What do car insurance points mean?

Do you have points for buying car insurance with a credit card?

Our bank accumulates points for credit card purchases, and you will earn 1 point for every RMB 20/USD 2 spent in a single transaction.

Car cards and city-themed series gold cards accumulate 1 point for every 20 yuan or 2 US dollars, and an additional 50% of the points will be given (the points value is rounded up to an integer), but the validity period is 2.5 to 3 years. YOUNG Card Youth Moderator Card, Sina Weibo Credit Card, and GQ Card holders who use this card to make purchases in their birthday month will be awarded an additional 1x points, up to a maximum of 2,000 points. Some merchants do not accrue points for transactions and credit card charges. Click here to learn more:

Accounts to which points belong:

All points accumulated for consumption under the name of the principal cardholder and supplementary cardholder shall belong to the points account of the principal cardholder, only for the principal cardholder. cardholder use.

The points of personal cards and personal debt-bearing commercial cards that accumulate permanent valid points of China Merchants Bank credit cards are combined and calculated.

Car cards, city theme series gold cards, Jiuyou.com co-branded cards, World of Warcraft cards, ThinkPad credit cards, QQ membership co-branded cards, Kaixin.com co-branded cards, and American Express cards accumulate exclusive points and are not combined with other card types. points are combined and used.

Global Hotel Group co-branded cards accumulate partner points, and airline co-branded cards accumulate partner miles.

Agricultural Bank of China: Use ETC credit card to purchase car insurance and enjoy double points

Nationwide - Use ETC credit card to purchase car insurance and enjoy double points

1. Activities Time

August 10, 2019 to September 30, 2019

II. Target audience

ETC credit card customers

III , Activity content

During the activity, ETC credit card customers can log in to our bank's mobile banking APP-Credit Card-Leyou World to receive free "ETC Auto Insurance Double Points" coupons (1 million, first come first served). After receiving it successfully, use your ETC credit card to purchase car insurance offline at insurance merchants (merchant category codes: 6300, 5960) during the event. When a single purchase exceeds 2,000 yuan, you will receive double points as a reward for that purchase.

The consumption of supplementary cards will be included in the main card for unified statistics. During the event, the maximum points reward each main card can receive shall not exceed 10,000 points.

IV. Activity details

1. This activity is limited to Agricultural Bank of China ETC credit card customers.

2. Cardholders need to register for the Agricultural Bank of China Mobile Banking, log in to the "Credit Card" section of the Mobile Banking, select the "ETC Auto Insurance Double Points" coupon in the "Leyou World" area, and use the ETC credit card (Activation required) Receive it to enjoy the corresponding discounts.

3. After successfully receiving the "ETC Auto Insurance Double Points" coupon, cardholders who use ETC credit cards to spend more than 2,000 yuan in a single transaction at insurance merchants during the event will enjoy double points rewards for the purchase. The consumption of the supplementary card will be included in the main card for unified statistics, and the maximum points reward that can be obtained during each activity period of the main card shall not exceed 10,000 points.

4. Insurance merchants use merchant category codes (MCC codes) of 6300 and 5960 as the basis for judgment. Merchants with non-MCC codes will not participate in the activity.

5. Offline card swiping refers to physical card POS machine swiping card consumption, offline cloud QuickPass, and offline pay (ApplePay, HuaweiPay, etc.) payments. It does not include scan code payment (such as payment), third-party payment such as Alipay and WeChat payment, other online payments such as App and Pay-type payment not mentioned above.

6. After the cardholder meets the event conditions, our bank will transfer the corresponding reward points to the cardholder's ETC credit card within 30 working days after the event in accordance with Article 3 of the event rules. in the account. If the points adjustment fails due to abnormal card status or other reasons, the cardholder will be deemed to have automatically given up the activity qualification. The specific reward arrival date may be later than the above time due to unpredictable factors. After the event, our bank will provide points in accordance with the "Individual Customer Points Reward Program Terms and Conditions", that is, consumption at gas merchants (merchant category codes: 6300, 5960) will no longer accumulate points.

7. The cardholder’s consumption time and consumption amount shall be subject to the time and amount entered into the Agricultural Bank of China system.

8. Cardholders can check their points balance through the Agricultural Bank of China Mobile Banking APP or the Agricultural Bank of China Credit Card WeChat Service Account.

9. Cardholders can call our credit card customer service hotline to report any issues involved in this activity before November 30, 2019. If the cardholder does not raise any objection during this period, it will be deemed As the cardholder has no objection to the content and participation results of this activity, our bank will no longer handle objections to this activity in the future.

10. If the customer has any of the following circumstances, his or her qualification to participate in this event will be cancelled, and our bank has the right to request the return of the bonus points given, including but not limited to: engaging in false transactions or violating the law. Returns or cancellations of transactions and consumption that meet the activity conditions, or abnormal status such as overdue, frozen, stopped payment, cancellation of accounts participating in the activity, violate the "Agricultural Bank of China Golden Harvest Credit Card Articles" and "Agricultural Bank of China Golden Harvest Credit Card Application" Contract (Personal Card)" and other relevant provisions.

11. Agricultural Bank of China Credit Card Center has the right to interpret, modify, and change the terms and conditions of this activity within the scope permitted by Chinese law (including but not limited to delaying or early termination of this activity, etc.), and in China It will take effect after it is announced on the Agricultural Bank of China website or other relevant channels. Customers are advised to pay attention.

Are there any points for buying car insurance using a Bank of Communications credit card?

There are no points.

Bank of Communications credit card points rules:

Specific categories of spending, including but not limited to real estate; car sales; wholesale transactions; hospitals; junior and higher schools; universities, colleges, Vocational schools; charitable and social services, non-profit undertakings; fines; bails and bonds; taxes; government services; transactions such as insurance sales, insurance industry and insurance premiums are not considered points.

This is the end of the introduction about car insurance credit card points and what car insurance points mean. I wonder if you found the information you need?