What is a credit card reader?

Question 1: What is a pos card reader? It is a networked machine that goes to shopping malls, big stores and hotels to pay with bank cards (without cash), which is equivalent to bank transfer to pay for consumption. Attached is a picture for you.

Question 2: What does the card reader 30 mean? 30- The transaction failed. Please try again whether the magnetic stripe of check card is intact or swipe the card in the opposite direction, or the magnetic stripe of UnionPay pos machine is fine and other interfaces are normal.

Pos machine error code comparison table

bjylposjfwzx . kuaizhan/ 13/9 1/p 2 109803 135 e 44 1

Question 3: What does the terminal of the bank credit card machine mean? The terminal of the credit card reader is the terminal number automatically generated by the system background, and each POS machine has only one unique terminal number.

Question 4: What does the mobile phone card reader mean? Mobile phone card reader, similar to external card reader, is mainly a tool for reading information of magnetic stripe cards, and transmits data through a 3.5mm audio jack.

The mobile phone card reader itself has no payment function. It needs the software of payment channel to cooperate with it to have the function of payment and receipt.

Mobile phone card readers are divided into simple, encryption, password keyboard, EMV and NFC series.

Provide a plug-in and card swiping function, without card swiping restrictions. As long as the connection is established by plugging into the audio hole of the smart phone, you can use many functions such as balance inquiry, transfer and remittance, credit card repayment, bill payment, mobile phone recharge, Alipay payment, TenPay recharge, game recharge card purchase and so on. The card reader can be used on Apple iPhone and Google Android phones.

Question 5: What is the name of the bank card reader? POS terminal for short. The terminal dials through the telephone line to send the information to the UnionPay platform. After the UnionPay platform recognizes the relevant information, it will send the deduction information to the issuing bank, and the issuing bank will send it back to the UnionPay platform after confirmation. After confirmation by UnionPay, the processed information will be sent to the front-end terminal, and the terminal will print the documents after receiving the confirmation information. Mobile POS terminal, the principle is the same, its information is sent and received through data signals! The communication fee is not much, and the fixed terminal communication fee is charged by the telecom company according to the local telephone standard according to the flow calculation!

Question 6: What are the rules for the company's work credit card machine? It is mainly used for timing. See if you are late or leave early.

Question 7: How to plug the bank card reader into the POS power supply? Check whether the power supply, telephone line and password keyboard are connected correctly.

Click OK to select sign-in. Only when the sign-in is successful can you start swiping the card.

Enter the amount according to the prompt, such as 356 yuan and 356.00 yuan.

When prompted for the password, please enter the password in the password keyboard.

If you don't have the password, just press OK and start signing the purchase order.

The purchase order is made in triplicate, and one copy is signed and given to the customer.

As for settlement, pre-authorization, return, etc. It is not clear here, as well as the identification of fake cards. If necessary, you can send me Baidu information and leave an email address, and I will give you a set of systematic cashier credit card training materials.

Question 8: What is a mobile phone credit card reader? After swiping the card through the mobile phone network, the money will be remitted to your bound bank card.

Question 9: How to deal with the credit card reader 1. Application method

1. Call the service of professional installation of POS machines.

2. Apply to the service provider.

Second, the approval process

Merchant application → information provided by merchants → UnionPay business or bank completes merchant investigation and signs an agreement → China UnionPay Chengdu Branch conducts network access approval → China UnionPay Chengdu Branch opens → Chengdu UnionPay business site installs equipment for merchants.

Third, the conditions for installing POS machines

1. It is legally registered and has a fixed business place;

2. Compliance management, high reputation and strong ability of continuous operation.

4. Documents and materials that merchants need to prepare when applying for POS:

1, 1 copy of valid business license;

2. 1 valid certificate of legal representative;

3. 1 valid corporate bank card;

4. Power of attorney for specifying the only settlement bank and settlement account for POS fund settlement (see annex for the format).

5. Merchant information questionnaire (to be filled out by settlement bank or UnionPay business).

Five, the installation of POS machines need to have the environment

1. The environment for installing POS machines should be clean and dry;

2. There is an open telephone line socket nearby;

3. There is a power socket nearby;

4. GPRS signals are needed near the installation of mobile POS machines.

Intransitive verb fund settlement

1. The merchant and the designated sole settlement bank negotiate and decide to adopt one of two settlement methods, i.e. non-documentary mode or documentary mode.

2. Under the bill-free mode, the merchant and the settlement bank need to sign a bill-free agreement (in triplicate, see annex). After signing the agreement, the merchant's POS credit card funds will be automatically transferred to the settlement bank through the clearing system the next day, and then the settlement bank will actively transfer the funds to the settlement account designated by the merchant.

3. Documentary payment method, without additional agreement. After customers swipe their cards, they will summarize the stubs of POS cards swiped by customers on a daily basis, and then submit them to the designated POS card clearing bank in the form of bills. After checking the bank voucher, transfer the funds to the settlement account designated by the merchant.

Question 10: How to use the card swiping machine? Simply put, it is how to swipe the card: swipe the magnetic stripe of the bank card across the track of the POS machine, then enter the amount, and then let the customer enter the password. The POS machine will print out the purchase order, give the merchant stub of the purchase order to the customer and retrieve it, and connect the customer who signed the purchase order to the customer to complete the card swiping operation.

To query the balance, generally press the "Menu" or "Function" key on the POS machine, and there will be an option to query the balance. Look for it, and then according to the prompt of POS machine, enter the password on the password keyboard, and you can see your balance.

"The bank transfers the money in the pos card reader to the bank account. Do you want to pay the handling fee?"

There is a charge for swiping the card. If you are in the clothing business, you will generally charge 1%, and then the bank will transfer the money deducted to your account.

I don't know. Are you satisfied with this answer? Ha ha!

Does the bank need to pay a handling fee to transfer money from the pos credit card machine to the account of the opening bank?

A: No!