can a credit card with Hong Kong dollars be repaid in RMB in Chinese mainland? Yes, you can pay it back in RMB even if you swipe US dollars.

Can CCB visa single-label credit card be used in Hong Kong?

Of course. CCB visa single label card refers to the credit card with only visa logo launched by CCB, which belongs to all-currency card. No matter what currency is consumed, it will be recorded in RMB. CCB visa single-label cards can be used in mainland China and Hong Kong, and UnionPay supports China, Hong Kong, Macao and Taiwan, so domestic credit cards are unimpeded.

Can I use a credit card in Hong Kong? Let's stop here.