Necessary credit card

The first card, Bank of Communications standard credit card.

7 fast credit cards can be recommended as soon as 1 minute for approval.

Approval speed: very fast, usually within 10 minutes. When I applied for it myself, I just submitted it online, then turned around and sent a text message, which took less than 1 minute! Xiaobai's quota is quite good. Moreover, the Red Friday activity of Bank of Communications is simply a must! ! !

2. Everbright Bank Sunshine Credit Card.

7 fast credit cards can be recommended as soon as 1 minute for approval.

Who designed the color!

7 fast credit cards can be recommended as soon as 1 minute for approval.

Let's change the Yanhuang card.

Approval speed: 2-5 days. It's just an EMS registered letter by express mail. God, that postal outlet shouldn't be too hard to find! ! In fact, there are many comrades who organize newspapers, and the tables are also very chronological, like rows of old movies from the 1980s.

In addition, Everbright Bank often recommends platinum golf cards for telemarketing, but does not necessarily give the amount. A little pit.

Third, CITIC UnionPay standard credit card.

7 fast credit cards can be recommended as soon as 1 minute for approval.

Speed of application: CITIC's credit card quota is not very generous, but the approval speed is quite fast. Bian Xiao once recommended a client to handle it. As a result, my POS machine was delivered from Hefei to Harbin by express delivery, but the customer said that his credit card had been received.

7 fast credit cards can be recommended as soon as 1 minute for approval.

Fourth, Ping An standard credit card.

7 fast credit cards can be recommended as soon as 1 minute for approval.

Ping An Insurance has done a lot of things recently, but credit cards are still quite close to the people, and it is said that water will be released at the end of the year, and the approval amount is high. Generally 1 to 3 days will be approved.

Ping An focuses on advertising, promoting 1w, and the 2w quota is easily approved, but the actual quota is often much lower.

Fifth, people's livelihood standard credit card.

7 fast credit cards can be recommended as soon as 1 minute for approval.

Approval speed: within 5 days, the basic information will be approved without problems, and the amount is good. Suitable for novice cardholders, the maximum withdrawal ratio is 40%, and the withdrawal fee is 65438+ withdrawal amount is 0%. Other functions are relatively common. Recently, cash loans, installment loans and various E loans are popular, and Minsheng Bank has little movement.

Sixth, CCB Longka standard dual-currency credit card.

7 fast credit cards can be recommended as soon as 1 minute for approval.

CCB's card will be approved within 5 days. Generally, don't check the progress in the first 3 days, and CCB points will never be cleared. Only 0.5% handling fee is charged for cash withdrawal, which is more conscientious than other banks. There are many outlets in CCB, and the initial quota is not large, but as long as you don't eat ash, you will raise it.

Seventh, Industrial Bank credit card.

7 fast credit cards can be recommended as soon as 1 minute for approval.

Getting off the card at the earliest 5 minutes is its biggest feature, and the amount is rich. However, there are not many outlets in Xingye, so check the nearest online store before you apply for a card.

What kind of credit card should ordinary office workers get?

1, fledgling-China Merchants Youth Card (black)

This card has low application threshold and high quota. For friends who just graduated, this card is the most suitable. It is necessary to know that the first withdrawal of China Merchants Young Card every month is free, which is the most intimate for friends who inevitably face++.

2. Urban Beauty-Guangfa Zhenqing Credit Card

Guangfa Zhenqing Credit Card is suitable for shopaholics, with triple points for merchants, including department stores, restaurants, entertainment and other types, covering almost different kinds of daily consumption needs.

3, trendy men do cool-CITIC I Platinum Credit Card

The platinum card, known as the annual fee-free, is a necessary weapon for trendy men to play cool. Not everyone can use it casually these days. What is even more gratifying is that CITIC I Platinum Credit Card enjoys double points in online transactions.

4. Business travelers-Guangfa Nanzhu Gold Card

Some friends who travel frequently may wish to apply for the Pearl Gold Card of China Southern Airlines. In addition to accumulating mileage for daily consumption or taking China Southern Airlines flights, business travel consumption will also receive double mileage rewards. With so many accumulated projects, it is perfect for our card friends to change air tickets.

20 18 what are the credit cards worth doing? That's what the old driver said ......

There are many kinds of bank credit cards, including owner cards, co-branded cards, shopping cards and travel cards. If it is the first time for a friend to apply for a credit card, you can look at the most worthwhile credit card introductions that have collected thousands of netizens' opinions. After reading this, you will know what credit card is worth doing in 20 18 in one second.

20 18 introduction of the most valuable credit cards

1, Bank of Communications Wal-Mart Credit Card

Shopping in the supermarket is a must, and you can enjoy credit card payment from Saturday to Thursday with great discount. The biggest advantage is high integral feedback. The maximum integral feedback 1% is ten times that of foreign consumption.

Whether you are shopping in the supermarket or going out for consumption, you can brush your head, and the points should not rise too fast!

2. China Merchants Bank Classic White

This card is introduced because of its high cost performance, and it is considered as the most cost-effective platinum card. The application threshold is relatively low, there are many value-added services, the points can be exchanged for grandma's fees, and you can also enjoy services such as hotel VIP check-in, airport VIP lounge, and free health checkup. As the name implies, it is the most classic platinum card.

This credit card is a must for car owners, and it is one of the most suitable credit cards for car owners on 20 18. It will be cashed back after refueling. If there is anything wrong with the car, provide free door-to-door pick-up service. At the same time, supporting car wash service can save a lot of car wash fees every month.

4. Guangfa Sharp Card

Guangfa Ruika is a real cashback card for consumption, with no brainbrush, pure cashback rules, no affectation, and consumption can be cashed back. Cash-back consumption is expanded to three industries: department stores, supermarkets and restaurants. Consumption can be cashed back and directly entered into credit card accounts. As long as it is consumed at a designated merchant, it can be returned every day, with a maximum return of 1%. However, this card is only open to new users, and old users of Guangfa Credit Card can only read it.

5. CITIC has one gold and one white

Although it is not a Taobao co-branded card, it is better than a Taobao co-branded card. Friends who love online shopping must not miss it. The reason why I want to introduce it to you is that online transactions can calculate points, double points by swiping a card, and enjoy a long interest-free period. In addition to online shopping, travel rights are also very powerful, sending 5 million aviation accident insurance and 2 hours flight delay insurance. There are also some other CITIC credit card rights, such as 9% share swap and 50% discount on wonderful 365-day food.

6. China Merchants Bank Card

China Merchants Bank Card has comprehensive functions and is universal at home and abroad. It is a credit card with comprehensive financial management function, which is necessary for high-end people. The biggest feature is that it integrates multiple functions, one of which is more valuable than the other. The card set has fixed demand, multi-storage, multi-currency, multi-function and one card, and all merchants, whether UnionPay, MasterCard or visa, can spend by credit card. Is it awesome?

Which bank is good for visa card abroad? You need three cashback credit cards.

With the continuous improvement of national economic income, more and more people are eager to go abroad and see the world, but it is not very convenient to spend in RMB, so you can equip yourself with a visa credit card. Then, which bank should I apply for a visa card when going abroad? Here are some credit cards that can be cashed back without annual fee when spending abroad.

1, roncamus credit card

Annual fee-free platinum card, the cash back highlight of this credit card is "8% for overseas big-name merchants and 28% for overseas duty-free shops".

Most importantly, you can get a global payment platinum card (Visa version) when you apply for the card, and you can enjoy up to 5 million aviation accident insurance, flight baggage delay insurance and card loss protection. In addition, the++transaction can not only avoid foreign exchange handling fees, but also automatically purchase foreign exchange and repay directly in RMB.

2. Minsheng Visa standard credit card

Minsheng Bank Platinum, main card 600 yuan/year, sub-card 300 yuan/year. Free annual fee for the first year. If you spend 65,438+08 cards or 50,000 RMB (or equivalent++) in that year, the annual fee will be reduced or exempted in the following year.

With Minsheng Visa standard credit card, you can cash back 1% in consumption abroad, 10% for offline consumption, and the cash back limit is $200 per month, 1 000 per year. There are also free++transaction fees, 50% discount for two people in five-star hotels, and so on.

3. China CITIC Bank Tuniu Card (VISA Edition)

Unconditionally exempt the annual fee of 2000 yuan and the currency conversion fee for overseas transactions.

Customers can enjoy cashback in the United States, Canada and other 16 countries or regions after registering with Tuniu Visa co-branded customer WeChat/SMS, among which the cashback ratio for fashion department stores, restaurants and accommodation is 30%, and the highest cashback ratio for other offline consumption is 8%.

What credit card should I get if I am short of money? Don't miss the credit cards of these three banks.

Relatively speaking, commercial banks are easier to handle than the credit cards of the four major state-owned banks in China. Each bank's credit card has its own characteristics and processes. Credit cards of China Merchants Bank, Bank of Communications, CITIC and Guangfa are easier to handle than those of the four major banks.

According to Article 7 of the Measures for the Supervision and Administration of Credit Card Business of Commercial Banks, credit cards refer to all kinds of media that record the relevant information of cardholders' accounts, have the functions of bank credit line and overdraft, and provide relevant banking services for cardholders.

1. China Merchants Bank Credit Card

The best credit card of China Merchants Bank is YOUNG Card, a credit card product tailored for the younger generation. Fresh graduates can apply for small white-collar workers, and college students who have reached 18 can also apply for formal internship contracts.

Friends who have used China Merchants Bank's credit card know that China Merchants Bank's service is very good, which is the best among all banks. Although China Merchants Bank can't handle cards with cards, the efficiency of issuing cards and withdrawing cash is still quite high. Moreover, China Merchants Bank supports WeChat cash withdrawal test. Once the test passes, you can withdraw cash quickly, simply and quickly, which is so powerful.

2. Bank of Communications Credit Card

It is often recommended to apply for the Y-power card of Bank of Communications, and the withdrawal amount is 65,438+000%. There is no annual fee in the first year, and you can avoid the annual fee by swiping your card six times in the second year, which is very powerful.

The usual activities are also super powerful, such as the annual essential activities: the most red star period five, the super most red star period five, and the weekly brush. In addition, Bank of Communications supports card processing. Although the risk control is strict, it is not as difficult as everyone said.

3. Ping An Bank Credit Card

Ping An Bank has also expanded rapidly recently to support the insurance policy. Compared with China Merchants Bank and Shanghai Pudong Development Bank, the preferential activities of Ping An Bank's credit cards are not outstanding. However, the owner card of Ping An Bank is very powerful for the owner, because there are many gas concessions.

4. CITIC Bank Credit Card

It is recommended to apply through the internet, which is quite efficient. Generally, short messages will be accepted by banks within 24 hours. Auditing information is simple, as long as you provide a copy of your ID card. But as for the amount, it is very difficult.

Citic's credit card has more powerful activities from time to time. In recent years, the "9-point exchange" activity has a good reputation, but it has been spit out by everyone because of the adjustment of strategy. However, I still recommend its Platinum Card and JD.COM White Card.

Verb (abbreviation of verb) Guangfa Bank Credit Card

Guangfa is known as an iron rooster, mainly because the quota is difficult to mention, but there are still many preferential activities. The best credit card of Guangfa Bank is undoubtedly Guangfa True Love Credit Card. As long as you are a female customer and can provide stable income proof and personal information, there is no obstacle to applying for this card.

6. China Everbright Bank Credit Card

It is easy to apply for a card, and the amount is high. You can apply for an adjustment of the quota for half a year, and generally increase it by 1 times at a time. The best thing is that there are many points activities, often several times as many as sending points, and online transactions are also counted as points.

In fact, at present, as long as your credit qualification is good enough, apply for a credit card in any bank, repay the loan in time, and use the card reasonably, the quota will go up.

ICBC's Most Worthy Credit Card

1, ICBC Struggle Card

It is a credit card specially designed for office workers. It is free of annual fee during the validity period of the card and supports time tolerance service. The color of the card is divided according to the level of the credit card. Blue is an ordinary card, red is a gold card and black is a platinum card. There are also 0 foreign exchange fees, account security insurance, tide brand Haitao cashback and other rights and interests.

2. ICBC car plus credit card

It is the best choice for car owners. This card is a rigid annual fee and cannot be reduced. Puka 100 yuan/card/year, Gold Card 200 yuan/card/year, Platinum Card 2000 yuan/card/year. However, the rights and interests are very practical, such as 6% cash back discount for refueling at designated gas stations in China every Sunday, 0 foreign exchange fee, credit card gift for new customers, and additional platform discounts, such as car purchase, car washing, maintenance, driving discount and other credit card preferential activities.

3. ICBC Tuniu Niuren Credit Card

As one of the essential credit cards for travelers, there is an exclusive preferential route of ICBC every year, and cardholders can enjoy such benefits as annual fee reduction, account security insurance, 98% discount on Tuniu products, and no handling fee for multi-currency exchange. Platinum card can also enjoy travel inconvenience insurance and aviation accident insurance.

4. Universe Credit Card

This card has a high face value and is suitable for Yan Kong's friends to apply. Moreover, compared with other credit cards, the application threshold of this card is lower, and friends with poor qualifications can also consider starting a gold card. The benefits that cardholders can enjoy include annual fee reduction, ten times birthday points,++zero handling fee, and a tolerance of ten yuan for three days. Among them, the simple platinum card can also enjoy free parking at designated airports nationwide and afternoon tea in five-star hotels.

5. Shangri-La Joint Platinum Card

This credit card can enjoy the cash back of gold members of Shangri-La VIP Gold Ring Club, luxury stores and other high-end hotels, which is suitable for high-end consumers.

6.JD.COM Xiaobaika

You can enjoy a minimum discount of 50% for going out for consumption and eating. And you can exchange money for free, which is suitable for people who usually spend more outside.

7. Global Travel Card

As the name implies, this card is suitable for people who like to travel, because there will be two sets of cards, MasterCard and UnionPay, which are convenient to use at home and abroad.

The above seven credit cards are the most worthwhile credit card rankings of ICBC. Regardless of the ranking, it is good to suit yourself. Users can choose according to their own needs!

ICBC's credit card is the credit card with the highest circulation in China. The main types of ICBC's credit cards are: Peony International Credit Card, Peony Credit Card and Peony Credit Card; ICBC credit cards are divided into: Peony Visa Card, Peony MasterCard and Peony American Express Card by brand; According to the credit rating, it is divided into: platinum card, gold card and ordinary card; According to the issuing object, it is divided into business cards and personal cards, in which personal cards are divided into main cards and auxiliary cards.

For the introduction of necessary credit cards, this is enough.