Is it necessary to review the three-year credit of tobacco loans in the second year?

No need. According to relevant information, if the credit period of tobacco loans is 3 years, the loan users do not need to re-examine, but the loan turnover generally needs approval. Tobacco loan is an operating credit loan issued by major banks or financial service institutions to customers who are engaged in tobacco sales, such as hotels, department stores, convenience stores, etc., and whose annual tobacco payment reaches more than 200,000.