Is the housing reform the first suite?

Question 1: Is the housing reform the first suite? Housing reform is also the first suite. Those who buy second-hand houses count as two suites.

Question 2: Does the housing reform count as the first suite? How to determine that the first suite housing reform is also a set of housing under your name? As long as you can find the property right in your name, it is your property.

Question 3: Is the housing reform a commercial house? What is the essential difference between "housing reform" and "commercial housing"?

As we all know,

"housing reform"

(that is, "housing reform and selling houses"

) and "commercial housing" are essentially different, in nature, they

Are two completely different concepts. Therefore, we must not simply confuse the two and confuse right and wrong. That kind of "housing reform"

It is completely wrong to regard it as a "commercial house" and should be corrected.

First, the so-called "housing reform"

(also known as purchased public houses)

: refers to the housing that has enjoyed the preferential policy of national housing reform. It means that workers take home as their home.

Hospital as a unit, in accordance with the national and local * * * and other relevant provisions at or above the county level to develop the "urban housing system reform policy", with the "standard price" or

"Cost price" to buy completed public housing. At the time of purchase, employees also enjoyed many benefits such as length of service, professional title, rank and family size.

Discount. It is a kind of housing distribution with strong policy for employees' welfare.

Buy at the cost price,

"House ownership" belongs to employees' families and individuals; According to the "standard price" purchase, the workers' home.

The court has "partial house ownership"

Only by paying the money and perfecting the property right can we have the "complete property right" of the house.

.

Therefore,

"Housing reform" has the following unique features:

1

.

"Housing reform" is a kind of compensation that the state does not include the "housing consumption fund" in the wages of employees, that is, the state pays wages to employees.

A kind of "real wages" compensation. It is a form of transition from housing system to housing commercialization; Its price is not determined by market supply and demand.

Decide,

It is determined by the principle of realizing simple housing reproduction and establishing a housing supply system with social security.

be

Public houses sold to employees at "standard price" or "cost price".

2

.

"Housing reform housing" sales target is limited. Not everyone can enjoy the preferential policy of national housing reform and buy a "house"

The object of "housing reform" can only be the residents who live in complete sets of public houses and the families of workers who meet the housing allocation conditions.

three

In the process of housing reform and selling houses, the purchase area is controlled. * * * and other departments have documents expressly stipulating that everyone can buy a house.

Building area "control index"

Prevent some people from buying public housing in large quantities at low prices, resulting in the loss of state-owned assets.

four

There are certain preferential policies for purchasing public housing that has been reformed and sold. The actual selling price of public housing is within the "standard"

On the basis of "price" or "cost price", preferential discounts should be given in many aspects, such as length of service, position or title, family size and so on.

5.

"Housing reform housing" is restricted from entering the market. Public housing sold to employees should generally be used by employees.

It can't be sold until the end of the year. At the same time, when most of the "reformed houses" are sold, the original units retain the priority to buy back.

2. The so-called "commercial house" refers to the real estate with business qualification approved by the relevant departments of * * * under the conditions of market economy.

development company

(

Including foreign-invested enterprises.

)

, through the "transfer" way to obtain the "land use right", after the completion of the listing for sale and lease.

house Including residential buildings, commercial buildings and other buildings. And self-built, contracted and commissioned construction, including self-occupied houses or other buildings.

Buildings do not belong to the scope of "commercial housing".

"Commercial housing" in the sale, developers are "market price" for the general public to open sales. It includes new products.

Housing, second-hand housing (stock room), etc.

The price of "commercial house" consists of cost, tax, profit, collection fee, location, level, orientation, quality and material price difference.

The content of.

In addition, "commercial housing" can be traded freely in the market according to national laws and regulations.

.

Therefore, the distinctive features of "commercial housing" are:

1.

The source of "commercial housing" is a house built by a qualified real estate developer, which is purely a market economy condition.

Under the market economy, the price of "commodity" is determined by the relationship between supply and demand. At the same time, you can.

2.

The land source of "commercial housing" is to obtain "land use right" through "transfer".

3.

"Commercial housing" is sold to the public.

4.

"Commercial housing" can be freely traded in the market according to national laws and regulations, and property buyers can buy it according to their own purchasing wishes.

Purchasing power depends on the location, floor, structure and area of the house. ...& gt& gt

Question 4: I have a reformed house at home, and now I want to buy a new commercial house. Is it a second suite? Taking the family as a unit, if the family members own a house, then the second suite is identified as the second suite. For housing reform, as long as your family's per capita living area is less than your local per capita living area, it is not a second suite. If it exceeds, it is considered to be a second-generation family. Per capita living space can go to the Housing Authority for consultation and issue relevant certificates.

Question 5: Does buying a second suite after housing reform count as a second suite? According to the Notice on Standardizing the Criteria for Determining the Second Suite in Commercial Personal Housing Loans (J.F. [2065438+00] No.83), the second set of housing credit policy shall be implemented under any of the following circumstances: 1 If the borrower applies for a loan to purchase a house for the first time, if it is registered in the house registration information system (including the pre-sale contract) where the house is to be purchased, 2. The borrower has used the loan to purchase more than 1 house (inclusive) and applied for a loan to purchase the house; 3. The lender is convinced that the borrower's family already owns a house (or more) through due diligence in the form of credit record inquiry, face-to-face test and interview (home visit when necessary).

According to the above regulations, you have a renovated house, and now buying a house is also considered as a second suite.

Question 6: I have a reformed house now. Can I buy another commercial house? If so, is it the first commercial house? Taking the family as a unit, if the family members own a house, then the second suite is identified as the second suite. For housing reform, as long as your family's per capita living area is less than your local per capita living area, it is not a second suite. If it exceeds, it will be considered as the second suite. Per capita living space can go to the Housing Authority for consultation and issue relevant certificates.

Question 7: The first set is to reform the housing and buy commercial housing. If you buy two houses according to the number of suites, you need to pay 60% and the deed tax is 3 points.

Question 8: Does housing reform belong to welfare housing distribution? Housing reform can also be called welfare housing. Housing reform, also known as purchased public houses, refers to houses that enjoy preferential policies of national housing reform. That is, the converted public houses purchased by residents are deducted from the standard price or cost price (the old houses are also deducted from the housing conversion). Housing reform is divided into cost price, standard price (preferential price), center delivery room and other types, and each type of housing transaction mode is different. Belong to a part of property rights. Welfare housing distribution is a unique form of housing distribution in the planned economy era after the founding of the People's Republic of China. In a market economy, houses are valuable, and people need money to buy and exchange them. In the planned economy, the surplus value of all people is nationalized by the state, and the state uses a part of these surplus values to build houses by enterprises and institutions, and then distributes them to some people according to a series of conditions such as grade, length of service, age, generation of residents, number of people and housing availability. The rent actually paid by residents is much lower than the cost of construction and maintenance, and housing distribution is actually a welfare treatment. Extension of related knowledge: can housing reform be bought? (1) Housing reform can be divided into complete property rights and partial property rights. In the housing reform policy of that year, employees had three choices: market price, cost price and standard price. Buying a house at the market price, the property right belongs to the individual and can be listed and traded at any time; When buying a house at the cost price, the property right belongs to the individual, but it usually takes five years to enter the market, and the land transfer fee must be paid before the transaction; If the house is purchased at the standard price, the employee owns part of the output, which is determined according to the proportion of the standard price to the cost price in that year. There are differences between these three price display procedures, so you must investigate clearly before buying, so as to know fairly well. (2) When many public houses were restructured, the original units retained the priority to buy back. According to the national regulations, whether the original property unit retains or gives up part of the property rights will be one of the important factors for you to buy the reconstructed house, so it is necessary to confirm whether the original unit is allowed to resell the house. (3) According to the State Council's decision on deepening the reform of the urban housing system, the housing purchased by employees at the market price belongs to individuals and can enter the market transactions according to law. After paying the relevant taxes and fees according to the regulations, the income belongs to the individual. The housing property rights purchased by employees at the cost price belong to individuals, and they can generally enter the market according to law after living for five years. After paying the leasing fee of land use right or the land income contained therein and paying relevant taxes and fees according to regulations, the income belongs to the individual: the housing purchased by employees at the standard price has some property rights, that is, the right of possession, the right of use, the right of limited income and the right of disposal, which can be inherited (the proportion of property rights is determined according to the proportion of the standard price to the cost price in the year when the house is sold). Generally, you have to live for five years before you can enter the market according to law. Under the same conditions, the original selling unit has the priority to purchase rent.

Question 9: Can the housing reform be turned into commercial housing? Your second house will exceed the standard if it is also converted into a housing reform house. Your first house will become a commercial house. Can be transferred in the form of sale, written in the name of others. The second house can only nail the real estate license.