Traditional Culture Encyclopedia - Hotel franchise - What should I do if I have to check out because of something urgent after completing the pre-authorization business of ICBC Peony Card?
What should I do if I have to check out because of something urgent after completing the pre-authorization business of ICBC Peony Card?
Pre-authorization business refers to the business that a special merchant obtains a payment commitment that does not exceed a certain proportion of the pre-authorization amount from the card issuer within 30 days, and accepts it from the card issuer after the cardholder obtains the goods or accepts the service. Generally speaking, it is the business of freezing part of the funds in the bank card as deposits and then settling according to the actual consumption amount. Specifically, when the cardholder spends money in a merchant, the merchant cashier applies for authorization from the card issuer according to the cardholder's demand and the estimated consumption amount, and the card issuer gives a response according to the customer's account. For the approved application, the credit limit (credit card) or deposit amount (debit card) in the cardholder's bank card will be temporarily frozen as deposit. Generally speaking, the frozen amount cannot exceed 1 15% of the pre-authorized transaction amount. After the cardholder's consumption is officially completed, the merchant requires the card issuer to conduct formal liquidation according to the actual consumption amount.
- Related articles
- Who is the owner of Chizhou Kaiyuan Hotel?
- The ceiling design has no main light, will it not be bright enough?
- The Development Course of Anxi Tieguanyin Group
- The host of the school banquet is very brief.
- There is an article in The Purple Years that he once lived next door to love. Where can I find it? It's about old K Zheng Baiyu.
- Where is Zhoukou Taikang Jianye in spring?
- How about Beijing Shengtai Boda Economic and Trade Co., Ltd.?
- How to make corn pancakes
- Secondary vocational high-speed rail crew course
- How can we successfully talk about long-distance love?