Bank card credit limit

The easiest diamond credit card to apply for

Minsheng Bank is the easiest to apply for. It is easy to apply for a diamond credit card. Cardholders can enter 18 domestic Minsheng Bank airport VIP lounges for free on any flight. , a dedicated person will handle all check-in procedures. In addition, cardholders can enjoy exclusive VIP services in more than 450 airport VIP lounges around the world.

1. What is the general credit limit of Minsheng Bank?

The credit card limit of Minsheng Bank varies according to the level. The general limit is divided into:

1. The limit of Minsheng Bank ordinary credit card is 5,000 yuan - 15,000 yuan.

2. The limit of Minsheng Bank’s gold credit card is 3,000 yuan to 50,000 yuan.

3. The limit of Minsheng Bank’s standard platinum credit card is 10,000 yuan to 100,000 yuan.

4. The limit of Minsheng Bank’s luxury platinum credit card is 100,000 yuan to 300,000 yuan.

5. The limit of Minsheng Bank Diamond Credit Card is 300,000 yuan and above.

2. What is the difference between China Minsheng Bank Gold Card and Diamond Card?

1. Different references. Gold Card: It is the highest level version of the "Centurion Series Charging Card" launched by American Express in the UK in 1999; Diamond Card: It is a bank card organization and commercial bank. A jointly launched high-end credit card or debit card.

2. Different services, gold card: cardholders are mostly politicians, billionaires, and celebrities from various countries, and are invited by American Express to apply. They do not accept card applications. Cardholders can enjoy the exclusive benefits, rights and services of the world's top members. Diamond Card: In addition to all financial functions, it also provides a 24-hour exclusive service hotline, online banking services, account change SMS reminder services and counter priority services.

3. Different additional services, gold card: Holding a gold card means you have the right to let people around the world serve you. The widely circulated story about the Gold Card proves this. In addition, the card issuer equipped the card with private room service, club reservation service and professional consulting services.

Minsheng Bank Diamond Card Application Conditions: Average daily deposits for three months must reach 1 million. Have a job, very stable income, annual income of 450,000, middle-level management (inclusive) of national units or above or high-quality industry senior managers. Those who are high-quality customers of our bank or other banks and own houses or cars with a total value of more than 2.4 million can apply for a diamond card.

What is the limit of a black card credit card?

Black card, American Express Centurion, also known as unlimited card. There are no quota restrictions. Applications are not accepted. They can only be invited by the bank. However, since the Centurion Black Gold Card issued in China is also a credit card, it has a fixed amount. The limit of black gold cards issued by ICBC and China Merchants Bank is about 2 million yuan to 10 million yuan.

Currently, American Express only authorizes Industrial and Commercial Bank of China, China Merchants Bank and China Minsheng Bank to issue the American Express Centurion Black Gold Card, which is still issued by invitation. Black gold credit cards not only represent the cardholder's noble social status, but also provide thoughtful and meticulous financial services.

The American Express Centurion Black Gold Card is the black gold (highest) level version of the "Centurion Series Recharge Cards" launched by American Express in the UK in 1999. Because the main color of the card is black, it is also called "black card". The Centurion Black Gold Card is recognized as the "King of Cards" in the world. There is no upper limit for card slots in the top group (China's Centurion Black Gold Card is It is a jointly issued credit card, so it has a credit limit of 2-10 million). Most of the cardholders are politicians, billionaires, and celebrities from various countries. They are invited by American Express to enjoy the world's top credit cards. Exclusive benefits, benefits and services for members. Due to domestic policies prohibiting foreign card organizations from independently issuing charge cards in China, American Express changed the Centurion series cards to credit cards in China and authorized ICBC, China Merchants Bank and China Minsheng Bank to issue them.

American Express only authorizes the Industrial and Commercial Bank of China, China Merchants Bank and China Minsheng Bank to issue the American Express Centurion Black Gold Card. This product is issued by invitation and is only available to a very small number of selected high-end bank customers. 1. Individual applications are not accepted for private banking users.

The invitation conditions of Industrial and Commercial Bank of China are higher than those of China Merchants Bank. According to the bank’s internal staff, ICBC’s requirements for cardholders are that the annual average daily deposits are more than 100 million yuan, and they must be rich people on the Hurun Wealth List or provincial CPPCC members or above; China Merchants Bank’s requirements for cardholders are that the annual average daily deposits are more than 100 million yuan. The average daily deposit is more than 20 million yuan; China Minsheng Bank has not yet obtained relevant information due to its short issuance time.

How much credit limit is needed to buy a car worth about 100,000 yuan with a Beijing Construction Bank credit card?

If you just swipe your card to buy a car, then you need to have a limit of more than 100,000 yuan to buy it. If you use a CCB credit card to apply for car purchase installments, the limit without a credit card must reach 100,000. Apply for car purchase installments at a designated cooperative 4S store. CCB will review a special car purchase limit based on your personal credit status. It is separate from the consumption limit you usually use on your credit card. Generally speaking, the down payment is at least 30% of the car price, and some models may require 40%. So for your 100,000 car, you can only borrow 70,000 or 60,000 at most. This amount is not very large. Sir, you can try to apply. Also, in each cooperative store, there is a designated contact person from China Construction Bank. If you are not sure, you can also use your card to ask the 4S store to ask the contact person of China Construction Bank about the amount of installments that can be processed.

How to apply for a large credit card? Conditions for applying for large-amount credit cards

When applying for a credit card, people hope that the limit will be as high as possible, but banks are not philanthropists and will give applicants large credit limits for no reason. So, how to apply for a large-deposit credit card, and what are the application conditions for a large-deposit credit card? If you want to apply for a large credit card, you may wish to read on.

1. How to apply for a large credit card

As we all know, banks mainly look at credit conditions when reviewing credit cards. The better the credit conditions, the higher the chance of applying for a credit card. Large-amount credit cards generally refer to credit card products of more than RMB 50,000. As the competition in the credit card market has become increasingly fierce in recent years, the bank's card application rate has increased, but the card application limit continues to decrease. Few customers can handle large-amount loans of more than RMB 50,000. credit card.

If you want to ensure that you get a large credit card, you can apply through the following methods:

1. Transfer money: deposit money in a savings card of the issuing bank or buy financial products, use Bank of China For example, direct deposit is 1 million, and the card limit is 100,000;

2. Become a bank VIP customer, such as a private banking customer or a financial management VIP customer. Such high-quality customers have good financial strength and have the same business as the card-issuing bank. Close contacts;

3. Use a credit card to apply for a credit card. If you hold a credit card with a limit of more than 50,000 from another bank, it will be an advantage to apply for a credit card.

2. Application conditions for large-amount credit cards

In order to ensure that you can apply for a large-amount credit card, you may wish to start with the following application conditions:

1. Additional proof of financial resources , such as real estate certificates, driving licenses, large deposit receipts, five insurances and one housing fund payment certificates, etc.;

2. Become a VIP customer of the card-issuing bank and conduct business with the bank on a daily basis;

3. Have good personal credit, do not apply for cards blindly, and have a low debt ratio;

4. Have a certain influence in society, such as well-known corporate legal persons, film and television stars, political celebrities, etc.

The six most high-end credit cards in the world: American Express Centurion Card and other black gold cards

We all know that the Centurion Black Gold Card has incredibly high rights and limits. Jaw-dropping. In the beginning, only China Merchants Bank and ICBC issued them to a very small number of elite customers with integrity. Now China Minsheng Bank also has the Centurion Black Gold Card. But in addition to the American Express Centurion Black Gold Card, what other high-end unlimited cards are there?

In the general classification of credit cards, they are ordinary card, silver card, gold card, platinum card and the highest unlimited card. American Express’s Centurion Card is an unlimited card. The unlimited card, as the name suggests, means there is no overdraft limit and you can spend money as you like. Since the unlimited cards issued by various banking organizations are almost all black, they are commonly known as "black gold cards". Black represents mystery, and black with metallic luster is even better and looks very luxurious, which is in line with the mysterious and noble characteristics of the Infinity Card and its holders.

1. American Express "Centurion Black Gold Card"

The minimum annual spending amount for cardholders of the Centurion Card is US$250,000, but if you hold the card This card will make you a member of the celebrity and rich club, and customers can get private cabins on daily airliners and enjoy first-class upgrades, hotel suite upgrades, personal travel consultants and various freebies and services from American Express. A loyalty program that company platinum card members can also enjoy.

American Express’ Centurion Card can only be invited by American Express card companies among its own platinum users, and only top 1 platinum cardholders. Customers were invited to issue the card, which was issued to users who spent more than $150,000 per year using other American Express credit cards. At the same time, there were other standards that required cardholders to pay American Express up to $1,000 per year. The annual fee is US$2,500 after two years. It is only issued in the United States, the United Kingdom and Hong Kong, China.

Features and application conditions of China Merchants Bank Centurion Black Gold Card

2. Coutts World Card

As the royal bank of the British Royal Family and a member of the Royal Bank of Scotland Group, Coutts World Card enjoys a high reputation at home and abroad. .Only those with a net worth of over a million are eligible to apply for the World Card. In addition to all the typical travel upgrades and luxury services, cardholders can even shop at their favorite department stores at midnight.

3. Citibank Ultima Card

This credit card is issued in Germany, Russia, Asia and parts of the Middle East. Services it provides customers include booking private jets or Bentley car transfers. You can also have the opportunity to rent a Ferretti Yacht with crew to enjoy a day at sea. With this food card, users can also book a private island to avoid the hustle and bustle. Citibank also has another "Diners Club" with similar services in the United Arab Emirates. With the "Elite Card", you can reserve the "one-on-one" service of Germany's most popular three-star celebrity chef Wolfart, and you can also order tickets for your favorite football games.

4. Stratus "Reward VISA" Card"

This "white card" is designed for customers who are not interested in special airport lounges or first-class cabins and just want to fly privately. Fortunately, Stratus is a Marquis Flight Charter The company's partners. The card provides its customers with a variety of specialty products and services, such as AK travel packages, one-on-one sales services and Oscar-level gift packages.

The only one in the world. Unlimited card products in nine countries or regions, but the total number of cards issued is only 30,000.

5. Mastercard Smith Benny President Card

This is Citibank’s exclusive card for private customers. This is a credit card. The user's company must have US$1 million in assets. Of course, if it has US$5 million, the cardholder will receive points for free shopping at designated stores. Customers who use this card to pay for charter flights can get three nights of free stay at designated partner hotels (valued at US$900).

6. Nimmon Marcos "Inner Circle Card"

Nimmon, a luxury goods retailer headquartered in Dallas and famous for its Christmas catalog? Marcos sold its credit card unit to HSBC last year, but still has a stake in the company and its sister company Bergdorf? Goodman's stores offer loyalty programs to card-carrying customers who make big purchases. Customers who spend more than 30,000 points will get the opportunity to attend New York Fashion Week for free; customers who spend more than 2 million points will get the opportunity to make a guest appearance in the hit soap opera "Energetic City".

This concludes the introduction to celebrity credit card limits and bank card credit limits. Have you found the information you need?