Who can provide the history of CCB Long Card?

Dragon Card is the collective name for various bank cards issued by China Construction Bank. Since the first Dragon Card was issued in 1990, it has launched Dragon Card Credit Card, Dragon Card Savings Card, Dragon Card Zodiac Card, Dragon Card Ic Card, and Dragon Card Co-branded Card. and other series of products, the service fields involve many aspects of social economy such as commerce, tourism services, food and entertainment, transportation, post and telecommunications, medical and health, insurance, etc. With Long Card, you can enjoy all-round and modern financial services and truly experience the safety, convenience and speed of Long Card. We sincerely welcome you to use CCB Long Card.

Long Card Types

Long Card Credit Card - Designed for Modern People

Long Card Credit Card is a credit card issued by China Construction Bank to citizens or business operators with full capacity for civil conduct and high credibility. Credit payment vouchers issued by enterprises and institutions with good profits and high credit standing. Longka credit card can be overdrafted in good faith within the credit limit specified by China Construction Bank. At present, our bank has launched a credit card that complies with international practice and can enjoy interest-free treatment by "spending first, repaying later". Dragon card credit cards are divided into gold cards and ordinary cards according to the credit limit level; they are divided into personal cards and corporate cards according to the issuance objects; they are divided into color photo cards and color photo cards according to whether there is a photo printed on the card surface; they are divided into principal cards, Supplementary Card.

Dragon Gold Card - a symbol of distinguished status

Dragon Gold Card is a credit card issued by China Construction Bank to customers with higher credit limits. In addition to having all the functions of ordinary credit cards, You can enjoy more preferential services. CCB is equipped with an account manager for each gold card holder, and gold card customers enjoy VIP services when spending at designated merchants.

Dragon Card Savings Card - a good helper for personal finance management

Dragon Card Savings Card is a multi-functional magnetic card-type current deposit and withdrawal certificate and consumer financial management tool issued by China Construction Bank for customers. Debit cards are only issued to individuals and are safe and convenient.

Longka Zodiac Card - We all love the little financier

Longka Zodiac Card is a series of cards, one is released every year, with the zodiac cartoon of that year printed on the card surface Patterns have high ornamental and collection value. Its function is basically the same as that of a debit card.

Longka IC Card - Pioneer of the E Era

Longka IC card has a micro integrated circuit chip embedded in the card, which can record the cardholder's customer information, account balance, and card usage. . It has the characteristics of large information storage capacity, strong security and confidentiality, long service life, fast acceptance and settlement speed, and can be used offline.

Longka co-branded card - everything is for your sake

Longka co-branded card is a Longka product jointly issued by China Construction Bank and a large enterprise (group) or unit with good social card reputation and economic status. , cardholders can enjoy special services jointly provided by banks and co-branded entities. Currently, China Construction Bank and China Pacific Life Insurance have launched the Taiping Dragon Card, and Wuhan Plaza has launched the Wuhan-Guanglong Card.

Dragon Card Functions

Nationwide Online Deposits and Redemptions

Dragon Card has been connected to the national network. With Dragon Card, you can apply for general deposits and redemptions at Construction Bank outlets across the country; You can withdraw money and check your balance at CCB ATMs and UnionPay ATMs across the country.

Shopping is convenient and unrestrained

With Dragon Card, you can shop at special merchants across the country, including UnionPay special merchants and Longka special merchants, instead of cash payment, which is safe, accurate, convenient and unrestrained.

Settlement and transfer functions are diverse

Transfer settlement can be handled at CCB branches, online banking, telephone banking, and ATMs.

Collect and pay with ease

You can use the card to pay phone bills, rent, water and electricity bills, as well as repayments for consumer loans such as personal housing and cars; you can also pay wages for your organization , handle the collection and settlement of operating funds for enterprises.

Express Transfer is convenient and fast

Our bank’s Express Transfer is faster and more convenient than the usual remittance methods. It can reach collection points nationwide (except Tibet and Xinjiang) within 2 hours. The money is deposited into the account and comes with an electronic message function.

Bank-Security Connect is safe and convenient

Deposit card holders can freely transfer funds between their savings cards and securities margin accounts in a timely, accurate and safe manner over the phone, or they can Through our bank's "95533" telephone entrustment system or through the telephone and online entrustment system of designated securities companies, you can conduct securities buying and selling by yourself. The funds for buying and selling securities are settled through debit cards, eliminating the need to travel and wait in line, which saves you worry and effort. Ease of operation.

Agree to roll over and increase the value

You can agree to transfer the demand deposit in the Dragon Card into time deposits such as small deposits and lump sum withdrawals, lump sum withdrawals and other time deposits. After maturity, it can also be automatically Transfer deposits to maximize returns.

Special features of Dragon Card credit card

Consumer credit shows off its style

If you have a Dragon Card credit card, you can enjoy the revolving credit line provided by China Construction Bank and overdraft to withdraw cash. The maximum credit limit of our bank can reach 50,000 yuan, and the cumulative overdraft withdrawal amount can reach 50% of the credit limit. The maximum period for cardholders to use their credit limit for overdraft, cash withdrawal and consumption is 60 days. To repay the principal and interest of the overdraft, cardholders only need to go to any CCB branch with their credit card to make a deposit.

Full range of services

Online banking

Online banking provides you with many services such as enquiries, transfers, online shopping, etc., all with just one click. In control.

Online banking: WWW. ccb-hb. Com

Telephone Banking

The telephone banking system provides you with a variety of self-service services such as account inquiries, loss reports and stop payments, allowing you to manage your finances easily without leaving home.

Telephone banking: 95533

Special service at airports and hotels

Dragon card credit card customers can enjoy preferential room rates and services at CCH franchised hotels across the country, and check out When traveling, you can get an "Airport VIP Voucher" at the hotel with your air ticket, and you can enjoy first-class ground service with the voucher.

As of February 2003, CCH has nearly 300 franchised hotels and 30 contracted airports. For details, please call 8008101768 or log in to www. cchhotel． com website.

Emergency services

When Dragon Card savings card customers encounter abnormal situations such as network failure or card magnetic strip failure in other places, CCB will handle emergency services for you to solve your urgent needs.

Cash Assistance

When Dragon Card credit card customers lose their credit cards in other places and need cash urgently, CCB provides you with emergency cash assistance services, which allows you to withdraw cash without a card within the limit. The maximum assistance amount for gold cards is up to 5,000 yuan, and for ordinary cards is up to 3,000 yuan.

Send a statement

If you use a Dragon Card credit card, you will receive the previous month's credit card statement every month. We will also provide you with the latest service updates on your statement.

Long Card charging standards

Long Card off-site deposits and off-site transfer handling fees

Dragon Card off-site deposits and off-site transfers (including transfers for large purchases) are based on the transaction amount A handling fee of 0.5% will be charged, with a maximum of no more than 20 yuan. If the handling fee is less than 1 yuan, a handling fee of 1 yuan will be charged. The maximum handling fee for off-site deposits and transfers within Hubei Province (excluding Yichang) shall not exceed 10 yuan.

Long Card's off-site withdrawal handling fee

Long Card's off-site withdrawal fee is 0.5% of the transaction amount. If the handling fee is less than 1 yuan, 1 yuan will be charged. The maximum handling fee for withdrawals from other places within Hubei Province (excluding Yichang) shall not exceed 10 yuan.

The handling fee for reporting loss

The Dragon Card credit card is 40 yuan, and the Dragon Card savings card is 5 yuan.

The annual fee for Dragon Card credit card

Gold card is 80 yuan/year, color photo ordinary card is 60 yuan/year, and ordinary credit card is 20 yuan/year

Long Card credit card replacement The card production fee

30 yuan for color photo cards and 10 yuan for ordinary cards.

Long Card Credit Guide

Long Card Application

The Dragon Card credit card application form can be collected at any branch of China Construction Bank. You only need to fill out the application form and bring your personal and You can apply with the guarantor's ID card and a copy (if you apply for a color photo card, you need to provide a one-inch color photo); if approved by China Construction Bank, the card can be collected after five working days. We can also provide you with guarantee-free discounts based on your credit status. The Dragon Card Savings Card can be applied for at any branch of China Construction Bank. Customers can open a current savings account with their valid identity documents and receive the card upon opening the account.

Use of Dragon Card

After receiving the Dragon Card, the cardholder should immediately sign his or her name in the reserved signature column of the card. The Dragon Card should be kept properly, and the password can be changed in a timely manner. Pay attention to keep the password confidential. You can change the Dragon Card password at any CCB ATMs or outlets across the province, which is convenient and safe.

To use Dragon Card to conduct online transactions, you only need to use your password and do not need to show your ID card. When using ordinary credit cards to process order-press transactions, you must present your ID, while color photo credit cards are exempt from the need to show your ID.

No need to fill in the receipt: When handling deposits, withdrawals, and account cancellations at the counter, there is no need to fill in the receipt.

Cardless deposit: When making a deposit within Hubei Province (excluding Yichang), you only need to provide your card number.

Report the loss of Dragon Card: When your Dragon Card is accidentally lost, for the sake of fund security, you can first call CCB Telephone Banking: 9553 3. Press the phone prompt tone to complete the loss reporting procedure, and then bring your ID card or The original household registration book must be submitted to the CCB branch where the card was originally issued for written loss reporting procedures.

When a cardholder withdraws money or inquires about transactions at an ATM, the ATM will automatically identify cards that have been included in the stop-payment or loss report and list them as cards that have been swallowed. Therefore, in order to avoid unnecessary trouble caused by card swallowing, if the cardholder finds the Dragon Card after reporting the loss, please first go through the cancellation procedures before using it.